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Best Homeowners Insurance Agencies in Killeen

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2023
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A & M Insurance Services, Inc. logo
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A & M Insurance Services, Inc.

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14410 Southeast Petrovitsky Road, Renton, WA 98058
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

Business Description

A & M Insurance Services, Inc. helps safeguard families and assets in Killeen and the neighboring communities. It is a homeowners' insurance agency that helps clients protect their properties and dwellings, along with their belongings like furniture, clothes, and electronic appliances. The agency can also help secure jewelry, art pieces, antiques, and other collectibles within the property. It offers the option of additional living expenses if the home becomes uninhabitable, and personal liability coverage to settle claims for injury or loss within the clients' property. A & M Insurance Services, Inc. has been in the insurance industry since 1979.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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alancox.net logo
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alancox.net

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1201 E Central Texas Expwy, Killeen, TX 76541-9126
  • Personal Property Insurance

Business Description

Alan Cox is a State Farm insurance agent protecting homes in Killeen since 2000. As a State Farm agent, Cox endeavors to protect homes from wind and hail, lightning, frozen pipes due to extreme cold, and roof damages due to snow or ice. Other coverages include vandalism, theft, fire, pipe leaks, and damages to heating or cooling systems. Cox evaluates the home content value of belongings like electronics, art, and other interiors excluded from the condominium master policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)
Facebook
5.0 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All American Insurance logo
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All American Insurance

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1805 Florence Road, Killeen, TX 76541
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

All American Insurance is a family-owned and family-operated business that has been serving Killeen, Harker Heights, Copperas Cove, and the Central Texas area for over 40 years. It offers a wide range of insurance products for homeowners, renters, mobile homes, travel trailers, general liability, and small and large watercraft. Its team of independent agents customizes insurance packages through its partnership with multiple insurance carriers including Dairyland, Progressive, Foremost, CNA Surety, Logic Underwriters, and National Lloyds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capitol Insurance Agency of Central Texas logo

Capitol Insurance Agency of Central Texas

202 West Central Texas Expressway, Killeen, TX 76541
  • Multiple Policy Types

Business Description

Capitol Insurance Agency of Central Texas assists residents and business owners in Killeen with their insurance needs. The company provides homeowners insurance policies to residential owners, homebuyers, and mortgage customers. Its licensed agents conduct consultations to help clients choose the right homeowners coverage, with various plans covering repairs and rebuilds, personal belongings, injuries and lawsuits, and temporary dwelling expenses. Other insurance services include car, motorcycle, life and health, and insurance packages. The company also serves clients in other Texas metro areas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (10)
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Larry Weiss Insurance Agency, Inc logo

Larry Weiss Insurance Agency, Inc

2204 West Stan Schlueter Loop, Killeen, TX 76549
  • Multiple Policy Types

Business Description

Since 1946, Larry Weiss Insurance Agency Inc. has been helping clients in Killeen insure their assets. It offers homeowners' insurance policies, which protect policyholders' homes and personal belongings when untoward incidents like storm damage happen. In addition, this type of insurance pays for additional living expenses should the occupants get displaced from the insured home. The team also offers coverages for other dwellings, including condominiums, mobile homes, and rental units. Larry Weiss Insurance Agency is an independent and family-owned business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shawn Camp Insurance Agency, Inc. logo
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Shawn Camp Insurance Agency, Inc.

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2707 East Highway 190, Copperas Cove, TX 76522
  • Multiple Policy Types

Business Description

Shawn Camp Insurance Agency, Inc. is a family-owned and -operated insurance firm that has been in business since 1976. It maintains an office in Killeen and offers homeowners' insurance plans to residents of the area. Its homeowners' insurance coverage provides protection for the dwelling, personal property, other structures, loss of use, personal liability, and medical expenses. In addition, the agency also covers losses from fire and lightning, accidents and thefts, vandalism and riots, and windstorms. Other insurance products include auto, RV, boat, and motorcycle coverages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.