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2024

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Best Local Car Insurance Agencies in Mesquite, TX

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mesquite Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

88Reviewed

55Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

701 Highway 352, Mesquite, TX 75149
WebsiteLicense: 1548610

Expertise.com Rating

Review Sources

Google
4.8 (48)
Facebook
5.0 (12)

Why choose this provider?

Wileman Insurance Agency is a full-service provider operating in Mesquite. It provides a wide range of personal and commercial lines of insurance, including car insurance coverage options. Disability insurance packages are also offered. Ryan Wileman and his team shop around the insurance market to get the ideal insurance policy that would fit clients' needs. They also allow clients to manage multiple policies in the same place without having to deal with different agents.

  • Multiple Carriers

211 West Main Street, Mesquite, TX 75149
WebsiteLicense: 1173674

Expertise.com Rating

Review Sources

Google
5.0 (98)
Facebook
5.0 (50)
Yelp
5.0 (3)

Why choose this provider?

Hanby Insurance is a Mesquite-based insurance agency that provides personal, commercial, and specialty insurance in its locality. Founded by Eugene Haynes Hanby in 1940, the agency offers auto, homeowners, renters, and life insurance under its personal insurance category. Its commercial insurance covers general liability, workers' compensation, business auto, and surety bonds. It provides access to various insurance carriers. The company's professional agents are committed to providing quality service to clients.

  • Multiple Carriers

1529 East Interstate 30, Garland, TX 75043
WebsiteLicense: 1856570

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Cornel Cernat is an independent agency that offers auto insurance solutions to individuals, families, and businesses in Mesquite and the nearby areas. It provides customized insurance plans that are tailored to the clients' needs by working with several insurance carriers. Its auto insurance policies protect individuals against damages and financial liabilities. Its agents also offer insurance for motorcycles, boats, and RVs. Cornel Cernat aims to provide people with hope and to make a difference through its insurance solutions.

  • Multiple Carriers

2701 Sunset Ridge Drive, Rockwall, TX 75032
WebsiteLicense: 1185900

Expertise.com Rating

Review Sources

Google
4.9 (46)
Yelp
5.0 (3)

Why choose this provider?

The Fite Agency is an independent insurance agency that is appointed to numerous carriers to provide a wide array of policies that will suit their clients. The family-owned agency assists drivers through liability coverage and protection for vehicles including autos, motorcycles, and motor homes. Recreational vehicles and watercraft such as jet skis and boats are also included in the policy. The Fite Agency serves Mesquite and residents throughout the Rockwall area.

  • Multiple Carriers

807 North Goliad Street, Rockwall, TX 75087
WebsiteLicense: 1955012

Expertise.com Rating

Why choose this provider?

Operating in Rockwall and the nearby Mesquite metro is the local insurance agency of Travis Barton, an insurance professional representing State Farm in the area. He was born and raised in Texas and is therefore familiar with the local insurance needs unique to the area. With over seven years of experience as a State Farm agent, he has extensive experience writing auto insurance policies for clients seeking financial protection from motorist risks and traffic accidents.

  • Bundling Option

18601 Lyndon B Johnson Freeway, Mesquite, TX 75150

Expertise.com Rating

Review Sources

Google
4.3 (25)
Yelp
3.0 (2)

Why choose this provider?

Standard Insurance Agency is an insurance service provider gathering auto insurance options for drivers in Mesquite, Irving, Richardson, Dallas, Austin, and other surrounding areas. Established in 1954, the business help car owners protect themselves and their cars from liabilities or accidents. Its agents shop for property damage and bodily injury coverages. They can also provide collision or comprehensive coverages to insure vehicles. Standard Insurance Agency operates with other five insurance affiliates managing auto and home insurance programs.

  • Multiple Carriers

1111 North Town East Boulevard, Mesquite, TX 75150
WebsiteLicense: 815608

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Greta Stogner Insurance is an independent agency that provides auto and property insurance in Mesquite. Its auto insurance covers liability, collision, comprehensive, medical payments, and uninsured motorist. Stogner has many years of experience in the insurance business and she represents some of the top-rated insurance companies like Metlife, Travelers, Columbia Lloyds of Texas, Kemper Preferred, and ASI. In addition, Stogner knows the right questions to ask to be able to match the insurance plan with the client's needs.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Wileman Insurance Agency
701 Highway 352, Mesquite, TX 75149
Hanby Insurance-Mesquite
211 West Main Street, Mesquite, TX 75149
agentpages.twfg.com
1529 East Interstate 30, Garland, TX 75043
The Fite Agency
2701 Sunset Ridge Drive, Rockwall, TX 75032
Travis Barton
807 North Goliad Street, Rockwall, TX 75087
Standard Insurance Agency - Mesquite
18601 Lyndon B Johnson Freeway, Mesquite, TX 75150
Greta Stogner Insurance
1111 North Town East Boulevard, Mesquite, TX 75150

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the basic car insurance requirement in Mesquite?

    In Mesquite, the minimum car insurance requirement is liability coverage, known as 30/60/25, which means $30,000 for each injured individual, $60,000 for total injuries per accident, and $25,000 for property damage. However, given the potential for high automobile and medical costs in serious accidents, many Mesquite drivers choose to carry additional coverage.

  • What factors influence car insurance rates for different age groups in Mesquite?

    Teenagers often pay higher premiums due to their higher risk of accidents and violations, averaging roughly $335 per month for basic coverage and $956 per month for comprehensive coverage. Rates decrease as drivers reach their 20s. The most affordable rates are between ages 35 and 55, while seniors may face slightly higher premiums due to increased accident risk.

  • What strategies can Mesquite residents use to reduce their car insurance expenses?

    Mesquite residents can employ several tactics to save on car insurance costs:

    • Obtain quotes from various insurance providers, including company agents, independent agents, brokers, or online options.
    • Consider discounts, especially if you have a teen driver with good grades.
    • Explore bundling options, which may lower costs when combining home and auto insurance.
    • Consider adjusting your deductible to reduce premiums, but ensure it's an affordable choice.
  • How does current car insurance coverage affect insurance quotes in Mesquite?

    In Mesquite, having current car insurance coverage can often result in lower insurance quotes. Insurance companies may view drivers without coverage as higher-risk individuals than those with car insurance, potentially leading to higher premiums. Since car insurance is mandatory in all 50 states, not having coverage may raise questions about a driver's risk profile, affecting the cost of insurance quotes.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.