Expertise.com

Best Mortgage Refinance Companies in Killeen

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Abundance Home Mortgage, LLC logo

Abundance Home Mortgage, LLC

11824 Jollyville Road, Suite 503, Austin, TX 78759
Visit Website
  • New Construction

Abundance Home Mortgage, LLC helps clients with the loan process in the Killeen area. It offers mortgage refinancing services customized to suit the needs of customers. It has loan products and programs, such as FHA, VA, USDA, and conforming conventional refinance loans. In addition, it offers jumbo fixed rate, ARM, and cash-out refinance loans. The firm has been in the industry for over 20 years, assisting individuals with home purchases and refinances and providing individual attention and guidance.

Visit Website
First Community Mortgage logo

First Community Mortgage

901 E. Central Texas Expy., Killeen, TX 76541
Visit Website
  • Reverse Mortgages
  • New Construction

First Community Mortgage accommodates borrowers and property investors in the Killeen metro and nearby areas. The firm was founded in 1988 and is a constituent of the First National Bank Texas, which has been offering financial products since 1901. It provides a variety of loan programs for refinancing and purchases, including conventional and government downpayment assistance that matches clients' conditions and preferences. Loan options offered include VA, FHA, USDA, and Texas Veterans Housing Assistance Programs.

Visit Website
Main Street Mortgage logo

Main Street Mortgage

801 S Main St., Georgetown, TX 78634
Visit Website
  • New Construction

Main Street Mortgage works with people in Killeen and nearby areas. It has experience assisting homeowners throughout the mortgage refinancing process, helping them with converting a portion of their property's equity into cash. It works on different mortgage programs, including loans guaranteed or insured by USDA and FHA. The firm also sets up conventional and super jumbo loans for clients looking to become homeowners. Through its website, it provides tools like payment calculators to guide individuals in their decision-making.

Visit Website
Mortgage Connextions LP logo

Mortgage Connextions LP

3000 Polar Lane Suite #502, Cedar Park, TX 78613
Visit Website
  • Reverse Mortgages

Mortgage Connextions LP is a residential lending company catering to individuals and families across the Killeen community. Its goal is to help clients afford their dream homes through refinancing. Some of its refinance loan programs are conventional, fixed-rate, FHA, and VA loans. The company also offers lending programs to clients who want to purchase homes, invest in properties, and have vacation homes. Nina Thomason, who is the company's senior loan officer, has an extensive background in the financial services industry.

Visit Website
The Steve Ferguson Team logo

The Steve Ferguson Team

4819 Williams Dr, Georgetown, TX 78633
Visit Website
  • New Construction
  • Reverse Mortgages

The Steve Ferguson Team helps borrowers from Killeen obtain mortgage refinancing aid. Working under Thrive Mortgage, LLC, the team is composed of experienced brokers who are knowledgeable about all types of loans, including VA, FHA, USDA, conventional, and investor loans. Lead Steve Ferguson is a residential mortgage originator who has been in the industry for more than 20 years. He helps clients understand their options and design a mortgage plan that fits their needs and requirements.

Visit Website
Turbo Mortgage logo

Turbo Mortgage

1202 Lakeway Drive, Suite 5B, Killeen, TX 78734
Visit Website
  • Multi-Family Loans

Turbo Mortgage, LLC performs licensed loan origination services in Killeen and the entire state of Texas. The broker handles mortgage refinancing, offering rate-and-term, cash-out, and cash-in options. It also provides streamline refinance programs for homeowners with existing mortgages backed by FHA, VA, and USDA as well as HARP 2.0 and VA IRRRL. It offers mortgage solutions for self-employed, property investors, and foreign nationals. Turbo Mortgage, LLC founder Sam Trantham has been in the mortgage business for 20 years.

Visit Website
Veterans United of Killeen, TX logo

Veterans United of Killeen, TX

1302 W Stan Schlueter LP, Ste. 100, Killeen, TX 76549
Visit Website

Veterans United of Killeen, TX is a locally owned and operated mortgage lender serving clients across the metro. Working with veterans, active military, and surviving spouses, the company specializes in VA loan programs for refinancing, real estate purchases, streamline IRRRL, cash-out equity, and EEM. It also helps clients throughout the lending process, from mortgage pre-approval to closing documentation. Its team has over six decades of combined mortgage industry experience and a shared compassion for assisting military personnel and their families.

Visit Website
Waymaker Mortgage logo

Waymaker Mortgage

605 River Bend, Ste. 100, Georgetown, TX 78626
Visit Website
  • Reverse Mortgages

Waymaker Mortgage is a Georgetown-based company that has been serving clients throughout the Greater Killeen metro since 2017. It helps customers lower their monthly payments, change from an ARM to a fixed-rate loan, pay off their homes faster, and cash out their equity by providing them with various refinancing solutions. These include conventional cash-out and VA and FHA streamline and cash-out. The company's founder, Scottie Campbell, carries more than 10 years of experience in the industry.

Visit Website
Back to Providers

Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you