Best Mortgage Refinance Companies in College Station

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Lone Star Financing logo
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License Verified:

License: 12901

Nationwide Multistate Licensing System and Registry

Lone Star Financing

601 West Northwest Hwy Suite 100B, College Station, TX 76051
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  • New Construction
  • Reverse Mortgages

Business Description

Lone Star Financing has been working with College Station clients since 2007. The company provides the cash-out refinance program, a way for homeowners to access their home equity and fund property improvement projects. It also assists clients in refinancing their loans to obtain lower interest rates. For aspiring homeowners, the company offers mortgage options backed by government agencies like the USDA. Brooke Benson, one of its team members, authored an article about reverse mortgages in the San Antonio Business Journal. She is also fluent in Spanish.

License Verified:

License: 12901

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
3.7 / 5 (26)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Midtown Mortgage logo
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License Verified:

License: 1971673

Nationwide Multistate Licensing System and Registry

Midtown Mortgage

4121 Highway 6 South, College Station, TX 77845
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  • New Construction

Business Description

Midtown Mortgage addresses the financing needs of the College Station residents. Its loan officers help homeowners applying for a refinance program to get lower interest rates or pay off high-interest debts. They also aid individuals who want to purchase their dream homes or investment properties. The specialists carefully evaluate borrowers' financial histories and unique demands to determine the appropriate form of loan for them. Midtown Mortgage first opened its doors in 2008 and has since grown to include over 40 real estate brokers or agents.

License Verified:

License: 1971673

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Wallick & Volk College Station logo
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License Verified:

License: 259478

Nationwide Multistate Licensing System and Registry

Wallick & Volk College Station

2700 Earl Rudder Freeway S, College Station, TX 77845
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  • Reverse Mortgages

Business Description

Wallick & Volk College Station is a mortgage lender that helps people with their American dream of homeownership. The company assists homeowners considering refinancing current loan programs to consolidate debt, withdraw equity, and secure lower rates. Its team of mortgage professionals assesses individual needs, utilizes industry knowledge to locate refinancing programs appropriate for each borrower, and explains options. Wallick & Volk is a family-owned and family-operated business established in 1932. It also serves Idaho, Arizona, and Washington.

License Verified:

License: 259478

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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