Best Credit Repair Companies in Houston

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700 Plus Credit, LLC logo

700 Plus Credit, LLC

2616 S. Loop W. Suite 435, Houston, TX 77054
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  • Credit Monitoring

700 Plus Credit, LLC, is a credit repair agency in Houston that serves individuals in and around the local area. Its credit counselors provide assistance in repairing credit by working with challenging inaccurate items on clients' credit reports. After scores have improved, the firm continues to update and educate clients, so they can be more empowered to maintain their good credit standing. Clients may also opt for the agency's credit monitoring services to help protect their financial or personal information against identity theft.

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A+ Your Credit Grade logo

A+ Your Credit Grade

12345 Jones Rd #186, Houston, TX 77070
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  • Debt Consolidation

A+ Your Credit Grade is a local company that offers credit repair services for clients in Houston and the surrounding areas. Its team of specialists is knowledgeable about all applicable regulations, statutes, and credit reporting standards. They conduct a private evaluation as part of the credit and debt counseling. They also contact creditors on clients' behalf and send the documentation and other information to begin the process of rebuilding credit. Business credit repair service is also available.

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America's Best Credit and Debt Consultants logo

America's Best Credit and Debt Consultants

14340 Memorial Dr, Houston, TX 77079
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  • Debt Consolidation
  • Credit Dispute

America's Best Credit and Debt Consultants is a credit repair and debt settlement company that aims to improve clients' credit ratings quickly, legally, and effectively. Serving individuals in the Houston metro and the neighboring areas, its credit counselors research credit histories and challenge all information that is inaccurate, outdated, or unverifiable. After scores have improved, the firm continues to monitor, educate, and update clients, so they can be more empowered to maintain their good credit standing.

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Ang Credit Solutions logo

Ang Credit Solutions

505 N Sam Houston Pkwy E Ste 442, Houston, TX 77060
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Ang Credit Solutions is a credit repair company in Houston. It offers services such as guidance on rebuilding good credit, consultation on bill management, and removal of negative or inaccurate information that lower scores on credit reports. Other areas of the reports focus on removing multiple listings from the same account and forcing predatory lending companies to accept favorable payment plans. Ang Credit Solutions provides credit repair services for divorcing couples, businesses, and military personnel.

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ASAP Credit Repair logo

ASAP Credit Repair

1880 S Dairy Ashford Rd Ste 425, Houston, TX 77077
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ASAP Credit Repair was founded in 1998 to provide credit repair services in Houston. The firm evaluates credit reports, corrects errors, and delivers positive results. Credit experts help in handling disputes and removing items such as late payments, collections, foreclosure, repossessions, bankruptcies, credit fraud, and judgments. The firms has credit monitoring services to prevent errors that may impact future credit decisions from appearing on reports. ASAP Credit Repair also offers financial education resources that help individuals maintain good credit.

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Assert Credit Repair logo

Assert Credit Repair

40 Cypress Creek Pkwy #383, Houston, TX 77090
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  • Debt Consolidation
  • Credit Dispute

Established in 2000, Assert Credit Repair is a full-service credit repair agency that aims to help clients in and around Houston improve their credit scores and financial status. Its credit counselors assist clients in improving their credit scores by thoroughly analyzing credit reports and challenging any discrepancies from clients' profiles. After scores have improved, the company's credit counselors educate clients so that they can be more empowered to improve their creditworthiness and maintain their good credit standing.

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Classy Credit Repair Services logo

Classy Credit Repair Services

5444 Westheimer Road, Houston, TX 77056
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Classy Credit Repair Services helps the residents of Houston improve their credit scores and financial habits. Its credit specialists assist in identifying inaccurate credit report items and submit disputes to the credit bureaus for their removal. These items include errors and aged derogatory accounts. They also conduct consultations to set clients' credit goals, offer a pay-per-delete program, and provide credit building and student loan assistance. Founder Tempestt Luckett dealt with bad credit herself in 2014 and established Classy Credit Repair Services after accomplishing her credit goals.

