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Best Credit Repair Companies in Longview

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ASAP Credit Repair logo

ASAP Credit Repair

7922 S Broadway Ave. Unit #102, Tyler, TX 75703
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  • Credit Monitoring

ASAP Credit Repair has been offering services to clients in Longview since 2013. The firm advocates for clients against creditors, collection agencies, and credit bureaus. Its team of specialists assists individuals in removing negative items from their credit reports and adding new credit accounts to improve their credit scores. They give clients access to a credit score tracker that allows them to monitor changes. ASAP Credit Repair advises clients on how to manage finances to further improve their credit situations.

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Chadwick Financial Solutions logo

Chadwick Financial Solutions

411 N Fredonia Street #102, Longview, TX 75601
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  • Credit Audit
  • Credit Dispute

Chadwick Financial Solutions fixes the credit ratings of debtors in Longview. The firm delivers professional audits to determine which aspects of one's credit reports to dispute. It formulates plans for maintaining liquidity. The office is experienced in dealing with major credit unions, including Equifax, TransUnion, and Experian. The company maintains an online portal that is accessible 24/7 and enables individuals to see up-to-date changes on their records. Founder LaRon Chadwick deals with identity theft and its effects on one's financial status.

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Cut Up Debt logo

Cut Up Debt

13388 FM 849 Ste. A, Lindale, TX 75771
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  • Debt Consolidation
  • Credit Monitoring

Cut Up Debt caters to communities throughout Texas, including Longview. The company provides credit repair and debt relief solutions that involve personalized plans which suit a client's financial situation and long-term goals. Its team, which includes members of BNI Northeast Texas and the Lindale Area Chamber of Commerce, educates individuals regarding their credit and debt portfolios through consultations and evaluations. In addition, it disputes negative items on reports, adds positive credit accounts, and seeks financial compensation for clients regarding violations of related guidelines and laws.

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Good1 Credit Repair logo

Good1 Credit Repair

1921 N Forest, Tyler, TX 75702
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  • Credit Dispute

Good1 Credit Repair assists Longview residents in improving their creditworthiness. Its consultants determine the solutions required by clients by identifying which accounts have an impact on their scores. They deal with the removal or correction of derogatory items such as old addresses, bankruptcies, late payments, or collections by corresponding with the appropriate agencies. Individuals' other financial concerns are also assessed by the company's advisors, who guide them in making decisions about wills, investments, tax liabilities, and insurance policies.

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My Credit Reset, LLC logo

My Credit Reset, LLC

​303 West Burleson Street, Rm. 6, Marshall, TX 75670
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  • Credit Monitoring
  • Credit Audit

My Credit Reset, LLC, serves individuals and business owners in Longview and nearby areas. It offers credit consultation services, including credit education and document and dispute letter preparation for the various credit agencies. Clients can access their case status and updated information online 24/7. My Credit Reset conducts online seminars for small business formation strategies. It partners with attorneys, auto dealers, and mortgage, real estate, and tax professionals looking to repair their clients' credit scores.

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Rock Credit Repair, LLC logo

Rock Credit Repair, LLC

3000 Joe Dimaggio Suite 77, Longview, TX 78665
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  • Credit Monitoring
  • Credit Dispute

Rock Credit Repair, LLC, is a financial company offering solutions to rebuild the monetary assets of individuals in Longview and nearby areas. It offers a variety of services, including credit management and debt negotiation. Its team works with homebuyers with bad credit records, helping them purchase residential properties. It also provides other options, such as tax preparation and bookkeeping services. The company promotes good credit by eliminating record errors and negotiating the removal of negative accounts.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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