Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Lubbock

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lubbock Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

87

Reviewed

55

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2124 34th, Lubbock, TX 79411
  • Multiple Policy Types

Why choose this provider?

Roddy Simmons Jr is a State Farm insurance agent that has been serving the Lubbock community since 1980. He provides renters' insurance plans for the protection of tenants' personal belongings such as computers, clothing, TVs, bicycles, and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as additional protection under renters' insurance plans. Simmons also offers insurance coverage operations for homeowners, pets, and automobiles.

License Verified:

License: 711716

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.6 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1901 West Loop 289, Lubbock, TX 79407
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Nichole Forman is a State Farm insurance agent who has been catering to the insurance needs of customers in the Lubbock metro and nearby areas since 2004. Forman offers renters' insurance plans to protect personal stuff if in the event damaged or destroyed by fire, smoke, accident, falling object, or other catastrophic disasters. Some personal belongings covered are electronics, computers, clothing, furniture, and jewelry. Additionally, Forman also assists in getting home, auto, and life insurance policies.

License Verified:

License: 1296957

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (56)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11006 Indiana Avenue, Lubbock, TX 79423
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Lone Star Insurance Group is an independent agency operating in Lubbock. It offers renters' insurance coverage to protect tenants against financial loss from personal belongings that were damaged or stolen. Aside from coverage of additional living expenses, the policy can also cover losses from different circumstances such as windstorms, lightning, theft, explosion, and water damage from plumbing. Lone Star Insurance Group's team assists clients by educating them about possible risks and a series of possible solutions. It also offers life, health, and commercial insurance.

License Verified:

License: 779680

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (46)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2415 20th Street, Lubbock, TX 79411
  • Multiple Policy Types

Why choose this provider?

Short Insurance is an agency serving the insurance needs of customers in Lubbock. Its agents offer renters' insurance that protects personal possessions if lost or damaged due to wind and hailstorms, fires, and other unanticipated mishaps. Auto, commercial, and mobile home insurance plans are likewise available. Its founder, Charles Short, has started the business in 1973, intending to deliver the appropriate insurance plans that meet his clients' specific goals. The agency also has access to several insurance carriers to provide insurance policies with extensive coverages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13041 Quaker Ave, Lubbock, TX 79423
  • Multiple Policy Types

Why choose this provider?

Joe Schoenig is a full-service insurance agent with Farmers Insurance who serves individuals, families, and businesses in Lubbock and the nearby communities. He helps clients with purchasing insurance products that fit their needs, and one of the products he offers is renters' insurance. He offers policies to home renters that provide financial protection in case of property damage while at home or when elsewhere. Additionally, it also covers financial liability if a person gets injured on clients' premises.

License Verified:

License: 665268

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5812 66th Street, Lubbock, TX 79424
  • Multiple Policy Types

Why choose this provider?

Lubbock-based insurance agency, The Shropshire Insurance Agency Inc. has served the insurance needs of residents and businesses in and around the metro for almost 70 years. It carries renter’s insurance policies that may include personal property protection, family liability protection, guest medical protection, additional living expenses, temporary housing, and liability protection for people on the property. While it is based in Texas, The Shropshire Insurance Agency Inc. also serves other states such as New Mexico, Colorado, Kansas, and Ohio.

License Verified:

License: 2328922

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2413 20th Street, Lubbock, TX 79411
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

All Write Insurance is an agency that caters to individuals and families in the Lubbock area. It helps renters protect themselves and their possessions in times of disaster. Its policies also ensure that its clients can handle accidents with ease through personal liability. In addition, it specializes in auto insurance and provides motorcycle, RV, and boat insurance. All Write Insurance has been in the industry since 1995 and continues to assist people with a relaxed atmosphere.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (70)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
812 Frontage Road, Idalou, TX 79329
  • Multiple Carriers

Why choose this provider?

Becton Insurance Agency has been serving the community for over 42 years. It caters to the renter insurance needs of clients in Lubbock. Its agents explain the features of each product to help consumers make informed decisions. The company determines the right coverage for clients' needs, like personal property damage and accident liability. Its other areas of expertise are auto and individual health insurance. Business lines for restaurants and farms are also available.

License Verified:

License: 1668100

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What is not covered by renters' insurance policies in Lubbock?

    Renters' insurance policies issued in Lubbock have limitations just like those issued anywhere else in the states. For instance, your auto was stolen from the space you are renting. It won’t be covered by your renters' insurance policy. Generally, damage caused by natural disasters is also excluded from most coverage plans.

  • How much does renters' insurance cost in Lubbock?

    There is no fixed rate for renters' insurance in Lubbock. This is because the cost of renters' insurance depends on various factors, such as your exact location in the city, the total value of your property, your age, and your marital status. In some instances, even your credit score will be considered when determining the rate of your renters' insurance policy. For an accurate calculation, it would be best to seek the help of a licensed insurance agent from a reputable insurance agency.

  • Can your renters' insurance policy cover the injuries of a guest who hurt themselves on your rented property in Lubbock?

    Yes. There are renters' insurance coverage options in Lubbock that actually cover you from being held liable in the event that someone sustains an injury while they are in your home. So if you get slapped with a lawsuit and the judgment is not in your favor, your renters' insurance policy will take care of the costs up to your policy limits.

  • Can you get a discount when purchasing renters' insurance in Lubbock?

    Yes, it is possible to get a discount when purchasing renters' insurance in Lubbock. In many cases, those living in gated communities that require an access code or have security features installed in their rented properties can get lower rates. If you bundle your renters' insurance with auto insurance, your agent can also reduce your rate. Moreover, if you have a good credit score or if you are a student with good grades, you may be entitled to a discount.

  • What are “floaters” in a Lubbock renters' insurance policy?

    The term “floaters” is used by Lubbock insurance companies when referring to special renter situations that involve expensive and hard-to-replace possessions. Floater policies are add-ons that are rather common in all of Texas, where many renters own a collection of guns, cowboy boots, and expensive jewelry.

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