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Clearone Credit Solutions logo

Clearone Credit Solutions

2323 S Voss Rd Ste 335, Houston, TX 77057
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  • Credit Audit

Clearone Credit Solutions is a local credit repair and restoration firm that serves individuals in Houston and the surrounding areas. Its English- and Spanish-speaking credit counselors assist clients in improving their credit scores by legally disputing and challenging inaccurate, erroneous, and obsolete information from credit profiles. Clients are also able to access their accounts online for real-time updates regarding their credit reports and scores. Additionally, the company offers credit audits and education to help individuals build and maintain their improved credit scores.

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Credit Diva logo

Credit Diva

2646 South Loop West Suite 566, Houston, TX 77054
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  • Credit Monitoring

Credit Diva offers credit repair services in the Houston area. Founder Valerie Wells and her team help clients improve their credit scores and manage their money to achieve their long-term financial goals. The services include securing loans at lower interest rates. Credit Diva disputes all derogatory items in credit reports from Experian, Equifax, Transunion, and ChexSystems. Clients are also guided on how to pay their debts and monitor their credit scores and accounts.

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Credit Glory Credit Repair logo

Credit Glory Credit Repair

Missouri City, TX
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Credit Glory is a credit repair firm that serves the Houston area. The company helps clients repair their credit by identifying and challenging credit report inaccuracies related to charge-offs, late payments, and incorrect balances. In addition to its single-dispute services, the company offers tiered credit repair packages that provide assistance with multiple disputed charges. Credit Glory's streamlined sign-up helps clients quickly get the credit repair process underway, and the company handles all related paperwork and communications with creditors and bureaus.

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Credit Recovery Group logo

Credit Recovery Group

8323 Southwest Freeway, Suite 708, Houston, TX 77074
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  • Credit Monitoring

Credit Recovery Group serves individuals and companies in and around Houston. Its professional credit counselors assist individuals in improving their credit ratings. They review the clients' credit and help identify their credit reports' incorrect, outdated, and unverifiable records. The firm also gives clients access to its credit restoration portal 24/7 to check real-time updates of their credit progress. Credit repair services for corporates' workforce are also available. Its credit specialist, Rosie Rosin, is also fluent in the Spanish language.

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Credit Repair Houston - 777 Credit Repair Service logo

Credit Repair Houston - 777 Credit Repair Service

Houston, TX
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Credit Repair Houston - 777 Credit Repair Service serves people in the metro and nearby areas. The company offers credit consultancy services for people who have low credit scores. It assists clients in the removal of their late payments, charge-offs, and bankruptcies. The company also has services that will aid clients in eliminating repossessions, foreclosures, and judgments. Credit Repair Houston was established in 2003 and had been striving to improve the credit scores of its clients every month since.

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DPMC Consulting / DPMCUSA LLC logo

DPMC Consulting / DPMCUSA LLC

Houston, TX
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DPMC Consulting / DPMCUSA LLC is a Credit Consulting Firm that specializes in both consumer and commercial business credit repair and restoration. They have 31 years of Service with an A+ BBB Rating. They perform an initial in-depth credit report analysis of all four credit bureau reports to identify credit and debt-related issues. Their debt verification process targets all negative trade-lines reported including; unverifiable inaccurate and obsolete items or accounts opened due to identity theft or credit fraud. They correct and update personal information reported including name, addresses, phone numbers, current and previous employment history, and verify your social security number. Additional services include; defaulted student loan rehabilitation and resolution, creditor negotiation and settlement, bankruptcy recovery and prevention, identity theft and credit fraud resolution, civil judgment and lien resolution, and time-share and mortgage deed-back services. Services are available nationwide and internationally for U.S. armed service members or U.S. citizens abroad.

