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2024

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Best Pet Insurance Companies in El Paso

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored El Paso Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11531Reviewed

6920Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6356 Edgemere Boulevard, El Paso, TX 79925
  • Policy Bundle Discount

Why choose this provider?

Sellers Insurance Agency offers its services to the residents of El Paso. Its goal is to educate the community on the suitable options for individual, family, or business coverage. Its agents assist clients with pet insurance, which covers pet health emergencies, including surgeries, medication, and other treatments. The company is a member of the Trusted Choice Insurance Agents. The agency carries policies from different providers, such as The Hartford, Foremost, Burns & Wilcox, and American Modern.

License Verified:

License: 2038

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (16)
Google
4.6 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
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Website
4402 Montana Avenue, El Paso, TX 79903
  • Policy Bundle Discount

Why choose this provider?

Tom Heinlein is a second-generation State Farm Insurance agent that has been serving El Paso since 1986. He helps pet owners in managing the risks associated with the health of their pets through customizable insurance policies. Heinlein works with Trupanion to provide a wide range of coverage options for different breeds of cats and dogs, including illnesses, injuries, medications, breed-specific conditions, and treatments and procedures. His team also assists with state-to-state transfers and communicates with clients in English and Spanish.

License Verified:

License: 656970

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
10965 Ben Crenshaw, D-3, El Paso, TX 79935
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Sandra Serna is a local State Farm insurance agent based in El Paso. Her agency offers various personal insurance products, including policies that protect clients' pets. With Trupanion, Serna helps customers find the right insurance for their cats and dogs of various breeds, such as Persian, American shorthair, poodle, or husky. This program covers pet illnesses, injuries, breed-specific conditions, medical treatments and procedures, and medications. Serna's agency has Spanish-speaking staff to cater to a broader customer base.

License Verified:

License: 1319116

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (66)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1138 Geronimo, El Paso, TX 79925
  • Policy Bundle Discount

Why choose this provider?

Asegura Insurance Agency provides solutions that protect clients and their personal properties in El Paso and the neighboring communities. It offers pet insurance options that cover the cost of treating sick or injured animals. It provides other policies, including auto, home, dental, and life. Its team also writes insurance for workers' compensation. Other plans offered by the company include those for trucking, tourists, and businesses. Asegura Insurance Agency has been serving the metro for more than seven years.

License Verified:

License: 17352779

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (12)
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FAQs

  • Is it mandatory to have pet insurance in El Paso?

    In El Paso, pet health insurance isn't legally mandated. Nonetheless, given the escalating costs of veterinary treatments, particularly urgent care, professionals advise pet insurance. If you lack a sizable pet emergency fund—roughly between $5,000 and $10,000—it's wise to consider insurance. Without it, unexpected pet emergencies could strain finances or hinder access to necessary care for your animal.

  • How can El Paso residents efficiently purchase pet insurance?

    El Paso residents should compare various insurers' offers for the best fit. After choosing a provider, they input pet details, select the desired coverage, pick a deductible between $100-$1,000, and decide on a coverage percentage. Upon receiving a tailored quote, they can finish the application and opt for either monthly auto-debits or pay the yearly premium, potentially enjoying a discount for the latter.

  • How is pet insurance premium determined in El Paso, and how does coverage work?

    Pet insurance costs in El Paso depend on factors like your pet's breed, age, and location. Comprehending the annual limit, deductible, and reimbursement rate is crucial. For example, with a $5,000 annual limit, any expense past this will be out-of-pocket. Deductibles must be met before making claims; lower deductibles boost premiums. Lastly, a 70% reimbursement rate on a $1,000 bill will yield $700 back. Higher rates increase premiums.

  • Is there a wide network of vets that accept pet insurance in El Paso?

    In El Paso, a significant number of veterinarians are in favor of pet insurance; these professionals realize that vet bills can sometimes be overwhelming for pet owners. By accepting pet insurance, they aid families in accessing crucial medical services for their pets without financial hindrance. It's widely understood that such insurance helps ensure pets don't go without necessary care due to budgetary concerns.

  • What are the usual exclusions in pet insurance in El Paso?

    El Paso pet insurance generally doesn't cover pre-existing conditions, implying illnesses present before acquiring the policy won't get coverage. Additionally, non-essential cosmetic procedures, like tail docking or ear cropping, are excluded. Note that while routine care, such as vaccinations, might not fall under basic plans, enhancements like wellness add-ons can bridge that gap.

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