Best Pet Insurance Companies in Fort Worth

FAQs

• Are hereditary conditions covered by pet insurance policies in Fort Worth?

  Yes, hereditary conditions are generally covered by pet insurance companies in Fort Worth as long as said conditions are not pre-existing. Pets usually develop these conditions as they age, so it’s recommended to insure your pet while young. When the condition develops later, it will be covered by your policy. Some insurers may apply coverage limitations or charge a higher premium for pets with hereditary or breed-specific illnesses.

• What’s the difference between a pet insurance policy and a wellness plan in Fort Worth?

  Basically, pet insurance policies in Fort Worth address unexpected pet expenses while wellness plans help you pay for expected vet expenses. Pet insurance policies cover costs resulting from accidents and illnesses including treatment, hospitalization, prescription medication, and diagnostics. On the other hand, a wellness plan covers preventative care like vaccinations, dental cleanings, regular vet check-ups, and spaying/neutering.

• Will your pet insurance policy cover your pet’s end-of-life expenses in Fort Worth?

  End-of-life expenses include euthanasia, cremation, and burial. Generally, pet insurance policies will only cover euthanasia if endorsed by a licensed veterinarian and resulting from a covered condition. So, if you have an accident-only policy, it won’t cover euthanasia due to cancer. Some insurers in Fort Worth offer optional end-of-life packages that would pay for burial, cremation, and keepsakes.

• Do you have to change your pet’s veterinarian if you will be buying a new pet insurance policy in Fort Worth?

  No need to switch vets. Most pet insurance companies pay for your vet bills through reimbursement and not directly to the vet. So, you can use your preferred vets in Fort Worth, including emergency and specialist vets. Pet insurance has no provider networks, unlike health insurance for humans. Note that the vet must be licensed in the U.S.

• Will buying pet insurance in Fort Worth help with vet bills for your sick pet?

  If your pet is currently sick, a new pet insurance policy will not pay for the treatment of your pet’s existing illness. Pet insurance companies in Fort Worth don’t cover pre-existing conditions. Also, after you buy a policy, there is a waiting period before the coverage starts. You can't make claims during this period, but you can still get a new policy to cover vet bills for your pet's future illnesses and accidents.