Expertise.com

2024

Last updated:

Best Mortgage Brokers in League City

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored League City Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

30Reviewed

20Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4440 W Main Street, League City, TX 77573
  • Refinance
  • New Construction

Why choose this provider?

The Matthew Hyde Team caters to clients in League City who need mortgage brokers' services. The crew operates under NRL Mortgage, and its tasks include simplifying the buying and loan processes associated with house purchases. Matthew Hyde has experience with refinancing transactions and obtaining more manageable terms and conditions for existing debts. His office issues periodic newsletters that educate readers on lending-related topics, such as detecting overpriced listings and when to wait or buy.

License Verified:

License: 219798

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (166)
Zillow
5.0 / 5 (73)
Facebook
5.0 / 5 (40)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2600 South Shore Blvd, Suite 300−79, League City, TX 77573
  • Refinance
  • New Construction

Why choose this provider?

Lending With Love offers various loan programs and mortgage options to homebuyers in the area of League City. The business helps its clients get available plans based on their financial status and lifestyle and compare interests and rates that fit their needs. Its staff guides homebuyers through choosing the right option for their ideal property. Lending With Love strives to provide prompt loan process experience to qualified customers through its digital quotes and online loan applications and approvals.

License Verified:

License: 1779501

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1322 Space Park Dr. #C105-B, Houston, TX 77058
  • New Construction

Why choose this provider?

My Mortgage Ace serves homeowners and prospective home buyers in League City. It offers a wide variety of home financing programs for locals, foreign nationals, and investors. Its officers also help clients looking to reduce the rates of their mortgages through refinancing solutions. They additionally provide the option of cashing out the equity in their clients’ homes. Laura Harris, the head of My Mortgage Ace, has been in the mortgage banking industry for over 17 years as a broker, loan officer, and loan processor.

License Verified:

License: 1763641

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
210 Odyssey Dr., Ste A, Webster, TX 77598
  • Refinance

Why choose this provider?

Houston Mortgage is a full-service residential mortgage company that assists clients looking to own a home in League City and the surrounding areas. Its team of mortgage brokers offers a wide variety of loan programs, including conventional loans with adjustable and fixed-rate options. They also provide federal government-backed mortgages such as FHA, VA, and USDA loans. Former clients recommend Houston Mortgage for keeping them up to date every step of the way, from pre-approval to closing.

License Verified:

License: 262563

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (24)

Website
1918 Port Royal Drive, Houston, TX 77058
  • New Construction

Why choose this provider?

Southern Coast Mortgage, LLC, helps League City residents afford the home of their dreams. The company uses strategies to aid homebuyers in saving money from loan costs and fees, interest rates, and streamlined procedures. It delivers different financing products, including ARMs, VA IRRL, and USDA, jumbo, and conventional loans. Its staff caters to a range of clients, from condo buyers and foreign nationals to investors and self-employed borrowers. The team has over 45 years of combined lending experience.

License Verified:

License: 1994836

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13810 Coyote Run, Santa Fe, TX 77517
  • Refinance
  • New Construction

Why choose this provider?

Saint Charles Mortgage LLC offers a wide range of loan options to clients in League City. Its loan programs include VA, FHA, jumbo, and refinancing loans. It assists families in making long-term plans through the help of a mortgage calculator. It strives to provide clients with the best level of customer service by understanding their current situations and future goals. The owner of the firm, Charles Ellis, has 18 years of experience in the mortgage industry.

License Verified:

License: 1207949

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (66)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17047 El Camino Real Suite 150, Houston, TX 77058
  • Refinance

Why choose this provider?

Dave Your Mortgage Guy carries home loans that meet the needs and finances of League City residents, with loan options for first-time home buyers and investment property owners. Its mortgage advisors help clients choose between fixed-rate, jumbo, FHA, USDA, and VA loans. The company is headed by David Krichmar, a mortgage banker who has helped individuals achieve their dreams of owning homes since 2001. Krichmar has provided his expertise in numerous loan-related articles for various online publications, including Fox Business, Houston Chronicle, and Nasdaq.com.

License Verified:

License: 229421

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (92)
Google
4.9 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.