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Elite Credit Repair Services logo

Elite Credit Repair Services

11811 North Freeway Ste 565, Houston, TX 77060
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  • Credit Dispute
  • Credit Audit

Elite Credit Repair Services caters to clients in Houston and the surrounding areas. The company helps individuals with bad credit scores in repairing and establishing their credit. Its team contests for the accuracy and verifiability of account information on its customers' credit reports. It has experience in dealing with charge-offs, judgments, collections, student loans, and repossessions. The business also aids individuals who are filing for identity theft claims in navigating the process. A client received a deletion letter for multiple accounts after only 45 days.

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EZ Credit USA logo

EZ Credit USA

2600 South Shore Blvd. Suite 300, League City, TX 77573
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  • Credit Monitoring
  • Credit Audit

EZ Credit USA provides credit counseling services to individuals from Houston and the neighboring areas. The company offers attorney-based credit restoration and credit building programs. Its team assists clients in removing negative information from their reports like liens, charge-offs, judgments, collections, repossessions, and foreclosures. In addition, the business has a credit education program that helps individuals restore their credit and achieve financial freedom. EZ Credit USA was founded by Eric Edwards, who experienced first-hand the disadvantages of having bad credit.

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Fresh Start Credit logo

Fresh Start Credit

16903 Red Oak Dr, Houston, TX 77014
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  • Credit Monitoring

Fresh Start Credit is a financial services company that serves clients across the Houston metro and nearby areas. The company provides credit repair solutions through credit analysis and dispute management. It has experience dealing with both consumer and business credit. The company also maintains a dedicated online portal for clients to access credit education materials and case status updates. Fresh Start Credit offers credit software services for tax professionals, lawyers, real estate agents, and car dealers.

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Good Credit For Life logo

Good Credit For Life

2950 North Loop West, Suite 500, Houston, TX 77092
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  • Credit Monitoring

Good Credit For Life is a Houston-based credit repair company. Its services aim to eliminate negative items from credit reports while providing personalized credit counseling, allowing clients to achieve their maximum score. Its specialists work on negative items on the consumer credit report, including credit inquiries, charge-offs, and even judgments. They also offer identity theft services, reducing the risk of its occurrence by using credit monitoring procedures. The company aims to stay true to its name by providing lifetime credit counseling for its past customers.

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Guaranteed Credit Services LLC logo

Guaranteed Credit Services LLC

1790 Hughes Landing Blvd Ste 400, The Woodlands, TX 77380
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Guaranteed Credit Services LLC is a full-service credit repair agency serving clients in the Houston metro area. The agency offers affordable payment plans for credit restoration. When negative items, such as collections, late payments, or judgements, adversely affect credit scores, Guaranteed Credit Services contacts creditors, debt collectors, and credit bureaus to remove derogatory accounts. With a mission to assist clients with their financial goals, the agency works to boost credit and buying power for future purchases.

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Houston Credit Repair logo

Houston Credit Repair

363 North Sam Houston Parkway East Suite 1100 #1583, Houston, TX 77040
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  • Credit Dispute

Houston Credit Repair assists residents of local communities in reaching their financial goals. The company oversees credit repair programs that involve consultations and enrollment, credit report analyses, and credit bureau coordination. It also provides removal services to address negative reports like foreclosures, collections, student loans, tax liens, repossessions, and late payments. Its professionals develop customized action plans, create credit-building techniques, and conduct financial coaching sessions to help clients maintain improved credit scores.

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Impeccable Credit Services logo

Impeccable Credit Services

3100 Timmons Ln Ste 145, Houston, TX 77027
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Founded in 2004, Impeccable Credit Services is a credit repair agency in Houston that focuses on improving credit scores and the financial health of individuals and businesses. The credit specialists on staff dispute negative and unverifiable items they find on clients' credit reports. Additionally, they help businesses establish new positive trade lines and handle tax liens, judgments, collection accounts, and foreclosures. Besides assisting with charge offs, student loans, repossessions, late payments, and bankruptcies, Impeccable Credit Services also offers credit education.

