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Best Mortgage Refinance Companies in Corpus Christi

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5120 S Padre Island Dr, Corpus Christi, TX 78411
Corpus Christi, TX 78411
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American Bank assists clients with finding the loan program that best fits their needs and goals. The bank offers various mortgage loan types, including fixed- or adjustable-rate, FHA, VA, conventional, specialized veteran, and jumbo options. Its experienced lenders provide expert personal attention, meeting with clients to find ways to reduce monthly payments, change their loan rates, and save money. The bank processes, underwrites, and closes mortgages in-house to ensure prompt service for buyers in a hurry. American Bank offers online calculators, toolkits, and a handbook to walk clients through mortgage and refinancing processes, helping customers better evaluate their individualized choices.

5120 S Padre Island Dr, Corpus Christi, TX 78411
Corpus Christi, TX 78411

InstagramWebsite(800) 257-8316

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6810 Saratoga Blvd, Corpus Christi, TX 78414
Corpus Christi, TX 78414

Coastal Community and Teachers Credit Union is a mortgage refinance company in Corpus Christi. Founded in 1935, the company specializes in financial products and services such as mortgage refinancing for educators and local residents. Its mortgage refinance brokers offer home equity loans and secured and unsecured curbside loans. They work with homeowners to understand their current mortgage and find the best refinancing option that saves them money. The company supports students in the local community through its scholarships and promotes smart financial choices through its 720 clubs to increase customers' borrowing power and credit scores.

6810 Saratoga Blvd, Corpus Christi, TX 78414
Corpus Christi, TX 78414

Website(361) 985-6810

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5402 Holly Rd Ste 2106, Corpus Christi, TX 78411
Corpus Christi, TX 78411
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Founded in 1902, the family-owned independent community bank Extraco Banks offers home mortgage refinance in Corpus Christi. Clients who want either a fixed or an adjustable interest rate with flexible terms can apply for conventional mortgage loans through the FHA or VA. When borrowers require larger amounts, the bank has jumbo loans with fixed and adjustable rates to suit clients' financial needs. It also proffers specialized long-term mortgage loans to medical physicians, residents, and full-time medical instructors. In addition to mortgage products, Extraco Banks provides business loans to buy or refinance equipment, vehicles, furniture, fixtures, or improvements.

5402 Holly Rd Ste 2106, Corpus Christi, TX 78411
Corpus Christi, TX 78411

InstagramWebsite(254) 237-1222

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2037 Airline Rd, Corpus Christi, TX 78412
Corpus Christi, TX 78412
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Founded in 1905, Kleberg Bank is an independent community bank serving the financial needs of customers in Corpus Christi and the surrounding region. Its loan specialists offer home buyers a variety of mortgage refinancing options with competitive interest rates and flexible terms. The bank can also refinance customers' current vehicles to potentially lower the interest rates they pay. With customized repayment rates, clients can apply for construction loans that make funds available for building a new or second home. Kleberg Bank also provides personal, home equity, and real estate loans with local processing and quick approvals.

2037 Airline Rd, Corpus Christi, TX 78412
Corpus Christi, TX 78412

InstagramWebsite(361) 850-6800

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1840 US Highway 181, Portland, TX 78374
Portland, TX 78374

Prosperity Bank offers a variety of traditional loan and deposit services to homeowners and businesses in Corpus Christi and surrounding communities. To meet the needs of clients purchasing or remodeling homes, its loan experts provide mortgages that include 15- and 30-year terms with low closing costs and interest rates. Prosperity Bank also assist homeowners with refinancing properties to achieve better rates and lower monthly payments. Clients can use home equity they've built up to secure funds to finance whatever they want. The bank also handles SBA loans with fixed-rate financing for purchasing equipment and supplies.

1840 US Highway 181, Portland, TX 78374
Portland, TX 78374

Website(361) 643-2565

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5253 S Staples St, Corpus Christi, TX 78411
Corpus Christi, TX 78411
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Founded in 1952, RBFCU offers customers a wide range of financial services, including home mortgage refinance in Corpus Christi. First-time home buyers seeking a lower down payment and interest rate can apply for an FHA loan. For qualified military service members, veterans, and surviving spouses, the company's experienced loan officers offer VA loans with no down payment required and low-interest rates. RBFCU can refinance existing mortgages for homeowners wanting additional flexibility, lower monthly payments, or an early mortgage payoff. The lending company also offers jumbo mortgage loans for clients wanting to buy a new home.

5253 S Staples St, Corpus Christi, TX 78411
Corpus Christi, TX 78411

InstagramWebsite(800) 580-3300

Show Number
6349 South Padre Island Drive, Corpus Christi, TX 78412
Corpus Christi, TX 78412
  • Reverse Mortgages
  • NMLS #: 39166

Serving Corpus Christi residents, Smarter Mortgage is a company that specializes in home purchase and refinance loans. This mortgage firm in Padre Island Drive offers a range of loan programs, including VA loans, FHA loans, jumbo loans, home equity line of credit loans, and conventional loans. Smarter Mortgage's senior loan officer, Roman Ortiz, has many years of experience in the industry and has guided several local, national, and multi-national clients through the process of mortgage applications.

6349 South Padre Island Drive, Corpus Christi, TX 78412
Corpus Christi, TX 78412

Website(361) 438-4393

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

545 S Highway 77, Robstown, TX 78380
Robstown, TX 78380
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Texas Farm Credit provides clients with loan, insurance, and refinancing programs for agribusiness, rural estate, rural home, or agricultural production. The company specializes in agricultural, timber and forestry, young, beginning, and small farmer, and agribusiness loans. Home loan programs include conventional, jumbo, FHA, and VA loans. Its trained loan officers walk clients through the refinancing process to help them understand their options and improve their mortgages with lower rates or shorter payment terms. Texas Farm Credit offers flexible terms and repayment alternatives, with an easy application process that provides same-day approval for qualified mortgage refinance applicants.

545 S Highway 77, Robstown, TX 78380
Robstown, TX 78380

InstagramWebsite(800) 950-8563

Show Number
3649 Leopard St, Corpus Christi, TX 78408
Corpus Christi, TX 78408

ValueBank Texas is a locally owned community bank with experienced mortgage refinance lenders in Corpus Christi to assist customers with all their financial needs. First-time home buyers or those looking to refinance can choose from a variety of mortgage loans from the bank, including FHA, VA, jumbo, and construction loans. Homeowners can use their home equity to apply for a loan in order to pay for repairs or home improvements. ValueBank Texas also offers personal loans for customers looking to finance a new car, a vacation, or anything else they want to purchase.

3649 Leopard St, Corpus Christi, TX 78408
Corpus Christi, TX 78408

Website(361) 888-4451

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Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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