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2024

Last updated:

Best Homeowners Insurance Agencies in Corpus Christi

Our Recommended Top 21

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Corpus Christi Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

183Reviewed

118Curated

21Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3426 South Alameda St, Corpus Christi, TX 78411​
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Insure Solutions Group is an independent insurance agency serving individuals, families, and businesses in Corpus Christi and the surrounding metros. It assists its clients in claiming and understanding various coverages of home insurance, including personal property, additional living expenses, dwellings, and other structures. It also offers other types of insurance, such as auto, business, renters', floods, and umbrella policies. Insure Solutions Group represents various insurance providers such as Foremost, Homeowners of America, The Hartford, and National General Insurance.

License Verified:

License: 2350781

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2795 Main St, Ingleside, TX 78362
  • Renter's Insurance
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Premier Insurance Services is an independent insurance agent in Ingleside, Texas, that serves the Corpus Christi metro as a provider for home insurance. Premier offers insurance that protects people's homes against such natural disasters as windstorms, including products for mobile homes and renters. The company also offers auto liability, commercial insurance, and vehicular insurance, including coverage for motorcycles and boats. Premier Insurance Services offers a full range of insurance products through its partnership with over thirty companies that include Mercury Insurance, Homeowners of America, Gainsco Auto Insurance, UPC Insurance, and MetLife

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
5440 Everhart Rd #9, Corpus Christi, TX 78411
  • Personal Property Insurance

Why choose this provider?

Greg Mendoza is a full-service insurance agent with The Insurance Store, a firm that has been offering comprehensive insurance solutions to Corpus Christi individuals and families since 1981. One of the products he offers is homeowners' insurance, which provides personalized coverage for structural damage and damage to personal property, in addition to liability coverage, limited theft protection, and loss-of-use coverage. Mendoza also assists with securing other insurance plans such as auto, life, commercial, flood, RV, and boat insurance.

License Verified:

License: 1269422

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (10)
Google
4.4 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4639 Corona Dr, Corpus Christi, TX 78411
  • Homeowners

Why choose this provider?

Bobbie Gail Torres Insurance is a locally operated agency under TWFG Insurance. It has been serving businesses and families in Corpus Christi and the neighboring communities since 2007. It offers homeowners' insurance policies that include personal liability and property, dwelling, and medical coverages. Other insurance options are renters', boat, off-road and recreational vehicle, classic car, life, and health insurance. The agency customizes insurance solutions that protect restaurants, non-profit organizations, contractors, and technology companies. It also provides notary services.

License Verified:

License: 1194941

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6262 Weber Rd. Suite 216, Corpus Christi, TX 78413
  • Homeowners

Why choose this provider?

Sage Choice Insurance is an independent agency serving the Corpus Christi metro. It accommodates families and individuals who want to acquire homeowners' insurance. The company creates personalized coverages to protect clients from financial losses caused by unforeseen events like natural disasters, vandalism, and theft. Its agents also offer other personal policies, such as condominium, renters', and auto insurance. Sage Choice Insurance also deals with commercial plans, including BOP, general liability, and workers' compensation insurance.

License Verified:

License: 2147521

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15201 S. Padre Island Dr. Suite 140, Corpus Christi, TX 78418
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Star Advantage Insurance is a full-service company that helps secure the finances of individuals and businesses throughout the Corpus Christi metro. It offers homeowners' insurance, including townhomes and condominiums, vacant dwellings, and renters' policy packages. The local company founded under the name San Jacinto Insurance Agency has been serving clients since 2005. With 45 years of combined experience, its non-commission-based agents assist clients in making informed decisions. The independent agency also tailor-fits services through the carrier companies it has partnered with.

License Verified:

License: 17498

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (8)
Google
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7009 S Staples St, Corpus Christi, TX 78414
  • Renter's Insurance

Why choose this provider?

United Insurance Agency caters to the needs of individuals and families in Corpus Christi. It specializes in providing home insurance coverage, helping clients protect their properties and belongings. Its home insurance includes homeowners', renters', and condo insurance. The company's homeowners' policy covers both the home structure and contents, specifically providing coverage from natural disasters and allowing the client to rebuild and replace the damaged property without hassle. Its agent, Arezoo Zarghouni, also offers auto, boat, umbrella, and commercial insurance.

License Verified:

License: 2386734

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5337 Yorktown Blvd, Corpus Christi, TX 78413
  • Homeowners

Why choose this provider?

Jessica Kelly offers homeowners' insurance plans for residents in Corpus Christi. Having almost three decades' worth of experience in the industry, she collaborates with her team as they work to ease their client's worries by helping them prepare for the unexpected and guide them towards fulfilling their goals and dreams. Aside from homeowners' insurance, Jessica also offers her clients life, auto, business, property, health, and pet insurance plans provided by her agency, State Farm.

