Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in McKinney

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored McKinney Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

47Reviewed

29Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1402 South Custer Road, McKinney, TX 75070
  • Multiple Policy Types

Why choose this provider?

Christie Rhyne is a State Farm Insurance agent serving the McKinney community since 2010. She provides assistance to individuals, families, and businesses in protecting their assets with insurance products such as auto insurance, homeowners' insurance, renters' insurance, and business insurance. Together with her team, she also provides quotes for life insurance, which makes it possible for clients to face the future with confidence. Christie is a wife of a firefighter and a mother of four children.

License Verified:

License: 1460697

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (95)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3900 South Stonebridge Drive, McKinney, TX 75070
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Parker Preferred Insurance is an independent insurance agency that serves clients in McKinney and its surrounding communities. The company specializes in home, auto, life, and umbrella insurance products. It also offers renters’ insurance policies, which can pay for the loss of covered belongings in an unexpected event. Its renters’ insurance coverage is available for clients living in apartments, homes, and other dwellings that are not owned by the policy owner. Its insurance carriers include Foremost, Encompass, Hippo, and Kemper.

License Verified:

License: 2279102

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (97)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5900 Lake Forest Drive, McKinney, TX 75070
  • Multiple Policy Types

Why choose this provider?

TWFG Damon Castillo Insurance is an insurance provider that caters to the insurance needs of McKinney-based individuals, families, and business owners. It has been operating for over three decades now. Owner Damon Castillo is a second-generation independent agent who has been in the insurance industry for the past three decades. He provides renters' insurance policies from different insurance carriers, such as Travelers, Nationwide, Progressive, and Allstate. Its coverage includes personal property protection, additional living expenses, and liability protection.

License Verified:

License: 771937

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2411 Virginia Parkway, McKinney, TX 75071
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Gant Insurance Agency has been providing renters' insurance products in McKinney since 1987. The family-owned insurance agency was founded by Paul Gant. Since the firm's establishment, it has served thousands of clients and has grown to include almost 50 insurance professionals in its team. They compare insurance products from major insurance carriers, such as Travelers, Liberty Mutual, and The Hartford. Gant Insurance Agency also offers insurance policies for condo owners, landlords, and homeowners.

License Verified:

License: 686325

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.3
Google
3.0 / 5 (20)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What should you do when deciding how much renters' insurance you need in McKinney?

    When deciding how much renters' insurance you need in McKinney, you have to determine the value of all your personal belongings. These may include kitchen utensils, towels, bedding, furniture, clothing, appliances, and electronics. You can create a home inventory of your items with their estimated value. A list of your belongings can also help make your renters' insurance claim faster.

  • What is the average cost of renters' insurance in McKinney?

    Families and individuals renting a house in McKinney pay $13 per month or $155 per year of insurance premiums. However, these renters' insurance rates may change, depending on tenants' coverage limits and deductibles. If they have a claims history, they might pay more insurance premiums. However, if they have fire alarms or security systems installed in their homes, they have cheaper insurance rates.

  • Is your landlord in McKinney responsible if something happens to your personal items inside your rental apartment?

    No, your landlord is only responsible for insuring the building. If something unexpected happens and your items are damaged or stolen in your McKinney rental home, your landlord cannot help you with replacing them. That is why it is important to have renters' insurance to protect you from out-of-pocket expenses in case theft or natural disasters happen.

  • Do you need a lawyer when filing a renters' insurance claim in McKinney?

    It depends on the situation. When filing a renters' insurance claim in McKinney, working with a lawyer is not legally required. However, it is better if you have one to help you navigate the legal process. Most insurance companies only look out for their interests, and they are more likely to deny your claim. If you have an attorney, they can fight for your rights as a tenant and policyholder.

  • How do you file for a renters' insurance claim in McKinney?

    To file a renters' insurance claim in McKinney, you have to document the affected area or belongings after the accident or theft. You must take photos to have clear evidence of the damage. In addition, prepare your receipts and the inventory of your belongings to determine how much reimbursement you can get.

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