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Best Local Car Insurance Agencies in Dallas

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Altima Auto Insurance logo
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Altima Auto Insurance

511 East Camp Wisdom Road, Duncanville, TX 75116
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Altima Auto Insurance is an independent and full-service insurance agency that handles the auto insurance needs of customers in Dallas. Its insurance agents offer drivers, vehicle owners, and renters auto insurance policies that match their specific needs. These insurance coverages help clients pay for vehicle damages and repairs, compensate third parties, cover the cost of bodily injury, and receive roadside assistance. The agents at Altima Auto Insurance also provide clients with assistance in motorcycle, homeowners, commercial, and apartment renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bankhead Insurance Agency logo
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Bankhead Insurance Agency

10935 Estate Ln Ste 380, Dallas, TX 75238
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Business Description

Bankhead Insurance Agency is an independent agency that serves drivers in the Dallas, Texas, area with a team of qualified auto insurance agents and coverage policies shopped from top insurance carriers, including MetLife, Progressive, Travelers, and Safeco. It offers a range of legal minimum insurance services and expanded coverage options to protect clients' property and passengers, including collision coverage for vehicular crash damage, personal injury protection for medical treatment after an accident, and comprehensive coverage for noncollision automobile damage. The company helps keep drivers on the go with roadside assistance and towing coverage to minimize missed workdays and appointments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bella's Auto Insurance logo
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Bella's Auto Insurance

1506 S Buckner Blvd, Dallas, TX 75217
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  • Bundling Option

Business Description

Bella's Auto Insurance serves clients in the Dallas area. It helps drivers acquire a protection policy for their vehicles, which provides compensation for accidents, theft, and vandalism. It also offers coverage for damage caused by drivers without insurance. The other products of the agency include policies for commercial vehicle fleets, such as trucks and vans. Clients can acquire same-day coverage and retrieve their proof of insurance any time of the day through the company's mobile app or website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bibby Brilling / Arden Insurance logo
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Bibby Brilling / Arden Insurance

4330 N Central Expy Ste 100, Dallas, TX 75206
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Business Description

Bibby Brilling & Associates LLP/Arden Insurance Agency works with carriers such as Safeco and Progressive to provide suitable auto insurance solutions to residents of Dallas, Texas. Its policies include liability and no-fault coverage as per state regulations, and drivers can choose to include options such as collision and comprehensive coverage. The company writes policies on standard autos such as cars and trucks, as well as boats and motorcycles. In addition to auto insurance, Bibby Brilling & Associates LLP/Arden Insurance Agency offers homeowners and renters insurance, as well as commercial policies for restaurants and small business owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (59)
Facebook
4.8 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cunningham Williams Insurance Agency logo
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License Verified:

License: 2091580

Texas Department of Insurance

Cunningham Williams Insurance Agency

5306 Junius St, Dallas, TX 75214
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  • Multiple Carriers

Business Description

Cunningham Williams Insurance Agency serves the insurance needs of the people of Dallas. The firm protects drivers and motorists against accidents, liabilities, and uninsured drivers with auto insurance policies. Its independent insurance agents have an extensive network of reputable insurance providers that can provide customers with the right coverage that will suit their needs and resources. Principal agent and founder William Cunningham is a second-generation insurance professional whose family has been serving the metro for more than 60 years.

License Verified:

License: 2091580

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
El Coronel Auto Insurance logo
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El Coronel Auto Insurance

830 S Hampton Suite C, Dallas, TX 75208
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  • Multiple Carriers
  • Bundling Option

Business Description

El Coronel Auto Insurance is a local agency serving Dallas and the surrounding Texas communities. It shops for car insurance policies that provide customized protection for individuals and their families. El Coronel allows customers to access and manage policies through its website, mobile app, or customer service staff. Same-day coverage is also available. One customer, who needed immediate coverage, related how it took one phone call to obtain a policy and proof of insurance card.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (18)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
GI Auto Insurance logo
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GI Auto Insurance

1734 S Buckner Blvd Ste 100, Dallas, TX 75217
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  • Multiple Carriers

Business Description

GI Auto Insurance serves property owners, businesses, and individuals in the Dallas area. The agency offers a variety of products, such as commercial, motorcycle, home and renters', auto, and general liability insurance. Its team of agents collaborates with several carriers, including Kemper Specialty, White Pine Insurance Company, Lone Star Managing General Agency, Gainsco Auto Insurance, and Cypress Property & Casualty Insurance Company. GI Auto Insurance also helps policyholders with permits or licenses and construction bonds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
IMA Financial Group, Inc. logo
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IMA Financial Group, Inc.

