Best Mortgage Refinance Companies in Corpus Christi

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Smarter Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 263734

Nationwide Multistate Licensing System and Registry

Smarter Mortgage

6349 South Padre Island Drive, Corpus Christi, TX 78412
Visit WebsiteWebsite
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Serving Corpus Christi residents, Smarter Mortgage is a company that specializes in home purchase and refinance loans. This mortgage firm in Padre Island Drive offers a range of loan programs, including VA loans, FHA loans, jumbo loans, home equity line of credit loans, and conventional loans. Smarter Mortgage's senior loan officer, Roman Ortiz, has many years of experience in the industry and has guided several local, national, and multi-national clients through the process of mortgage applications.

License Verified:

License: 263734

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS