Best Mortgage Brokers in McKinney

2022

All Coast Lending - Long View

• Refinance

All Coast Lending - Long View is a mortgage brokerage serving residential clients in McKinney and the rest of the state. It works with various lenders to help its clients find loan programs that meet their needs, from new home purchases to refinancing. Its loan options include FHA, VA, and USDA loans. Conventional, jumbo, and non-QM mortgages are also offered. All Coast Lending was established in 2015 and it supports Equal Housing Opportunity. It also extends its services to 17 other states across the country.

Capacity Lending

• Purchase Transactions
• Refinance

Capacity Lending is a team of mortgage brokers and loan specialists that offer mortgage solutions and loan programs in McKinney. The firm is composed of consultants that source out loan programs that are tailored to the client's budget, needs, and credit rating. Some of its programs include fixed and adjustable-rate mortgages as well as FHA and VA loans. It also provides options for mortgage refinancing such as cash-outs, traditional refinancing as well as HARP 2.0.

Chelsea Amaya

• Purchase Transactions
• Refinance

Chelsea Amaya is a mortgage sales manager and loan originator at Gateway Mortgage. The McKinney-based professional provides personalized mortgage solutions in the metro and its surrounding areas. Gateway Mortgage was established in 2000, and by 2017, the firm has served 100,000 clients from different communities. Chelsea handles various loan options such as FHA, conventional, USDA, and VA loans. Moreover, she offers services like cashout refinance, renovation financing, and one-time close construction loans.

Competitive Home Lending

• Purchase Transactions
• Refinance

Competitive Home Lending is a local mortgage company that provides home loans and mortgage refinance options to homeowners in the McKinney area. Its mortgage loan options include FHA, VA, Fannie Mae, Freddie Mac conventional loans, and other home purchase loans. The company also offers assistance with home refinancing and cash-out refinancing to reduce monthly payments and consolidate debt. Competitive Home Lending also provides advice regarding APR and APY loans, self-employed mortgages, and conforming loan limits.

Dianne Glenn

• Refinance

Dianne Glenn is a mortgage loan originator who works with the residents of McKinney. As a loan consultant, Dianne carries a selection of products, such as conventional, jumbo, and FHA loans, and reverse mortgages. She also caters to the lending requirements of military personnel and veterans and aims to create a smooth mortgage process, whether for home refinancing or purchases. Dianne serves as the branch manager of Willow Bend Mortgage and has 25 years of industry experience.

Eagle Mortgage Company

• Purchase Transactions
• Refinance

Eagle Mortgage Company is a brokerage near McKinney that provides mortgage services and real estate financing options to clients in the metro. The firm has been around for more than a decade and has helped hundreds of home buyers and homeowners secure loans for their home purchases. Some of the company's loan programs are 203K, HARP, government, conventional, and jumbo loans. The business also specializes in rate and term refinance services and cash-out loans. Eagle Mortgage Company also provides solutions for home insurance and home valuation needs.

Fellowship Home Loans

• Reverse Mortgages
• Refinance

For McKinney clients looking for mortgage solutions, Fellowship Home Loans is a company that assists clients in purchasing or refinancing a home. Its team has a combined 60 years of professional experience, helping clients to secure mortgage solutions in varying types including reverse, VA, FHA, and conventional loans. The team can assist clients in understanding refinancing program options between adjustable or fixed-rate mortgages. Fellowship Home Loans is authorized to offer services in 38 states in the US.

First Rate

First Rate Financial is a mortgage broker that serves first-time buyers and homeowners in McKinney and the surrounding areas. The broker specializes in most types of home loans, including conventional loans, conforming loans, federal housing administration loans, and VA loans. It also provides jumbo loans, fixed-rate mortgages, adjustable-rate mortgages, and combined or hybrid adjustable-rate mortgages. First Rate Financial has more than 15 years of experience in the local Texas market. It is committed to taking a refreshing, honest, and upfront communication approach with its clients.

Frisco Mortgage Guy

• Refinance

The Frisco Mortgage Guy serves clients in McKinney and the surrounding areas. The alias belongs to Geoffrey Davis, a loan originator affiliated with Guardian Mortgage. He offers consultations with clients to help them set realistic financial goals and guides them in determining the loan products that would satisfy their needs. Whether it's first-time homebuyers or individuals looking into refinancing, he focuses on educating clients about the risks involved in various financial situations. Past clients have praised Geoffrey for easy communication and prompt response to queries.

High Country Mortgage Services

• Commercial Loans
• Multi-Family Loans

High Country Mortgage Services is a McKinney-based firm that provides mortgage loan options to those who want to purchase a new home or are looking to refinance their current property. It provides options such as conventional, FHA, VA, USDA, and FHA 203K loans. Moreover, loan programs for manufactured homes are also offered by the firm. High Country Mortgage Services' lead broker is Raeanne Hagin, who has more than 31 years of experience in the industry.

Julie Nichols

• Refinance

Julie Nichols is a mortgage broker with Highlands Residential Mortgage, serving McKinney and the surrounding areas since 2003. She offers purchase loan options such as conventional, jumbo, and ARMs. She also provides refinancing services through mortgage products such as FHA and VA loans. Julie has closed more than 1,800 loans amounting to close to $315-million in purchases, refinancing, cash-outs, and construction mortgages. More than half of her business comes from repeat customers and referrals to friends, family, and co-workers.

Michael DeBacker

• Refinance
• New Construction

Michael DeBacker is a mortgage specialist with Caprock Home Loans serving the McKinney community. He assists individuals who are planning to purchase or refinance a home by scouring home loan products from multiple financial providers. Considering their needs and preferences, DeBacker guides clients throughout the home loan process for an easy, straightforward experience. The company has been praised for taking the time to educate clients on the loan options available for their mortgage needs.

