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Best Mortgage Refinance Companies in Lewisville

2024

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Providers

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Website
550 S Edmonds Lane Ste 102, Lewisville, TX 75067
  • New Construction
  • Reverse Mortgages

Why choose this provider?

PBJ Mortgage offers financial solutions to individuals and families in Lewisville. The firm helps homeowners looking to reduce monthly payments, lower interest rates, and consolidate debt by offering fixed-rate, adjustable-rate, jumbo, and conforming mortgages. Its team also manages cash-out refinance services to help clients improve or remodel their residential spaces. In addition, it provides various home purchase loans. Managing partners Jacqueline Crider and Michael Backes share over 40 years of combined experience in the mortgage industry.

License Verified:

License: 1443326

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
325 S. Stemmons Frwy., Lewisville, TX 75067

Why choose this provider?

Global Home Finance is a mortgage company that caters to homeowners of Lewisville. It offers streamlined, rate and term, and cash-out refinance loans for those who want to pursue a vacation, start a project, or get some cash for investment. A range of mortgage options, like self-employed borrower, no-income, and first-time home buyer loans, is also available. In addition, the company offers VA, USDA, FHA, jumbo, and physician loans. Global Home Finance opened in 2007 and is run debt-free and has not accepted any government bailout money.

License Verified:

License: 316441

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (41)
Facebook
4.6 / 5 (14)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 W Ray Rd Ste 201, Office 209, Lewisville, TX 85226
  • Reverse Mortgages

Why choose this provider?

Nourihan Iskander is a home loan originator for Nexa Mortgage who works with clients in Lewisville. She helps homeowners who want to get approved for a refinance loan to lower current mortgage rates, shorten loan terms, or cash out equity. Iskander works alongside her clients and guides them through the entire borrowing process, from the pre-qualification step to closing. The specialist also helps first-time homeowners apply for a loan program they could be qualified for, such as VA, USDA, FHA, jumbo, and conforming loans.

License Verified:

License: 2108556

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
12005 Ford Rd, Suite 405, Dallas, TX 75234
  • New Construction

Why choose this provider?

360 Home Lending is a full-service mortgage company based in Dallas that assists clients that are looking for better loan rates and terms in Lewisville. It provides a wide range of refinancing options like FHA streamline, VA cash out, conventional, HELOC, HARP, commercial, and jumbo loans. Other programs it offers are bank statements, foreign national loan programs, investment loans, asset-based loans, and stated income. The firm's loan close-out process is also automated by using an e-signature and an online notary.

License Verified:

License: 1986349

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (78)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6136 Frisco Square Blvd., Suite 400, Frisco, TX 75034
  • Reverse Mortgages

Why choose this provider?

Exponent Mortgage is a full-service mortgage company accommodating borrowers in Lewisville. It has a range of refinance options, including conventional, cash out, jumbo, and FHA and VA streamline programs. Purchase loans are also available, including non-qualified mortgages and bank statement loans. The firm's team of loan officers makes the home financing process easier by educating and guiding clients from application to closing. Exponent Mortgage maintains partnerships with various wholesale lenders to be able to find and recommend the appropriate products.

License Verified:

License: 1861536

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (7)

Website
4633 Coit Rd #340, Frisco, TX 75035
  • New Construction

Why choose this provider?

Prime Choice Lending, Inc. serves the needs of home buyers and owners in Lewisville and the surrounding areas. The company specializes in various mortgage loan programs, which include refinancing. Its loan process includes helping clients choose suitable loan programs, understand the differences between points and rates, and compare different loans. The loan officers at Prime Choice Lending also offer clients conventional, USDA, federal housing administration, and VA loans. Programs for major home remodeling projects and foreign nationals are also available.

License Verified:

License: 1441287

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (104)
Facebook
4.6 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2701 N. Dallas Parkway Suite 180, Plano, TX 75093

Why choose this provider?

FriscoMortgageGuy.com is a company that helps homeowners in Lewisville get refinancing loans. Owner Geoffrey Davis assists over 135 families annually in buying their homes or obtaining refinancing options. He helps clients opt for better or shorter terms or those who simply want to cash out of equity through refinancing. He has worked extensively with the community and has earned a reputation as the Frisco Mortgage Guy. Geoffrey educates clients about the real cost of homeownership.

License Verified:

License: 206192

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
113 N. Poydras Street Suite 202, Lewisville, TX 75057
  • New Construction

Why choose this provider?

Finance America Inc. provides mortgage refinancing services to clients in the Lewisville metro area and surrounding areas. Its loan officers go over all options with clients and tailor their selections to their needs. This includes deciding between cash-out refinancing and another program. Finance America Inc. is a veteran-owned company that specializes in VA and FHA loans, as well as fixed-rate and reverse mortgages. Its website provides lending tools such as a pre-approval letter, refinance analysis, and payment calculator. The firm is also operates in California.

