Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Longview

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Longview Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

38Reviewed

26Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

424 N High Street, Longview, TX 75601
WebsiteLicense: 771864

Expertise.com Rating

Review Sources

Facebook
4.9 (54)
Google
4.7 (27)

Why choose this provider?

Charles Tomberlain Insurance Agency serves individuals and businesses throughout Longview. It provides various types of insurance products, including renters' insurance plans. These plans include protection for personal belongings, liabilities, and additional living expenses and offer coverage for losses due to lightning, fire, windstorm, theft, and select types of water damage. As an independent agency, it offers policies from multiple carriers to help clients find the right level of coverage for their needs. Life, health, auto, and business insurance products are also available.

  • Multiple Policy Types

2912 Gilmer Rd., Longview, TX 75604
WebsiteLicense: 2186235

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Review Sources

Facebook
4.7 (31)

Why choose this provider?

A-Z Express Insurance Agency LLC. is an independent brokerage that caters to families and individuals in Longview. The agency provides coverage for renters in cases of lost or stolen possessions or damages to the property. Renters' insurance has different elements, including liability coverage and possessions insurance, and agents at A-Z Express aim to help renters put together the portfolio that matches their needs. Additionally, the locally-owned business offers bond options and policies for automobiles and homes.

  • Multiple Policy Types

3216 N Fourth Street, Longview, TX 75605
WebsiteLicense: 2435147

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Review Sources

Google
5.0 (169)

Why choose this provider?

Lori Ivey is a State Farm agent serving clients in Longview and its surrounding areas. Together with her team of insurance professionals, she helps clients manage risks and plan for their future by finding the best home, auto, health, and life insurance policies according to their needs. Her team provides services in Spanish and also helps with renters', business, and pet insurance. Lori is a former board member of the East Texas Alzheimer's Alliance.

  • Multiple Policy Types

1421 B Loop 281, Longview, TX 75702
WebsiteLicense: 1267845

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Review Sources

Google
4.6 (32)
Facebook
3.7 (10)

Why choose this provider?

Lamas Insurance Agency provides risk management solutions to property owners in the Longview metro. It helps individuals and families acquire renters' insurance plans to protect them and their properties from unforeseen events like vandalism, theft, windstorm, and fire. The independent company also offers recreational vehicle, motorcycle, general liability, and workers' compensation insurance. It represents multiple carriers, including Bristol West, Dairyland, Hallmark, and Kemper. Lamas Insurance Agency has been in the industry for more than 20 years.

  • Multiple Carriers

801 N Fredonia St, Longview, TX 75601
WebsiteLicense: 2670627

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Why choose this provider?

Scott Lundgren is a Farmers Insurance agent offering his services in the Longview metro. He offers renters' insurance plans that cover the policyholders' personal properties, which may not be included in their landlord's insurance. He also provides other products, such as business, home, life, motorcycle, auto, and umbrella insurance. Before becoming an agent, Scott served in the U.S. Navy for 21 years and achieved the rank of Chief Petty Officer. He is fluent in Spanish.

  • Multiple Carriers

1109 Judson Road, Longview, TX 75601
WebsiteLicense: 1144

Expertise.com Rating

Review Sources

Facebook
4.6 (10)

Why choose this provider?

Gans & Smith Insurance Agency caters to clients in the Longview metro. It provides renter's insurance for tenants and deals with further protection options, like liability coverage. The agency offers other property-related insurance products, including manufactured home and condo insurance. Other services include car, motorcycle, RV, and ATV insurance. The agency's managing partner and president, David McWhorter, is the recipient of the Chairman Award in 2012 from the Longview Chamber of Commerce. He has over 30 years of experience in finance.

  • Home and Auto Insurance

450 E Texas 281 Loop, Longview, TX 75605
WebsiteLicense: 12439

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Review Sources

Facebook
5.0 (26)
Google
4.6 (9)

Why choose this provider?

