Expertise.com

Best Homeowners Insurance Agencies in McKinney

2023

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Website
2411 Virginia Pkwy STE 5, McKinney, TX 75071
  • Multiple Policy Types

Why choose this provider?

Gant Insurance Agency offers insurance coverage to residential and commercial property owners in McKinney and the neighboring areas. The personal insurance coverage options include homeowners insurance, condominium owners insurance, renters or tenant insurance, and landlord protection. The homeowners insurance policies are for clients with traditional site-built homes and cover protection for the entire property, its contents, additional structures, and personal liability. The company has been in the insurance industry since 1987.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.8 / 5 (20)
Facebook
5.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5005 McKinney Ranch Parkway, McKinney, TX 75070
  • Multiple Policy Types

Why choose this provider?

Mike Johnson is a State Farm insurance agent who has been providing insurance and financial services to communities in McKinney for a decade. He offers homeowners' insurance for financial protection against natural disasters and other causes. The policy also includes personal property coverage. Mike Johnson also offers auto, renters', and life insurance policies. As an insurance agent, his aim is to help individuals, families, and businesses achieve financial freedom through insurance policies and financial protection services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (252)
Facebook
4.9 / 5 (30)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 North McDonald Street, McKinney, TX 75069
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Located in McKinney, Insurance Services Agency has been providing customized homeowners' insurance coverage to Texans for nearly 30 years. Policies are structured and written by seasoned insurance agents and tailored to the unique needs and requirements of each client. The agency also offers other kinds of property insurance—like renters and mobile homes—and coverage for vehicles, fire disasters, boats, and RVs. Insurance carriers include GainesCo, Safeco, and Zurich. Insurance Services Agency is a member of the McKinney Chamber of Commerce, Rotary International, and the American Cancer Society Relay for Life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 North Central Expressway, McKinney, TX 75070
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Condos

Why choose this provider?

Mauceri Bynum Insurance provides a line of insurance services from its McKinney location. The company assists clients in acquiring different policies, such as home insurance policies. Its team offers homeowners' insurance plans that include total or partial coverage for property damage or destruction due to lightning, hail, hurricanes, or explosions. Home insurance also covers damaged or stolen personal belongings. Mauceri Bynum Insurance was founded in 2005 by Al Mauceri. Mauceri began his career in the industry over 25 years ago.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (26)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
194 Industrial Boulevard, McKinney, TX 75069
  • Fire
  • Personal Property Insurance

Why choose this provider?

Integrity Personal Insurance is a McKinney-based independent insurance agency that helps people who are looking for homeowners' insurance. The company offers homeowners' insurance comparisons from across North Texas to help its clients find the insurance policy that will suit them. Its team of professional agents helps the clients see the differences among each insurance policy in terms of the conditions, coverage, endorsements, limitations, and riders. Integrity Personal Insurance works with more than 20 insurance providers, including Foremost, Kemper, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (287)
Google
5.0 / 5 (266)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
307 South McDonald Street, McKinney, TX 75069
  • Renter's Insurance
  • Flood
  • Fire
  • Condos

Why choose this provider?

GlobalGreen Insurance Agency has a local, family-owned franchise in McKinney. Among other offerings, the firm has custom solutions for homeowners' insurance that include dwelling, personal possession, disaster, and liability coverage. The firm offers separate plans for flood insurance and earthquake insurance. It also has an umbrella insurance policy that gives clients greater coverage. Run by a father-son team who has 45 years of combined experience, the firm represents over 20 insurance companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Are there any considerations you should make before filing a homeowners' insurance claim?

    Yes. Before turning in your claim to your homeowners' insurance company in McKinney, you should first assess the damage to your home to ensure that the expenses you will incur will materially exceed your deductible. To do so, you may call a professional contractor to perform an analysis of the damage and check the extent of your damage before you file an unnecessary claim.

  • Can your homeowners' insurance in McKinney cover the medical costs of a guest who gets into an accident in your house?

    Yes. If a guest gets into an accident in your McKinney residence and they sustain injuries, the personal liability coverage of your homeowners' insurance will take care of their medical expenses. If you happen to cause damage to someone else’s property, personal liability coverage will also pay for it.

  • Is it possible to include jewelry protection in your homeowners' insurance policy in McKinney?

    Yes. Policy add-ons, or “endorsements,” allow you to increase or add coverage to your existing homeowners' insurance policy in McKinney. There are endorsements that can include coverage for expensive items like jewelry, fine art pieces, and even electronics. You can also get extra coverage for other needs, such as damage from natural disasters, the backup of sewers or drains, and extra construction or repair costs to meet local building codes.

  • Can you get discounts on homeowners' insurance in McKinney?

    Possibly. When it comes to discounts, it’s the insurance company’s call as to what discounts they will offer you. In most cases, residents in McKinney qualify for a discount if they have a newer home or a home in good condition, no claims for three years in a row, other policies with the same insurance company, and a monitored burglar or fire alarm system.

  • Is there a sub-limit on water damage for homeowners' insurance in McKinney?

    Since water damage is among the most claimed events for Texas homeowners, insurance companies in McKinney may place a sub-limit on how much water damage they will cover. There are even instances where water damage is completely excluded from a policy. So, when you purchase homeowners' insurance, see to it that this line item is clearly spelled out if you are concerned about it.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.