Best Mortgage Brokers in Killeen

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Belinda Manzella logo
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License Verified:

License: 219281

Nationwide Multistate Licensing System and Registry

Belinda Manzella

100 West Central Texas Expressway, Harker Heights, TX 76548
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  • New Construction

Business Description

Belinda Manzella works as the Gold Financial Services branch manager in Harker Heights that serves the Killeen metro and the surrounding communities. She specializes in conventional loans, FHA, VA, and USDA loans. Additionally, Belinda offers jumbo loans through Gold Financial Services, a division of AmCap Mortgage, Ltd. AmCap Mortgage was established in 2002. It was purchased in 2007 by its current owners and was rebranded to AmCap Home Loans in 2018.

License Verified:

License: 219281

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (1)
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Belinda Manzella

Kathy Gaitan logo
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License Verified:

License: 270778

Nationwide Multistate Licensing System and Registry

Kathy Gaitan

3901 East Stan Schlueter Loop, Killeen, TX 76542
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  • Refinance

Business Description

Kathy Gaitan is a local mortgage professional serving home buyers in Killeen. She is a branch manager at LeaderOne Financial Corporation and has 35 years of experience in the mortgage industry. Kathy specializes in guiding first-time home buyers and veterans seeking VA home loans. She also assists clients applying for FHA, USDA, conventional, and jumbo loan programs. LeaderOne Financial Corporation was founded in 1992 and funds more than 1.35 billion dollars of residential property loans every year.

License Verified:

License: 270778

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (85)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Kathy Gaitan

The Wood Group - Killeen logo
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License Verified:

License: 317789

Nationwide Multistate Licensing System and Registry

The Wood Group - Killeen

2403 Bacon Ranch Road, Killeen, TX 76542
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  • Refinance

Business Description

The Wood Group is a mortgage broker and a Fairway Independent Mortgage Corp. branch that serves clients in Killeen. It provides a wide range of mortgage loan options, including conventional loans, FHA loans, mortgage refinancing, VA loans, and USDA loans. Founded in 2010 by loan officer Matt Wood, the company has more than 140 mortgage specialists who serve the state of Texas in 17 locations. In 2019, it closed $693.5 million in mortgage loans. 

License Verified:

License: 317789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (168)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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The Wood Group - Killeen

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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