Expertise.com
2024

Last updated:

Best Mortgage Brokers in Corpus Christi

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Corpus Christi Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

75

Reviewed

47

Curated

6

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
14641 S Padre Island Dr Ste B, Corpus Christi, TX 78418
  • Multi-Family Loans

Why choose this provider?

Cori Marcha of First Community Mortgage assists Corpus Christi-based clients in choosing a mortgage solution for their needs. She helps her clients shop for mortgage options based on their credit rating and income by choosing from conventional loans to government agency-backed loans like VA, FHA, and USDA loans. Established in 1988 as a First National Bank Texas division, First Community Mortgage works with Marcha in lending home loans to its Texas veteran clients through the Texas Veterans Housing Assistance Program.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6349 South Padre Island Drive, Corpus Christi, TX 78412
  • Refinance

Why choose this provider?

Smarter Mortgage LLC serves the mortgage needs of residents and businesses in the Corpus Christi area and the surrounding communities. It offers loan options for home purchasing like 30-year fixed mortgage, 15-year fixed mortgage, adjustable-rate mortgage, USDA loans, FHA loans, and VA loans. Additionally, it provides conforming loans, jumbo loans, super jumbo loans, and 203K loans. In addition to its various loan options, Smarter Mortgage also offers refinancing options to clients.

License Verified:

License: 1817406

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (15)

Website
4838 Holly Road, Corpus Christi, TX 78411
  • Refinance

Why choose this provider?

John The Mortgage Man is a Corpus Christi-based lender who assists clients through the home loan process, whether they are purchasing or refinancing. He is a mortgage coach who educates clients on available financing options which may involve FHA or VA loans, and he helps them improve their credit scores in order to qualify for their chosen loans. John began originating loans in 1991. The former real estate teacher is a certified VA Loan Advisor and FHA specialist.

License Verified:

License: 308360

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (51)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5337 Yorktown Boulevard, Corpus Christi, TX 78413
  • New Construction
  • Refinance

Why choose this provider?

Third Coast Home Loans, LLC, is a team of mortgage advisors who serves the Corpus Christi area. They assist the financing needs of clients seeking assistance with purchasing or refinancing. The loan specialists work with a number of lenders, giving them access to different products such as conventional, construction, second liens, FHA, and VA mortgages. Third Coast Home Loans' group of five mortgage professionals also guides clients throughout the home financing process, from pre-qualification to closing.

License Verified:

License: 1013927

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Zillow
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7602 South Staples Street, Corpus Christi, TX 78413
  • New Construction
  • Refinance

Why choose this provider?

Primary Residential Mortgage, Inc., is a Corpus Christi-based company that caters to home buyers and investors who need financial loan services. Its team of loan officers has more than 20 years of combined experience in providing mortgage services tailored to the clients' specific needs. They offer a full range of loan programs, such as conventional, jumbo, USDA, FHA, and VA loans. In addition, they help clients acquire new construction and dream home renovation loans. Primary Residential Mortgage has more than 250 branches nationwide.

License Verified:

License: 3094

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (68)
Google
4.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5850 South Staples Street, Corpus Christi, TX 78413
  • New Construction
  • Refinance

Why choose this provider?

HomeSource Mortgage is a Corpus Christi-headquartered mortgage company. For 15 years, it has provided clients an extensive range of loan programs, including conventional loans, FHA loans, VA loans, and USDA loans. The agency also offers jumbo loans, down payment assistance, foreign national financing, asset depletion, and mortgage credit certificates. Furthermore, HomeSource Mortgage has an in-house closing department to assist in processing the final documents. Company principal Claudia Mostaghasi has 15 years of banking experience before establishing her own mortgage lending branch in 2015.

License Verified:

License: 278675

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (127)
Facebook
4.0 / 5 (89)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.