Bockmon, Knight & Traylor is a local insurance agency that has been serving residents and businesses in Longview and the rest of North East Texas since 1974. It offers a range of risk management options, including insurance for renters. Its renters' insurance covers personal possessions and can include personal liability. Coverage for homeowners, boats, RVs, and automobiles are also available. In addition, the brokerage provides life insurance, annuities, retirement plans, and an array of health care and commercial policies.

  • Multiple Carriers

3200 W Marshall Avenue, Longview, TX 75604
WebsiteLicense: 1944198

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Review Sources

Google
4.9 (140)
Facebook
4.8 (25)
Yelp
5.0 (1)

Why choose this provider?

Ginny Gould is a State Farm agent who offers renters' insurance in the Longview metro. She offers a wide range of other products such as auto, homeowners', business and commercial, property, and life insurance. Financing services are also available including mutual funds, banking, and annuities. Having been in the insurance industry for over 35 years, Ginny seeks to establish life-long relationships with her customers and help them manage their risks. She provides services throughout the Texas area and Gregg County.

  • Multiple Policy Types
  • Home and Auto Insurance

1811 Judson Road PO Box 3305 75606, Longview, TX 75605
WebsiteLicense: 1662184

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (7)
Yelp
1.0 (1)

Why choose this provider?

Rooker Downing Booth Insurance has been addressing the different insurance needs of individuals, families, and businesses in Longview and the rest of East Texas for more than half a century. Its insurance agents connect home rental tenants with various reputable carriers to help them obtain a renters’ insurance policy that will financially safeguard their personal possessions in the event of a disaster, damages, or theft. Rooker Downing Booth Insurance also offers home, business, auto, life, and health insurance products.

  • Multiple Policy Types
  • Home and Auto Insurance

FAQs

  • Should your Longview renters' insurance policy provide replacement cost or actual cash value coverage?

    It all depends on how much you can afford for Longview renters insurance. A replacement cost policy will cover the cost of replacing your belongings without taking depreciation into account. Meanwhile, an actual cash value policy will cover the cost of replacing the item less a depreciation deduction. Despite the 10% premium, opting for replacement cost coverage can be extremely beneficial, given how quickly most devices depreciate.

  • Which disasters in Longview are covered and not covered by your renters' insurance?

    The majority of Longview renters' insurance policies cover damage from explosions, windstorms, lightning, vandalism, fire, and smoke. Some types of water damage, such as a burst pipe or a leaking bathtub, may also be covered. Flood and earthquake damage, on the other hand, are not covered losses. Tenants should obtain a rider or a separate policy to protect themselves against these perils, especially if they live in an area prone to earthquakes and flooding.

  • What risks should you be aware of if you rent a home in Longview?

    Longview tenants are vulnerable to natural disasters such as hurricanes and floods. In Longview, 3,018 properties face a greater than 26% chance of significant flooding in the next 30 years. This represents 11% of all properties in Longview. It is recommended to include a rider that protects the house from flooding because a standard renters' insurance policy may not cover flooding damage. Renters can mitigate the financial impact of flood damage by purchasing flood insurance from the National Flood Insurance Program and private insurers.

  • Does your Longview renter's insurance cover liability in the event of a lawsuit?

    A standard renters' insurance policy includes liability coverage. This coverage protects you from third-party claims for personal injury or property damage caused by you or any other insured individual named on your policy. It may also assist in covering medical expenses if an injury occurs on your rental property. In the event of a lawsuit, liability coverage includes legal defense costs and judgments, regardless of whether the incident occurred in your Longview rented home or elsewhere.

  • How does your renters' insurance pay for the costs of your temporary lodging in Longview?

    Keep all of your receipts from your hotel stay, food, storage, laundry, and gas when filing a claim on your renters' insurance for your temporary housing expenses. That way, you can get the most out of your renters' insurance reimbursement for lost usage. In most cases, you will need to verify your spending with your Longview insurance company.

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