Mortgage X-Change

• Refinance

Mortgage X-Change is a company serving homeowners in McKinney and the surrounding areas. Through its loan officers, it provides customers with a variety of financing options. Some of the options offered to customers include 203k, jumbo, and FHA loans. Fifteen-year and 30-year fixed mortgages are also available. The company provides loan tools and resources on its website, such as a pre-approval letter, a payment calculator, and refinance analysis. Customers can also get home value estimates and home insurance quotes on the website.

North Dallas Benchmark Mortgage

• Purchase Transactions

North Dallas Benchmark Mortgage provides services to clients like multiple property owners or first-time homebuyers in the McKinney area. Its team of mortgage lenders helps borrowers through every step of the home purchasing process, including prequalifying for a loan, appraisal, underwriting, closing, and funding. North Dallas Benchmark Mortgage offers a lifetime loan option that entails in-depth yearly reviews of a customer’s mortgage. Tom Sherman, the agency’s branch manager, has been in the mortgage business for almost 20 years.

Pam Thorn

• Refinance

Pam Thorn is a mortgage specialist from Union Home Mortgage in Wyndham. She is a Southern California native who has more than 20 years of experience in the real estate industry, specifically in the areas of property management and title insurance. Serving the McKinney area, she helps first-time homebuyers, refinance customers, as well as realtors by offering mortgage options that suit their needs and financial situations. Pam is available to meet clients in person or via phone conference.

Pinnacle Funding Group

• Refinance

Pinnacle Funding Group is a McKinney-headquartered mortgage lending agency. It caters to clients looking to purchase their first home or vacation home and clients with new construction projects. It offers purchase loans and refinance loans, tailors mortgage options, and helps clients achieve true homeownership. Its president, Brian Palmer, initially started as an intern at Pinnacle Funding Group in 2002. He later purchased the company from its original owner in 2005.

Prime Choice Lending

• New Construction

Prime Choice Lending specializes in creating a lasting relationship with each client by expediting the mortgage process. Serving McKinney and surrounding communities, the mortgage brokerage company offers services that include home purchasing and refinancing loans, conventional loans, USDA loans, FHA loans, and VA loans. Jumbo elite loan is also available with ARM and fixed-rate options. Prime Choice Lending's team of mortgage professionals helps borrowers through every step of the loan process and provides continuous guidance even after the settlement.

PrimeLending Allen

• Refinance

PrimeLending Allen is a financial institution that serves McKinney and its neighboring communities. Its mortgage experts help clients apply for home financing schemes, such as conventional, FHA, USDA, VA, jumbo, and reverse mortgages. They also offer first-time homebuyer loans and a variety of specialty products. Additionally, PrimeLending continues to invest in technologies that help facilitate operations, improve security, and simplify the mortgage process. This includes the use of PointServ, Mortgage Coach, and other mobile partners.

Stonebridge Residential Mortgage LLC

• Refinance

Stonebridge Residential Mortgage LLC delivers a wide range of services to clients in McKinney. It helps clients purchase a home, refinance a current mortgage, and tap into home equity with less paperwork. The mortgage company also offers different types of loan options, including fixed-rate loans which are payable for up to 30 years, a variety of adjustable-rate mortgages, and VA guaranteed loans for veterans. Stonebridge Residential Mortgage LLC assists clients from determining how much they can borrow to funding the loan once approved.

Tammy Costas

• Refinance

Tammy Costas is a loan officer who offers her services to clients in the McKinney metro. She reviews clients' specific situations and helps them with their loan applications. Her clientele includes senior citizens looking for reverse mortgages, investment buyers, refinancing homeowners, first-time homebuyers, and move-up homebuyers. Previous clients have kind words for the way Tammy did her job for them. They said she was prompt and easy to work with and was able to get their applications approved in just 2 weeks.

The Mortgage Brokers

• Refinance
• New Construction

The Mortgage Brokers is a mortgage lending and refinancing company that serves clients from the McKinney area. Led by its owner Gabriel Garza, the company helps every customer by simplifying the process from requiring just one loan application to presenting one credit report and total cost analysis. Its agents' ample knowledge of different loan and refinancing options enables them to provide personalized solutions for every client's problems. The company has been praised for its level of professionalism and clear communication.

Tristan Sherrill

• Refinance

Tristan Sherrill has provided mortgage assistance to clients in McKinney for almost two decades. As an area manager and mortgage advisor at Thrive Mortgage LLC, he takes out the stress of navigating the market by scoring loan options that match his clients' unique financial situations. Tristan and his team offer various mortgage products, including conventional, FHA, jumbo, non-QM, VA, and USDA. Additionally, they facilitate refinancing residential properties. Tristan is committed to providing honest information to help his clients make sound financial decisions.

TX Best Home Loans

• Purchase Transactions
• Refinance

TX Best Home Loans is a mortgage brokerage in Allen that specializes in online home loan processing solutions in the area. It serves clients in the McKinney metro and provides diverse options for residential loans and mortgages. Some of its programs include fixed-rate and hybrid adjustable-rate mortgages as well as FHA and VA loans. It also provides mortgage refinancing options, such as HARP 2.0 and reverse mortgages that help clients cash out equity and reduce mortgage payments.

WeDoLoans

• Refinance

WeDoLoans is a Plano-based mortgage company that works with clients in the local area and surrounding cities, including McKinney. Its portfolio of mortgage products includes adjustable-rate mortgages, USDA loans, and jumbo loans. It also has a Hero Loan program for qualified clients such as veterans, first responders, and nurses. WeDoLoans has helped over 1,000 clients save over $11 million in loan interest by collaborating with them to find the mortgage plan that matches their financial circumstances and needs.