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Best Health Insurance Agencies in Texas

2024

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Providers

Last updated:

Website
Texas
  • Life Insurance
  • Group Plans
  • Individual Plans

Why choose this provider?

North Texas Health Agents is a woman-owned and locally operated insurance company that has been working with individuals, families, and groups of employees since 2009. It provides different types of health, dental, and vision insurance products. It also offers specific health insurance policies for soon-to-be retirees, small business owners, and traveling nurses. Founders Kiley Rahe and Windie Nelson have over three decades of combined industry experience. Together, they have catered to more than 10,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Texas
  • Life Insurance
  • Group Plans
  • Individual Plans

Why choose this provider?

Accent Sotelo Insurance Group has health assurance coverage for clients living in Texas. These products are aimed at individuals and groups who need indemnity for the burdens of medical treatments. The team also has term-life insurance policies and investment contracts that cushion the costs of children’s education and the insured’s own retirement. Accent Sotelo has been open since 1993 and is owned by Sam Sotelo. He is a member of the National Insurance Agency Council.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Texas
  • Individual Plans

Why choose this provider?

Texas Legacy Insurance Group helps individuals organize financial plans. The company's experts provide clients throughout Texas with healthcare insurance packages, including ones for disability, accidents, long-term care, and general coverage. It also provides plans for a wide variety of fields such as identity theft, commercial property, professional liability, workers' compensation, and automobiles. The group's president, Clayton Iley, was voted Best Insurance Agent in Erath County for 2014-2018. He is also one of the Empire Tribune's Top 40 under 40 individuals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (85)
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Texas
  • Individual Health Insurance
  • Life Insurance
  • Individual Plans

Why choose this provider?

RGF Insurance Agency, offers a wide range of policies to clients in Texas. Its health insurance package covers expenses for sickness, injuries, doctor's visits, and ambulance rides. Other dental, medical, and vision options are also available. In addition to health insurance, the company offers home, life, auto, life, RV, motorcycle, and boat insurance. It accommodates customized policies depending on the needs and financial condition of the clients. As part of its goal to maintain communication and transfer clear information to clients, the company provides translator services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (54)
Facebook
5.0 / 5 (32)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Texas
  • Dental and Vision Insurance
  • Life Insurance
  • Individual Plans

Why choose this provider?

GPS Insurance Agency is an independent firm in Texas that assists individuals and families with their health policy-related concerns. The company aims to provide comprehensive health insurance plans for its clients by working with different companies such as Scott & White, CareFirst, Lincoln Financial Group, and Colonial Life. It also offers other products that cover long-term care, disabilities, and dental procedures. GPS Insurance Agency has been in the health insurance industry since 1987 and has gathered clients through word of mouth.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (18)
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Texas
  • Individual Plans

Why choose this provider?

El Paso Health is a local, non-profit health maintenance organization that serves Texas-based customers. It offers health insurance products, including enrollment of members to the Children's Health Insurance Program. It also has behavioral health services and also facilitates the Texas Medicaid Therapy. The group was founded in 1996 by the El Paso County Hospital District through a contract with the Texas Health and Human Services Commission. It has now over 94,000 members. All products and services are also available in Español.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Texas
  • Individual Health Insurance

Why choose this provider?

Texas Medical Plans, LLC serves individuals, families, small businesses, and even farmers and ranchers across the state. It provides comprehensive individual health insurance quotes and Medicare benefits that may be used as a supplement or as a family plan when employment coverage is not available. It also includes short-term health, long-term care, accidents, and critical illness coverage. Texas Medical Plans gives back to the community through services including clean-up drives. It is a member of the Veterans Advocacy and Benefits Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (25)
Google
5.0 / 5 (17)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Texas
  • Life Insurance

Why choose this provider?

Health Insurance of Texas is a risk management specialist that caters to the needs of individuals and families. Included in its products is individual health insurance, which helps pay for unexpected medical bills. The company also provides accident insurance plans, accommodating clients who are looking to have coverage for emergency room visits, ambulance transportation, rehabilitative therapy, and X-rays. In addition, the agency offers health insurance policies that cover critical illnesses like Alzheimer’s, cancer, and stroke.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Texas
  • Dental and Vision Insurance

Why choose this provider?

DFW Health Insurance serves individuals, families, and small businesses in Texas. It offers them various types of health policies, such as fixed indemnity, short-term, and ACA major medical. Additionally, it offers dental insurance. The firm utilizes a self-help tool that enables the quick comparison of different rates. Its team lead, Greg Rossi, helps clients navigate the complicacy of policies by educating them on how to maximize their healthcare benefits. Rossi also assists clients located in Louisiana.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (69)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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