6200 Lyndon B Johnson Fwy Ste 200, Dallas, TX 75240
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Business Description

IMA Financial Group Inc. is a financial services company with diverse operations that's focused on safeguarding the assets of its clients through various insurance and wealth management solutions. Based in Dallas, Texas, the firm was founded in 1974 and provides a range of automobile protection products for all types of motorists, including owners of daily commute cars and classic models. Auto insurance advantages available through IMA Financial Group include cash settlement, rental car reimbursement, worldwide coverage, original replacement parts, and uninsured driver protection. The company also assists clients with business, home, renters, and farm and ranch insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insurance4u4Less.com - Ennis, TX logo
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License Verified:

License: 771612

Texas Department Of Insurance

Insurance4u4Less.com - Ennis, TX

608 East Ennis Avenue, Ennis, TX 75119
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Established in 1947, Insurance4u4Less.com - Ennis, TX is an independent insurance agency that provides auto insurance solutions to clients in Dallas and the nearby areas. It represents 100 insurance carriers to provide customized insurance protection and complete coverages that are tailored to the clients' needs. Victor Alonzo Cooper Jr. established the company with his wife Vivian Lee Debord. They relate that during the 56 B.C. coopers began making barrels to store and protect valuables, while the Coopers of today's era provide great protection through insurance plans.

License Verified:

License: 771612

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (54)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Monarch Insurance Group logo
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Monarch Insurance Group

17440 Dallas Pkwy Ste 200, Dallas, TX 75287
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Business Description

The Monarch Insurance Group is an independent insurance company located in Dallas, Texas. Advisors work with a select group of trusted carriers, such as State Auto, Safeco Insurance, and The Hartford, to assist drivers with their coverage needs. Policy options include liability, medical payment, personal injury protection, uninsured and underinsured motorist, and collision and comprehensive insurance to cover vehicle all repairs. Clients can also add roadside assistance, towing, and rental reimbursement to their policies. The agency also offers boat, watercraft, motorcycle, inland marine, commercial auto, home, renters, flood, and personal umbrella insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PAC Insurance Agency logo
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License Verified:

License: 2501169

Texas Department Of Insurance

PAC Insurance Agency

2693 North Highway 77, Waxahachie, TX 75165
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  • Multiple Carriers

Business Description

PAC Insurance Agency LLC is a full-service insurance company that serves the Dallas metro area and nearby localities. The firm helps individuals and businesses prepare for potential hazards to their vehicles by obtaining an auto insurance policy. Its independent agents compare the coverage options of top-rated carriers and select the best insurance policy that fits their client's needs. They accommodate after-hours and weekend consultations. The company aims to provide timely, courteous, and excellent service to its clients.

License Verified:

License: 2501169

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Princeton Insurance logo
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Princeton Insurance

1304 Adair Street, Dallas, TX 75204
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  • Multiple Carriers

Business Description

Princeton Insurance helps car owners in Dallas and its surrounding areas to find the best possible rate for their auto insurance policy. The agency sells different kinds of coverages, including for collisions and medical payments. Comprehensive and liability coverage for theft, fire, vandalism, or damage to someone else's property are also available. In addition, it offers home and life insurance products. Princeton Insurance provides online tools that assist clients in comparing quotations and viewing their current policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (73)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
Ricart Insurance Agency logo
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Ricart Insurance Agency

333 Lee Pkwy #600, Dallas, TX 75219
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  • Multiple Carriers

Business Description

Ricart Insurance Agency is an independent insurance agency that caters to clients throughout Dallas and its neighboring areas. It provides a selection of personal insurance products, such as car insurance plans. It offers liability and no-fault coverage and collision and comprehensive insurance policies. It assists clients in determining the level of coverage required by the state and selecting the insurance policy that suits their needs. The agency also provides classic car, motorcycle, and RV insurance plans. Kasie Ricart, company principal, is a third-generation insurance agent.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (38)
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sheaner Insurance Agency logo
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Sheaner Insurance Agency

2501 Abrams Rd, Dallas, TX 75214
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Business Description

Sheaner Insurance Agency is an independent insurance agency that offers auto insurance throughout the Dallas metro and all of Texas. Founded in 1952, Sheaner Insurance provides auto insurance for individuals, families, and businesses, with the coverage and price determined by its customers' needs. Price is determined by factors such as deductibles for collision and comprehensive coverage, number of vehicles, liability limits, and past driving history. The agency additionally specializes in property and casualty insurance, as well as financial services. Sheaner Insurance Agency provides a variety of personal and commercial coverage options through multiple insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.7 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stephens Inc. logo
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Stephens Inc.