License Verified:

License: 1040842

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5702 S. Staples Ste. G, Corpus Christi, TX 78413
  • Renter's Insurance

Why choose this provider?

Affinity Insurance Agency serves individuals and families in Corpus Christi and the surrounding areas. It provides homeowners' insurance policies that cover damage to property and liability for injuries caused by the clients, members of their family, and household pets. Its insurance coverage includes damage caused by earthquakes, floods, and poor maintenance. Insurance products for mobile homes, personal auto, motorcycles, boats, and watercraft are also available. The company has over 18 years of experience and expertise in commercial and personal property and casualty insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (15)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 North Shoreline Blvd, Suite 1200, Corpus Christi, TX 78401
  • Multiple Policy Types

Why choose this provider?

Higginbotham is an insurance agency with over 70 years of experience in the industry. It provides various risk management solutions to individuals and businesses in Corpus Christi, including home insurance policies. It offers different coverage options, like cash value, replacement cost, and guaranteed replacement cost policies. The company has its own community fund, with its employees donating time and money to local charities and community development. Rusty Reid has been leading the agency as its president since 1989. He is a Certified Insurance Counselor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.6 / 5 (72)
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5866 South Staples, Suite 342, Corpus Christi, TX 78413
  • Personal Property Insurance

Why choose this provider?

A & A Insurance caters to clients in Corpus Christi and the surrounding communities. The company offers homeowners insurance policies covering residential property structures, personal liability, loss of use, medical expenses, and structural damage. It also carries other personal insurance options for automobiles, motorcycles, boats, RVs, renters, and condominiums. Its team guides clients who wish to apply for commercial insurance products to protect their employees and businesses. This company partners with Progressive, National General, UPC Insurance, Allied Trust, and Allstate insurance companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (12)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4520 Crosstown Expressway, Corpus Christi, TX 78415
  • Multiple Policy Types

Why choose this provider?

Lone Star Insurance caters to clients in Corpus Christi and the neighboring communities. It helps individuals apply for homeowners or dwelling insurance products to protect their finances if their homes become damaged due to natural disasters, including windstorms, lightning strikes, fire, and hail. It also covers home structure damage due to falling objects, vandalism explosions, theft, and aircraft accidents. In addition to dwelling coverage, the company carries auto and motor insurance policies. Lone Star Insurance brings five years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
202 S Coleman St Suite 300, Corpus Christi, TX 75078
  • Renter's Insurance
  • Multiple Carriers
  • Personal Property Insurance

Why choose this provider?

TX Insurance Quotes delivers financial solutions to individuals and families in Corpus Christi and the neighboring communities. The company proffers home insurance policies that include seasonal, vacant, and high-ticket home coverages. It also handles requests for scheduled property riders, dwelling, rental property, and individual umbrella policies. Other programs include renters', business, auto, and boat insurance. Its partners include Progressive, MetLife, Weston Insurance, and National Lloyds. TX Insurance Quotes operates with over 35 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6019 S Staples Street, Corpus Christi, TX 78413
  • Renter's Insurance
  • Condos
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Drew Becquet is a State Farm insurance agent available to clients in Corpus Christi and the surrounding areas. He handles insurance coverage policies for homes, automobiles, properties, and businesses. He also offers health and life insurance options. His staff is experienced in providing general liability and workers' compensation plans for commercial needs. For three years, Drew Becquet was featured by the Bend Magazine as the Face of the Coastal Bend for home and auto insurance.

License Verified:

License: 2121953

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (299)
Facebook
4.9 / 5 (57)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
205 North Main Street, Pleasanton, TX 78064
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Ricks Insurance Agency Inc. sells homeowners insurance policies near Corpus Christi and assists clients with both the purchase process and the policies. It sells policies that protect homes themselves and that pay for construction and repair costs if they're damaged. It also offers coverage for any possessions inside of homes and other dwellings should they be stolen or destroyed. Ricks Insurance Agency Inc. can help clients purchase coverage for medical and living expenses in case of displacement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7833 S. Staples Street, Corpus Christi, TX 78413
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Curtis Rich is an insurance agent for State Farm that's been serving individuals and businesses in Corpus Christi and its surroundings since 2008. Mr. Rich provides cost-conscious and tailor-made home insurance policies to help families mitigate the financial day to day risks or recover from unprecedented events occurring in their households. Additionally, his services entail providing insurance covers to motorists and tenants to protect them from unforeseen risks arising from their rental agreement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (37)
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Corpus Christi, TX 78411
  • Multiple Carriers

Why choose this provider?

