Best Mortgage Refinance Companies in Corpus Christi

American Bank assists clients with finding the loan program that best fits their needs and goals. The bank offers various mortgage loan types, including fixed- or adjustable-rate, FHA, VA, conventional, specialized veteran, and jumbo options. Its experienced lenders provide expert personal attention, meeting with clients to find ways to reduce monthly payments, change their loan rates, and save money. The bank processes, underwrites, and closes mortgages in-house to ensure prompt service for buyers in a hurry. American Bank offers online calculators, toolkits, and a handbook to walk clients through mortgage and refinancing processes, helping customers better evaluate their individualized choices.

Coastal Community and Teachers Credit Union is a mortgage refinance company in Corpus Christi. Founded in 1935, the company specializes in financial products and services such as mortgage refinancing for educators and local residents. Its mortgage refinance brokers offer home equity loans and secured and unsecured curbside loans. They work with homeowners to understand their current mortgage and find the best refinancing option that saves them money. The company supports students in the local community through its scholarships and promotes smart financial choices through its 720 clubs to increase customers' borrowing power and credit scores.

Founded in 1902, the family-owned independent community bank Extraco Banks offers home mortgage refinance in Corpus Christi. Clients who want either a fixed or an adjustable interest rate with flexible terms can apply for conventional mortgage loans through the FHA or VA. When borrowers require larger amounts, the bank has jumbo loans with fixed and adjustable rates to suit clients' financial needs. It also proffers specialized long-term mortgage loans to medical physicians, residents, and full-time medical instructors. In addition to mortgage products, Extraco Banks provides business loans to buy or refinance equipment, vehicles, furniture, fixtures, or improvements.

Founded in 1905, Kleberg Bank is an independent community bank serving the financial needs of customers in Corpus Christi and the surrounding region. Its loan specialists offer home buyers a variety of mortgage refinancing options with competitive interest rates and flexible terms. The bank can also refinance customers' current vehicles to potentially lower the interest rates they pay. With customized repayment rates, clients can apply for construction loans that make funds available for building a new or second home. Kleberg Bank also provides personal, home equity, and real estate loans with local processing and quick approvals.

Prosperity Bank offers a variety of traditional loan and deposit services to homeowners and businesses in Corpus Christi and surrounding communities. To meet the needs of clients purchasing or remodeling homes, its loan experts provide mortgages that include 15- and 30-year terms with low closing costs and interest rates. Prosperity Bank also assist homeowners with refinancing properties to achieve better rates and lower monthly payments. Clients can use home equity they've built up to secure funds to finance whatever they want. The bank also handles SBA loans with fixed-rate financing for purchasing equipment and supplies.

Founded in 1952, RBFCU offers customers a wide range of financial services, including home mortgage refinance in Corpus Christi. First-time home buyers seeking a lower down payment and interest rate can apply for an FHA loan. For qualified military service members, veterans, and surviving spouses, the company's experienced loan officers offer VA loans with no down payment required and low-interest rates. RBFCU can refinance existing mortgages for homeowners wanting additional flexibility, lower monthly payments, or an early mortgage payoff. The lending company also offers jumbo mortgage loans for clients wanting to buy a new home.

Texas Farm Credit provides clients with loan, insurance, and refinancing programs for agribusiness, rural estate, rural home, or agricultural production. The company specializes in agricultural, timber and forestry, young, beginning, and small farmer, and agribusiness loans. Home loan programs include conventional, jumbo, FHA, and VA loans. Its trained loan officers walk clients through the refinancing process to help them understand their options and improve their mortgages with lower rates or shorter payment terms. Texas Farm Credit offers flexible terms and repayment alternatives, with an easy application process that provides same-day approval for qualified mortgage refinance applicants.

ValueBank Texas is a locally owned community bank with experienced mortgage refinance lenders in Corpus Christi to assist customers with all their financial needs. First-time home buyers or those looking to refinance can choose from a variety of mortgage loans from the bank, including FHA, VA, jumbo, and construction loans. Homeowners can use their home equity to apply for a loan in order to pay for repairs or home improvements. ValueBank Texas also offers personal loans for customers looking to finance a new car, a vacation, or anything else they want to purchase.