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Law Office of David A. Fernandez, P.C. logo

Law Office of David A. Fernandez, P.C.

2190 N. Loop West Suite 333, Houston, TX 77018
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  • Credit Monitoring

Law Office of David A. Fernandez, P.C is a law firm that serves the credit repair needs of clients in the Houston metro. The company repairs credit and improves the client's economic situation by reviewing credit, determining solutions on report errors, negotiating with credit reporting agencies, and advocating for the client in case of a lawsuit. It also has lawyers who represent chapter 7 bankruptcy and debt defense. The firm's lead attorney, David A. Fernandez, started the firm in 1992, focusing on civil law and personal injury.

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Phillips Credit Services logo

Phillips Credit Services

16350 Ella Blvd, HOUSTON, TX 77090
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Phillips Credit Services guides customers in Houston and the surrounding areas. It provides a wide range of services, including business credit and funding, life insurance, personal credit and funding, and credit-building products. The company uses aggressive disputing strategies and tactics to challenge negative items on the credit report with the credit bureaus. Its team of professionals offers a 20-minute phone consultation and discusses a client's goals and current situation. Additionally, Phillips Credit Services also educates customers on how to use their credit properly.

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Quest Credit Solutions logo

Quest Credit Solutions

5300 N Braeswood Blvd Ste 4-V 609, Houston, TX 77096
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  • Debt Consolidation

Quest Credit Solutions is a credit consulting company that offers credit restoration, debt relief, credit building, and credit education services. Serving Houston and the nearby communities, its credit counselors oversee the thorough analysis of a client's record and proceed to disputing and challenging inaccurate, erroneous, and obsolete information from credit profiles. Its professionals also educate clients so that they can be more empowered to build and maintain their good credit standing. The firm was established in 2019 and also assists with private and federal student loan relief.

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Rise Again Credit Solutions logo

Rise Again Credit Solutions

Houston, TX
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Rise Again Credit Solutions is a financial services firm that caters to clients across the Houston metro and nearby areas. It works to improve clients' credit scores by removing inaccurate information, like late payments and inquiries. It also disputes information related to repossessions, student loans, and medical bills. Clients can submit a quote request on the company's website. Rise Again Credit Solutions owner Cecilia Campos is a former credit repair specialist for a Houston-based law office. She volunteers as a team lead for the non-profit organization Elijah Rising.

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Texas Best Credit Repair logo

Texas Best Credit Repair

5100 Westheimer Rd Ste 297, Houston, TX 77056
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Texas Best Credit Repair is a credit repair company that serves the greater Houston area. The company specifically focuses on the real estate industry, helping clients get approved for home loans. Its credit repair process involves conducting a multi-part audit of existing credit reports and collections, directly contacting creditors and collectors, disputing any inaccurate information, and providing an online portal for customers to track the progress of credit repair procedures.

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The Credit Agents logo

The Credit Agents

11211 Katy Fwy Ste 570, Houston, TX 77079
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Opened in 2012, The Credit Agents is a credit repair company in Houston. With a pay-per-deletion pricing structure, the company aggressively challenges any credit report inaccuracies, including outdated and unverifiable information, by contacting the appropriate creditors and credit bureaus to resolve the issues. The Credit Agents offers customizable action plans that assess clients' financial goals and provide ongoing credit mentoring to clients. Additionally, The Credit Agents assist businesses with acquiring lines of credit.

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The Credit Xperts logo

The Credit Xperts

4314 Black Locust Dr, Houston, TX 77088
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  • Debt Consolidation

The Credit Xperts has been serving individuals in the Houston metro for more than a decade. The company, which has a number of locations across the US, assists clients in improving their credit scores. Its certified staff members examine clients' credit reports and dispute inaccurate items that affect their scores. Since its inception, The Credit Xperts has helped clients resolve issues surrounding collection accounts, charge-offs, past due payments, bankruptcies, student loans, and tax liens. Its practices adhere to the Fair Credit Reporting Act.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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