Best Health Insurance Agencies in Grand Prairie

Frequently Asked Questions

• Introduction

  If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.
  

• In Grand Prairie, what should you do if you receive a medical bill you were not expecting?

  Start by contacting your insurance provider in Grand Prairie to understand the reason behind the bill. In cases of emergencies, inquire if the billing was classified as such to benefit from protections. Unexpected medical bills often arise when seeking care from out-of-network providers. To navigate this, first, identify your health plan type. If uncertain, reach out to your benefits coordinator or the Texas Department of Insurance helpline at 800-252-3439 for clarification and guidance.

• Why do you need to provide personal information such as tobacco use when purchasing health insurance in Grand Prairie?

  Tobacco use is one of several personal factors that influence the cost of health insurance in Grand Prairie. Individuals who smoke are charged more than those who do not because tobacco use is considered a health risk. Age, address, and information about family members are also used when purchasing health insurance. In general, health insurance costs more as one gets older. These also have higher monthly payments if the plan has more dependents.

• Where can veterans in Grand Prairie get mental health care in the metro?

  Veterans in Grand Prairie can seek mental health treatment at a VA clinic in the surrounding area. The address is 2737 Sherman Street, Grand Prairie, TX 75051-1027. Those suffering from mental illnesses such as anger, trauma, PTSD, and depression can seek help, including counseling. They can also get services the same day. They can make an appointment by calling 214-857-3450.

• Can independent contractors of a large employer in Grand Prairie be eligible for the group health plan?

  It depends. Independent contractors working for a big company in Grand Prairie may be able to get health insurance if they are covered as employees under the plan, no matter how many hours they work each week. In addition, they can be considered eligible when they only work full-time exclusively for the same employer.

• If you have a plan from the federal health insurance marketplace, is your coverage automatically renewed in Grand Prairie?

  Yes, in Grand Prairie, a plan obtained through the federal health insurance marketplace is automatically renewed. However, in order to qualify for financial assistance, you must update your application, review current plans, and select the best option for you. This must be completed by December 15 in order for the coverage to begin on January 1.

• How can you find affordable health insurance? 

  Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.