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Best Bankruptcy Attorneys in Dallas

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8150 North Central Expressway, Dallas, TX 75206
Dallas, TX 75206
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement
  • Chapter 11 Bankruptcy

Toronjo & Prosser Law is a bankruptcy law firm serving individuals, families, and small business owners in Dallas and the surrounding areas. It helps clients navigate chapter seven, chapter 11, and chapter 13 bankruptcy proceedings using its familiarity with U.S. Bankruptcy Code and Texas exemptions. The firm can also prevent creditor actions that include foreclosure and lawsuits. Attorneys Derek K. Prosser and Mark S. Toronjo take a proactive approach to personal bankruptcy claims, and they can create strategies that suit each client's situation.

8150 North Central Expressway, Dallas, TX 75206
Dallas, TX 75206

Website(216) 820-9596

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

154 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Dallas, TXDallas, TX

Clients looking for a bankruptcy attorney can connect with 24/7 Legal. The company has a database of over 20,000 professionals, allowing it to match clients with the right service provider regardless of their location. It connects clients with bankruptcy attorneys who represent both creditors and debtors in chapters 7 and 13 proceedings. These lawyers handle both transactional and litigation matters. 24/7 Legal maintains open communication with clients to ensure that they find the provider that fits their specific requirements.

Dallas, TXDallas, TX

(657) 256-5889

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6421 Camp Bowie Blvd Ste 300, Fort Worth, TX 76116
Fort Worth, TX 76116
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Alice Bower, Attorney at Law, serves clients in Dallas and the surrounding areas. It helps provide financial crisis relief to individuals and small businesses, such as those with unmanageable credit card balances, large utility bills, medical bills, and excessive mortgage arrears. Depending on clients' needs, the legal firm advises clients on filing chapter 7 or chapter 13 bankruptcy. The founding attorney, Alice Bower, has been practicing law since 1980. She has focused her practice on bankruptcy law since 2000.

6421 Camp Bowie Blvd Ste 300, Fort Worth, TX 76116
Fort Worth, TX 76116

Website(817) 241-5552

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

113 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1700 Pacific Avenue Suite 2750, Dallas, TX 75201
Dallas, TX 75201
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Allen Stewart P.C. represents and assists clients in Dallas on various legal matters like bankruptcy or financial distress, lemon law, and personal injury. Working with respect for clients, its bankruptcy lawyers review each client's situation, identify appropriate solutions, and file chapters 7, 11, or 13 bankruptcies. To ease clients' financial distress, they negotiate with creditors and achieve IRS settlements. The legal team's head, Allen M. Stewart, received the Most Successful Young Litigators in America recognition from The National Law Journal.

1700 Pacific Avenue Suite 2750, Dallas, TX 75201
Dallas, TX 75201

Website(866) 440-2460

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

192 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: --

Detail: --

7920 Belt Line Rd #650, Dallas, TX 75254
Dallas, TX 75254
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Attorney Andrew B. Nichols is a bankruptcy lawyer who provides legal counsel and representation to individuals, families, and businesses in Dallas and nearby communities. He helps clients protect their assets and stop foreclosure, repossessions, bill collector harassment, and lawsuits. The lawyer assists clients in filing bankruptcy under chapters 7, 11, and 13. Nichols has more than three decades of experience in bankruptcy law. His law firm has staff who can speak Spanish.

7920 Belt Line Rd #650, Dallas, TX 75254
Dallas, TX 75254

Website(214) 999-1313

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2216 / 2220 S Cooper St, Arlington, TX 76013
Arlington, TX 76013
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Student Loan Debt
  • IRS Tax Debt
  • Chapter 11 Bankruptcy

Bailey & Galyen, Attorneys at Law, serves clients in the Dallas-Fort Worth metro area from its 15 offices across Texas. The law firm has more than 30 expert Chapter 7 and Chapter 13 bankruptcy lawyers in Dallas who specialize in civil litigation and bankruptcy matters. The firm offers financing options for clients.

2216 / 2220 S Cooper St, Arlington, TX 76013
Arlington, TX 76013

Website(817) 533-8718

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

70 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2404 Roosevelt Dr, Arlington, TX 76016
Arlington, TX 76016
Instagram
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

The Brandy Austin Law Firm is an Arlington legal agency that serves clients throughout the Dallas-Fort Worth area. The accomplished Chapter 7 and Chapter 13 bankruptcy attorneys near Dallas specialize in bankruptcy and probate law, but also offer expertise in areas of personal injury, family law, estate planning, elder law, and business law. The firm has multiple locations and offers flexible scheduling for clients.