Kessling Services gives Corpus Christi residents a variety of homeowners' insurance contracts. The firm guards against property damage from storm, wind and hail damage. It delivers health insurance products under the Affordable Care Act, across providers like Blue Cross, Humana, and United Healthcare. Kessling Services has been in operation since 1974. It handles non-insurance property solutions like real estate management. It is a member of the Texas Apartment Association and the National Apartment Association.

License Verified:

License: 738575

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1014 Texas Ave., Corpus Christi, TX 78404
  • Renter's Insurance

Why choose this provider?

Poses and Associates is an insurance firm that has been catering to clients in the Corpus Christi area since 1987. Homeowners can obtain coverage for theft, vandalism, and damage caused by fires or natural disasters. The policy also provides compensation for injuries that occur inside the residence. In addition, the firm helps with getting the clients' claims adjusted, along with appraisals for their properties. Founder Joe Poses has been in the insurance industry since 1978, working as an independent adjuster.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (11)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4833 Saratoga Blvd, Corpus Christi, TX 78413
  • Renter's Insurance
  • Condos

Why choose this provider?

More Choices Insurance Agency is an independent company serving Corpus Christi and its surrounding communities. It assists individuals in acquiring a homeowners' insurance policy or adjusting their existing ones if their household situation changes. Its team of professionals customizes multi-carrier packages and presents policy options from the insurance marketplace. The agency also offers insurance coverage options for businesses, automobiles, and workers' compensation. Past clients have commended the agency for helping them make well-informed decisions by detailing the benefits along with their insurance coverages.

License Verified:

License: 2338353

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4101 Interstate Highway 69 Access Rd Ste M5, Corpus Christi, TX 78410
  • Homeowners

Why choose this provider?

Brightway, The Zollicoffer Agency, which is an independent insurance agency locally owned and operated by Shane Zollicoffer in the Corpus Christi, Texas, metro area, is part of one of the country's largest independent agencies. Brightway has relationships with a wide assortment of insurance companies, including Allied/Nationwide, Bankers, Federated National, MetLife, and Progressive. Brightway's property insurance offerings include home, condo, flood, renters, and personal article insurance. Homeowners insurance policies are custom-tailored to meet each client's unique needs. Brightway also offers vehicle, umbrella, and other types of insurance and discounts on monitored burglary and fire alarms, fire extinguishers, and multiple policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
14650 Compass Street, Corpus Christi, TX 78418
  • Renter's Insurance
  • Flood
  • Personal Property Insurance
  • Homeowners

Why choose this provider?

Annaville Insurance is an independent homeowners insurance agency in Corpus Christi. The family-owned agency, which has more than 25 years of experience, works with multiple insurance companies to provide personalized policies for homeowners and renters. It protects clients against structural damage to homes and property, loss of personal items, and general repair costs. In addition, Annaville provides liability insurance, theft protection, medical expense coverage, and reimbursement for loss of use.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (14)
Facebook
4.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What property coverages fall under homeowners' insurance in Corpus Christi?

    Homeowners' insurance in Corpus Christi can help protect your home, belongings, and financial well-being in case of a covered loss. It typically covers the structure of your home, other structures on your property, your personal belongings, additional living expenses, and certain events like debris removal and identity theft. However, it does not cover neglect, war, or flood damage, which requires separate policies. Ask your insurance agent about any exclusions or limitations that may apply to your situation.

  • What influences the cost of your homeowners' insurance in Corpus Christi?

    The cost of standard homeowners insurance in Corpus Christi is influenced by the specific options you choose, the coverages you select, and the limits you set. These options are often individually priced, so the total premium depends on the combination of ranges you decide to purchase. Additionally, the cost may vary based on whether you set limits higher than recommended, tailoring the policy to your unique situation and needs.

  • What should you do before choosing a homeowners' insurance in Corpus Christi?

    When choosing homeowners' insurance in Corpus Christi, consider determining coverage for your home's value, belongings, and liability. Know your credit score's impact on rates. Evaluate personal property for 50-70% coverage. Maintain records and photos. Get ample medical coverage, and take into account liability protection. Make an informed choice for comprehensive protection.

  • Can your credit score impact your homeowners' insurance in Corpus Christi?

    In Corpus Christi, insurance companies use your credit score to assess your risk of filing a homeowners' insurance claim. If you have a good credit, you are generally considered lower risks, so you may pay lower premiums. On the other hand, with a bad credit, you may pay higher premiums.

  • What are the possible exclusions of homeowners' insurance in Corpus Christi?

    Some possible exclusions of homeowners' insurance in Corpus Christi include flood, earthquake, neglect, intentional loss, and damages due to war or nuclear disasters. Neglecting home maintenance could also result in non-coverage, as well as rebuilding with upgraded materials. Being aware of these exclusions is vital for informed homeowners' insurance decisions.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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