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Best Local Car Insurance Agencies in McKinney

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Baja Auto Insurance logo
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License Verified:

License: 19554

Texas Department Of Insurance

Baja Auto Insurance

1321 North Tennessee Street, McKinney, TX 75069
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  • Multiple Carriers

Business Description

Baja Auto Insurance is an agency that has been providing insurance protection for clients in McKinney and Garland areas for more than a decade. Agents at Baja Auto Insurance work with clients to find the right auto insurance policy that fits unique needs and budget. They can help provide insurance plans for drivers who have tickets, are involved in accidents, with DUI records, or other similar circumstances. Founded in 2006, Baja Auto Insurance has 59 full-service agencies serving Dallas and Fort Worth.

License Verified:

License: 19554

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (340)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Braly Insurance Group logo
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License Verified:

License: 2100398

Texas Department Of Insurance

Braly Insurance Group

6401 Eldorado Parkway, McKinney, TX 75070
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  • Multiple Carriers

Business Description

Braly Insurance Group in McKinney is an independent insurance agency that provides personal and business insurance products to clients in the metro. The company writes auto insurance policies to clients to help protect them from unexpected financial losses in the event of an accident or traffic collision. Additional coverage for shouldering medical expenses, roadside assistance, and rental reimbursements are also available. Braly Insurance Group is committed to creating out-of-the-box insurance solutions that challenge existing conventional approaches.

License Verified:

License: 2100398

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GlobalGreen Insurance Agency logo
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License Verified:

License: 2447294

Texas Department Of Insurance

GlobalGreen Insurance Agency

307 South McDonald Street, McKinney, TX 75069
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  • Multiple Carriers

Business Description

GlobalGreen Insurance Agency is a full-service insurance company that provides personal and business coverages in McKinney. The family-owned business assists individuals and businesses in obtaining an auto insurance policy that can adequately protect themselves and their vehicles from financial risks. Its independent insurance agents work with multiple carriers that can provide several coverage options, including liability, collision, comprehensive, medical payments, roadside assistance, and uninsured motorist. The company's founders have over 45 years of combined experience in the industry.

License Verified:

License: 2447294

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Services Agency logo
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License Verified:

License: 2650462

Texas Department Of Insurance

Insurance Services Agency

600 North McDonald Street, McKinney, TX 75069
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  • RV & Motorhome
  • Boats

Business Description

Insurance Services Agency is a car insurance agency and broker located in McKinney. It matches clients with established insurance carriers for conventional auto insurance and policies for recreational vehicles, watercraft, and motorhomes. The company has been in operation since 1991 and its bilingual staff can cater to Spanish speakers. The firm is a member of Rotary International and the American Cancer Society. According to customers, the office has friendly staff and they trust its agents in handling any problem that arises with insurance policies.

License Verified:

License: 2650462

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Johnson logo
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License Verified:

License: 1641086

Texas Department Of Insurance

Mike Johnson

5005 McKinney Ranch Parkway, McKinney, TX 75070
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  • Bundling Option

Business Description

Mike Johnson is a McKinney State Farm insurance agent who has been providing insurance and financial solutions since 2011. He and his team offer auto, home, renters, and life insurance with the right coverages and quote the ones with the best rates. They understand their clients' situations and build a relationship with them. They hope to protect their clients and their families and help them have a better future financially. Johnson is available for consultation 24/7.

License Verified:

License: 1641086

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (252)
Facebook
4.9 / 5 (36)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pierce Insurance Group logo
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License Verified:

License: 2653120

Texas Department Of Insurance

Pierce Insurance Group

7951 Collin McKinney Parkway, McKinney, TX 75070
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  • Home and Auto Insurance

Business Description

The Pierce Insurance Group is an independent auto insurance agency located in McKinney. The agency's main philosophy is to build a solid and long-term relationship with its clients that is built on service and trust, achieved through learning about their needs. Being an independent agency, they work with a variety of top-rated carriers to provide their clients with their best products at the best rates. Aside from auto insurance, the agency offers coverage for watercraft, motorcycles, RV, and camper homes.

License Verified:

License: 2653120

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas Premier Group Insurance logo
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License Verified:

License: 1230199

Texas Department Of Insurance

Texas Premier Group Insurance

6675 Mediterranean Drive, McKinney, TX 75070
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Texas Premier Group Insurance represents over 30 carriers that can provide auto insurance coverages to its clients in McKinney. The independent service provider curates various policies to create personalized vehicle protection plans and to offer basic coverages that protect drivers, occupants, and their vehicles. Its agents determine the right policy based on the clients' assets, vehicle value, risks, and budget. The goal of owner Shan Treanor and his team is to build lasting relationships with their customers.

License Verified:

License: 1230199

Texas Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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