2404 Roosevelt Dr, Arlington, TX 76016
Arlington, TX 76016

InstagramWebsite(817) 841-9906

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1717 Main St Ste 5900, Dallas, TX 75201
Dallas, TX 75201
  • Creditor Representation
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Brewer is a multi-disciplinary law agency serving Dallas. The firm focuses on complex commercial litigation and dispute resolution, and handles adversarial bankruptcies. It represents debtors, creditors, investors, and municipalities in bankruptcy proceedings. Its bankruptcy lawyers serve as advisors in distressed company situations, collaborating with clients to solve complex insolvency issues. Its other services include out-of-court workouts and cross-border bankruptcies and restructurings. The firm, which was founded in 1984, also operates in New York.

1717 Main St Ste 5900, Dallas, TX 75201
Dallas, TX 75201

Website(214) 653-4000

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1412 Main Street, Suite 500, Dallas, TX 75202
Dallas, TX 75202
  • Chapter 7 Bankruptcy

Joyce W. Lindauer Attorney, PLLC, is a Dallas-based law practice that represents clients in a range of legal matters. It assists businesses and individuals with eliminating or repaying their debts under the protection of bankruptcy court. It handles various types of bankruptcy, such as chapter 7, chapter 11, and chapter 13. The firm also represents clients in litigation in state courts, focusing on dispute resolution among creditors and debtors. Joyce W. Lindauer, the founding attorney, is also a former adjunct bankruptcy professor.

1412 Main Street, Suite 500, Dallas, TX 75202
Dallas, TX 75202

Website(972) 503-4033

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2639 Walnut Hill Ln., Ste 200, Dallas, TX 75229
Dallas, TX 75229
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Law Office of Moses Jun serves clients in Dallas and the surrounding areas. The firm assists people with various legal matters, including bankruptcy affairs. Depending on their needs and financial situation, it helps individuals and business owners file for either chapter 7, chapter 13, or chapter 11. It also provides bankruptcy advice and guides clients through the entire legal procedure. The founding attorney, Moses Jun, has been practicing law for over a decade. He also handles divorce, immigration, and personal injury cases.

2639 Walnut Hill Ln., Ste 200, Dallas, TX 75229
Dallas, TX 75229

Website(214) 366-3770

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

54 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4228 North Central Expy. Ste 340, Dallas, TX 75206
Dallas, TX 75206
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Lee Law Firm, PLLC, provides legal advice and representation to clients dealing with bankruptcy issues. Its offices in Dallas, Fort Worth, Wichita Falls, and other nearby cities have attorneys with extensive knowledge and experience when it comes to bankruptcy cases. They walk clients through the eligibility requirements, restrictions, and specific processes involved in different forms of bankruptcy. The firm's lead attorney, Christopher Lee, handles bankruptcy litigation, loan modification, IRS settlement and negotiations, credit card negotiations, and real estate.

4228 North Central Expy. Ste 340, Dallas, TX 75206
Dallas, TX 75206

Website(214) 440-1414

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

258 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

5473 Blair Road, Dallas, TX 75231
Dallas, TX 75231
  • Chapter 7 Bankruptcy

Lusky Law is a boutique bankruptcy law firm that provides legal services to the residents of Dallas. It helps clients alleviate their financial distress by filing chapter 7 bankruptcy on their behalf. It also explores non-bankruptcy options, such as the firm's trademark Creditor Shield program, which protects clients from creditor harassment. Principal attorney Herman A. Lusky is a board-certified specialist in both consumer bankruptcy law and business bankruptcy law. He has been practicing law for more than four decades.

5473 Blair Road, Dallas, TX 75231
Dallas, TX 75231

Website(972) 386-3900

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8035 East R L Thornton Freeway, Dallas, TX 75228
Dallas, TX 75228
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Richard M. Weaver, Bankruptcy Attorney, is a bankruptcy lawyer that has been providing his service to both consumers and businesses in the Dallas area for 30 years. Weaver began his career by handling corporate bankruptcies before moving his focus to consumer bankruptcies. His firm focuses on clients who are seeking assistance with chapter 7, chapter 13, and emergency bankruptcy filings. Additionally, he can provide guidance through other debt relief strategies.