300 Crescent Ct Ste 600, Dallas, TX 75201
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Business Description

Stephens Inc. in Dallas, Texas, is an independent insurance agency that tailors its services to auto insurance shoppers in the local area. Established in 1946, this family-owned company has 24 offices across 13 states to serve its customers. Its team of personal insurance consultants helps motorists explore coverage options and compare rates with leading national insurers. Standard policies offer comprehensive and collision protection, medical payments, and liability coverage for bodily injury and property damage. The agency also offers boat and recreational vehicle coverage, home and property coverage, and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Steve Boulton logo
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License Verified:

License: 1343904

Texas Department Of Insurance

Steve Boulton

117 North Highway 77, Waxahachie, TX 75165
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  • Multiple Carriers
  • Bundling Option

Business Description

Steve Boulton is an insurance agent that serves clients in Dallas. Boulton has been representing State Farm for 15 years, while he is also a proud member of the Waxahachie Chamber of Commerce and the Waxahachie Rotary Club. His insurance solutions include collision, comprehensive, rental, and rideshare coverage. Additionally, the policies can also have optional coverage for different needs such as teen drivers, rental cars, classic and antique cars, sports cars, and commercial auto. Boulton also serves clients who speak Spanish.

License Verified:

License: 1343904

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Tejano Legacy Insurance logo
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Tejano Legacy Insurance

1005 W. Jefferson Blvd. Ste. 206, Dallas, TX 75208
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  • Multiple Carriers

Business Description

Tejano Legacy Insurance is a family-owned and family-operated agency that serves business owners and individuals throughout the Dallas area. The company provides a wide selection of insurance policies, such as automobile, watercraft and boat, motorcycle, life, general liability, and renters' insurance. Its team of independent agents collaborates with multiple carriers, including Hallmark Specialty Personal Lines, Gainsco Auto Insurance, and Quantum Alliance. They have a combined industry experience of almost 20 years. Tejano Legacy Insurance also handles tax preparation and notary public services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (9)
The Phoenix Insurance logo
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The Phoenix Insurance

11615 Forest Central Dr #103, Dallas, TX 75243
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  • Bundling Option

Business Description

The Phoenix Insurance serves individuals and families in Dallas and the nearby communities. It offers auto insurance policies that provide collision coverage in case the car is damaged as a result of a collision with a fixed or moving object. It also has comprehensive coverage in case something else damaged the car other than fixed or moving objects. Property damage coverage, bodily injury liability, and uninsured and underinsured liability are available. The company also offers other personal insurance policies, like homeowners', boat, or motorcycle plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (140)
Yelp
5.0 / 5 (63)
Facebook
4.5 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thumann Agency logo
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Thumann Agency

12770 Coit Rd Ste 110, Dallas, TX 75251
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Business Description

Thumann Agency is an independent insurance agency in Dallas, Texas, that sells auto insurance. Established in 1996, Thumann provides auto insurance coverage for both commercial and personal customers with policies that include collision and comprehensive coverage, car rentals, coverage for under-insured and uninsured motorists, and liability coverage. The agency additionally offers a wide range of commercial and personal insurance products, including home and rental insurance, pet insurance, general liability coverage, group health plans, high-risk business insurance, and church insurance. Thumann Agency won the Best Businesses of Dallas Award for 2015 and 2016 under the home and rental insurance category.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (85)
Facebook
5.0 / 5 (35)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tinius & Associates Insurance Agency logo
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Tinius & Associates Insurance Agency

4144 N Central Expy Ste 340, Dallas, TX 75204
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Business Description

Tinius & Associates Insurance Agency is a locally-owned insurance agency in Dallas, Texas, that provides both personal and commercial auto insurance throughout the state. The agency offers auto insurance covering the legal minimums for liability insurance in Texas. Products that include extended liability, collision coverage, towing and roadside assistance, and comprehensive coverage are also available. As an independent agency, Tinius & Associates Insurance can provide life insurance, Medicare supplements, homeowners insurance, business insurance, and other insurance products, drawing from its partnerships with carriers such as Banner Life, Kemper, The Hartford, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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