License Verified:

License: 2014613

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8951 Cypress Waters Blvd #160, Coppell, TX 75019
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Ray Gulam is a mortgage broker serving residents of Lewisville and the surrounding areas. He helps clients who need to refinance their homes. He aims to deliver outstanding customer service by guiding customers through every step of the mortgage refinance process and providing them with updates on their loan status. He offers a variety of loan programs, including VA, FHA, and conventional loans. Gulam has been in the financial services industry for more than three decades.

License Verified:

License: 1817402

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4400 TX 121 Ste. 205, Lewisville, TX 75056
  • New Construction
  • Reverse Mortgages

Why choose this provider?

NMLS-registered Texas VA Mortgage handles purchasing and refinancing for VA loan customers located in the Lewisville metro, and nearby communities. It is a veteran-focused home loans provider and VA-approved lender, with more than $850 million in loans closed since its inception. VA Loans come in as low-interest, zero-down products, but conventional Loans are also available. CEO Dan Ali is a licensed loan originator who has been working in the industry since 2002. He founded Texas VA Mortgage in 2008.

License Verified:

License: 1035734

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (64)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3120 Hudson Crossing, Suite #D2, McKinney, TX 75070
  • New Construction
  • Reverse Mortgages

Why choose this provider?

LL Move. is a mortgage refinance company that helps homeowners improve their financial status through various refinance loans. It helps homeowners improve their cash flow by giving them options to pay off an existing mortgage with a new one, lower their monthly rates or shorten loan terms, or get cash from equity. It uses an online tool that helps borrowers compare rates. Owner Larry Le works with first-time home buyers and has created a coaching class to help them get pre-approved.

License Verified:

License: 1440741

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2770 Main St. Suite 221, Frisco, TX 75033

Why choose this provider?

Alliance Mortgage Group is a lending firm that serves customers in the Lewisville area and nearby metros. It handles VA and FHA loans for refinancing, as well as first-time loans and jumbo mortgages. It also employs the 2/1 rate buy-down tool where a seller offers closing cost concessions to help cover buy-down costs. Such a strategy can also be utilized in conventional, VA, and FHA loans. Alliance Mortgage Group also operates in the States of Nevada and Oklahoma.

License Verified:

License: 292257

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (14)
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1201 Cross Timbers Rd., Flower Mound, TX 75028
  • New Construction

Why choose this provider?

Steve Dixon is a mortgage lender who caters to first-time homebuyers, long-time owners, and investors in Lewisville and the surrounding areas. He works with the American National Bank & Trust in Flower Mound to help clients find the right loan option that suits their unique needs and situations, whether it is FHA, VA, jumbo, construction, or conventional loans. One customer commended Dixon for answering all of her questions and explaining clearly what she needed to do to get her loan.

License Verified:

License: 1594420

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you qualify for a cash-out refinance in Lewisville?

    To qualify for a cash-out refinance in Lewisville, you need decent credit, over 20% home equity, minimum six-month age for your existing mortgage, and a 12-month wait since your last refinance. FHA, USDA, and VA loans are also not allowed and the cash-out rules pertain exclusively to primary residences, excluding investment or second homes. The refinance must clear second mortgages and liens, and a 7-year wait applies after foreclosure, bankruptcy, or short sale.

  • What is the expected duration for a mortgage refinance process in Lewisville?

    A mortgage refinance process in Lewisville typically takes around 30 to 45 days, but sometimes it could go faster. How quickly things move largely depends on how promptly you provide the required documents to your mortgage loan processor. Your timely submission of the necessary paperwork can really help speed up the whole process.

  • Will your credit score be negatively affected by refinancing in Lewisville?

    There might be a minor dip in your credit score due to the refinance application. If payments are not maintained, your credit score could suffer, similar to other financial commitments. However, if you manage your refinanced mortgage in Lewisville responsibly and make on-time payments, your credit score can recover and show improvement.

  • Are there expenses involved in refinancing an FHA loan in Lewisville?

    Yes, there are costs associated with refinancing an FHA loan in Lewisville. You could be required to pay closing costs ranging from 2% to 6% of your loan amount. On average, refinance closing costs are approximately $5,000 according to Freddie Mac. It's important to consider these fees to determine whether the benefits of refinancing your FHA loan outweigh the costs.

  • When is it not advisable to refinance your mortgage in Lewisville?

    Refinancing your mortgage in Lewisville might not be advisable if your credit score has dropped, if you plan to move soon and won't recoup refinancing costs, if your home's value has decreased leading to challenges in getting favorable terms, or if your mortgage includes a prepayment penalty that would incur additional fees. Mortgage refinancing should be avoided if it doesn't meet your needs or help improve your finances.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.