8035 East R L Thornton Freeway, Dallas, TX 75228
Dallas, TX 75228

Website(972) 616-4444

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8700 North Stemmons Freeway Suite 101, Dallas, TX 75247
Dallas, TX 75247
Instagram
  • Chapter 7 Bankruptcy

Roy Petty & Associates, PLLC, is a legal office that serves clients in Dallas and the surrounding areas. It helps people file for bankruptcy under the bankruptcy code, including chapter 7, chapter 11, and chapter 13. It assists clients in dealing with tax issues, foreclosure, and collection actions. The firm also defends clients against debt collector harassment. One of the attorneys, Kristin Jones, handles bankruptcy cases at the firm. She started practicing bankruptcy law in 1995 and is also licensed to serve in Minnesota.

8700 North Stemmons Freeway Suite 101, Dallas, TX 75247
Dallas, TX 75247

InstagramWebsite(214) 905-1420

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

347 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

13601 Preston Road, Suite 500E, Dallas, TX 75240
Dallas, TX 75240
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement

Rubin & Associates is a bankruptcy law firm that serves individuals, families, and small businesses throughout Dallas and the surrounding areas. It exclusively practices consumer and small business debtor bankruptcy law. It helps its clients avoid repossessions and foreclosures through filing for chapter 7 or chapter 13 bankruptcy on their behalf. Founding attorney Mark Rubin has been practicing law for more than three decades. He has authored an educational guide to filing for bankruptcy.

13601 Preston Road, Suite 500E, Dallas, TX 75240
Dallas, TX 75240

Website(214) 760-7777

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

52 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8111 Lyndon B Johnson Fwy Suite 350, Dallas, TX 75251
Dallas, TX 75251
  • Credit Card Debt

Shawn Jaffer & Associates is a bankruptcy law firm that serves the residents of Dallas and the surrounding areas. Its trial attorneys help clients with credit card debt lawsuit defenses. It also handles issues such as unfair debt collection and unfair credit reporting. The firm defends and prosecutes business lawsuits, as well as robocall lawsuits. Managing attorney Shawn Jaffer has handled more than 500 federal lawsuits against credit bureaus, banks, debt collectors, and insurance companies.

8111 Lyndon B Johnson Fwy Suite 350, Dallas, TX 75251
Dallas, TX 75251

Website(877) 371-1001

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

12740 Hillcrest Rd Suite 138, Dallas, TX 75230
Dallas, TX 75230
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Office Of Holly B. Guelich serves clients in Dallas and the surrounding areas. Its services include resolving debt problems, tax concerns, repossessions, foreclosures, and debt management. Holly B. Guelich, the firm's attorney, assists and advises clients on whether to file chapter 7 bankruptcy or chapter 13 bankruptcy, depending on their other financial circumstances. Attorney Guelich has been practicing law for over three decades and is certified as a consumer bankruptcy specialist by the Texas Board of Legal Specialization.

12740 Hillcrest Rd Suite 138, Dallas, TX 75230
Dallas, TX 75230

Website(214) 522-3669

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1901 Central Drivesuite 704, Bedford, TX 76021
Bedford, TX 76021
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement
  • Chapter 11 Bankruptcy

The Law Office of Mark B. French is a Bedford law firm with more than 25 years of experience in debt relief services. The firm specializes in bankruptcy litigation and credit restoration, and was a recipient of the 2012 Martindale-Hubbell “Client Distinction Award.”The firm’s founding attorney is a board-certified consumer bankruptcy specialist by the Texas Board of Legal Specialization.

1901 Central Drivesuite 704, Bedford, TX 76021
Bedford, TX 76021

Website(817) 381-9855

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3000 Central Dr B, Bedford, TX 76021
Bedford, TX 76021
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement
  • Chapter 11 Bankruptcy

The Vida Law Firm, PLLC is a Bedford law office that serves clients in and around the entire greater Dallas-Fort Worth area. The firm has 70 years of combined experience in bankruptcy proceedings, specializing Chapter 7, Chapter 11, and Chapter 13 bankruptcy. The Vida Law Firm is a member of the National Association of Consumer Bankruptcy Attorneys.

3000 Central Dr B, Bedford, TX 76021
Bedford, TX 76021

Website(817) 358-9977

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Can anyone file bankruptcy?
A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?
A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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