Best Credit Repair Companies in Denton

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Credit Saint logo
FEATURED
Free credit evaluation

Credit Saint

Denton, TX
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Denton, TX

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Price: Free Credit Report Consultation

Allied Credit Solutions LLC logo
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Allied Credit Solutions LLC

207 West Hickory Street, Denton, TX 76201
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  • Debt Consolidation

Business Description

Allied Credit Solutions LLC is a Denton-based business that specializes in credit repair. It was founded by professionals who have many years of experience in credit building. Some of its services are credit restoration, collection removal, assistance with identity theft, and franchise opportunities. The team at Allied Credit Solutions continues to learn new ways to help clients build their credit. The firm also has an on-staff attorney who makes sure that all regulations are being followed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ASAP Credit Repair logo
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ASAP Credit Repair

1002 South Edmonds Lane, Lewisville, TX 75067
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  • Credit Dispute

Business Description

ASAP Credit Repair is a company that helps the residents of Denton and Lewisville repair their bad credit. It offers services in bankruptcy, foreclosure, credit fraud, charge-off, late payments, and public records. The company website has a cloud backup service for data reliability and safety. Its business approach is to review and examine credit reports, communicate with the credit bureaus, and educate the clients about credit increase and maintenance. ASAP Credit Repair has served more than 100,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best Texas Credit Pros, LLC logo
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Best Texas Credit Pros, LLC

1508 Barron Lane, Fort Worth, TX 76112
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  • Credit Dispute

Business Description

Best Texas Credit Pros, LLC, is a credit repair company that serves clients in Denton. It specializes in eliminating inaccurate information from clients' credit records, including bankruptcies, repossessions, foreclosures, judgments, student loans, and late payments. The company also works with a network of attorneys that protects consumers under the Fair Credit Reporting Act and the FCRA and the Fair Debt Collection Practices Act. In addition, Best Texas Credit Pros has been voted as the top credit repair company by the Fort Worth Award Program.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (60)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cosmo Credit Repair logo
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Cosmo Credit Repair

2591 Dallas Parkway, Frisco, TX 75034
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  • Credit Monitoring
  • Credit Dispute

Business Description

Cosmo Credit Repair is a credit counseling service provider that serves clients in Denton. It specializes in identifying and rectifying inaccurate information in clients' credit reports, negotiating payoff with creditors, and establishing lines of credit. Its team of credit professionals develops a customized strategy, reviews consumer protection laws and statutes, and determines the need for offer validation. Since its establishment by CEO Gloria Urbina in March 2012, Cosmo Credit Repair has helped 30,000 individuals, families, homebuyers, and entrepreneurs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.0 / 5 (244)
Google
4.6 / 5 (230)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair Experts logo
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Credit Repair Experts

8240 Mid Cities Boulevard, North Richland Hills, TX 76180
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  • Credit Dispute

Business Description

The Real Credit Repair Experts is helping clients in Denton in improving their credit status. It assists its clients not only in repairing their credit history but also in maintaining a healthy credit record. It offers to reduce credit utilization, add history to credit profiles, make a thin file appear stronger, and increase credit scores faster with its credit boost tradelines. The Real Credit Repair Experts also provides credit and financial consultation to guide its clients with their financial and credit goals and respond to their concerns.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
D818 Consulting logo
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D818 Consulting

4006 Belt Line Road, Addison, TX 75001
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  • Credit Audit
  • Credit Dispute

Business Description

D818 Consulting is a credit restoration company helping residents in Denton rebuild their lost credit. It offers a credit repair program that seeks to resolve erroneous information on the clients' credit reports. It deals with credit bureaus, creditors, and collectors on clients' behalf to dispute any inaccurate credit information. Customers can track the credit restoration progress through the company's secure online portal. Throughout this process, D818 Consulting also educates clients on how to continuously improve their credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elegance Financial Services logo
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Elegance Financial Services

1332 Teasley Ln, Denton, TX 76205
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  • Credit Repair

Business Description

Elegance Financial Services offers credit repair restoration, business credit building, and business structuring for clients in Denton. It welcomes consumers to consult with representatives who strive to identify the credit repair needs by assessing their current financial status and goals. The agents review individuals' credit reports to spot inaccurate information. The company communicates with the credit bureaus to dispute the errors on behalf of the consumers it serves. Online tools are offered on the company website's member portal for tracking credit score improvements.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Honest Credit Repair logo
Visit WebsiteWebsite

Honest Credit Repair

6565 North MacArthur Boulevard, Irving, TX 75039
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  • Credit Monitoring
  • Credit Dispute

Business Description

Honest Credit Repair addresses the credit needs of clients in Denton. It helps clients improve their credit scores by providing consultation, in-depth analysis, and recommendations. The business connects clients with a case analyst and advisor to help clean up their credit history and current reports and maintain a commendable score. It has partnered with mortgage brokers, tax professionals, real estate agents, and attorneys. Honest Credit Repair also works with Experian, TransUnion, and Equifax, allowing clients to compare rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.0 / 5 (8)
Omega Credit Repair logo
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Omega Credit Repair

PO Box 261356, Plano, TX 75026
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  • Credit Monitoring

Business Description

Omega Credit Repair is a credit restoration agency that is located in Plano. It also serves clients in Denton and the surrounding areas. It helps customers repair credit by assessing their credit reports from all three bureaus, removing inaccurate information, and establishing new credit. Omega Credit Repair was established in 2004. Doc Compton, the marketing director, has been working in consumer credit and credit repair industries for over two decades. Besides being a credit professional, he is a dynamic speaker and a published author.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (25)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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