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Best Homeowners Insurance Agencies in College Station

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Braly Insurance Group logo
FEATURED
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License Verified:

License: 1053995

Texas Department of Insurance

Braly Insurance Group

4040 Hwy 6 Ste 200, College Station, TX 77845
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  • Multiple Policy Types
  • Homeowners
  • Auto
  • Business Insurance

Business Description

Braly Insurance Group helps individuals protect their assets and financial future through a range of insurance policies. The agency, which has been in operation for over 20 years, serves College Station homeowners, landlords, and renters. Its agents work closely with policy buyers to find a plan to protect their homes and belongings from earthquakes, floods, hurricanes, and fire. It supports community charities and has a concierge program that provides an opportunity for local businesses to thrive and gain customers through Braly's recommendation.

License Verified:

License: 1053995

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (39)
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Anco Insurance logo
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Anco Insurance

1111 Briarcrest Dr, Bryan, TX 77802
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Anco Insurance is a full-service insurance company that serves clients in College Station, Texas. It speaks to different homeowners to pay for damages caused by natural disasters like tropical storms and hail storms. The company offers unique coverages for high-value properties, condominiums, tenants or renters, seasonal residences, and family farms. The company was founded nearly 150 years ago, providing financial protection for residential, commercial, and industry clients. It works with national carriers like Progressive and Foremost Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Beal & Winn Insurance Agency logo
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Beal & Winn Insurance Agency

3207 Briarcrest Drive, Bryan, TX 77802
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  • Multiple Policy Types

Business Description

Established in 1946, Beal & Winn Insurance Agency is a family-owned independent insurance agency that provides its services to College Station. One of the agency's services is looking for the right homeowners insurance policy for its clients to help them protect their homes financially whether it is their own house or an apartment they are renting. Its staff provides them with different options and rates to help them choose the policy that best suits their needs and budget.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (6)
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Camp Insurance Agency logo
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License Verified:

License: 1014048

Texas Department of Insurance

Camp Insurance Agency

1401 Sebesta Road, College Station, TX 77845
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  • Homeowners
  • Condos
  • Renter's Insurance

Business Description

Camp Insurance Agency is a risk management company based in College Station. It offers several insurance products, including homeowners' insurance which covers personal liability protection and reimburses losses in cases of fire, storm, or theft. The independent agency also furnishes insurance policies for condominium residents and renters and provides car and life insurance along with the commercial lines of protection. Liberty Mutual, Travelers, Progressive, and The Hartford are some of Camp Insurance Agency's providers.

License Verified:

License: 1014048

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Higginbotham - College Station logo
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Higginbotham - College Station

2501 Earl Rudder Freeway, College Station, TX 77845
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  • Multiple Policy Types

Business Description

Higginbotham is one of the nation's 25 largest independent brokers servicing thousands of individuals and businesses in College Station. It offers protection from property damage costs and liability exposures such as lawsuits, threats to personal safety and security, business pursuits, personal staff, and teenage drivers. Its team of brokers helps clients select a carrier and coverage that are the best fit for their assets. They also help with the claims process when certain events like car accident, water heater leak, and burglary occur. Its homeowners' insurance policies can be associated with auto insurance products also offered by the agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (38)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insureberry logo
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Insureberry

3204 Longmire Drive, College Station, TX 77845
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  • Renter's Insurance

Business Description

Insureberry, formerly known as AG-Pro Services, is an insurance agency providing homeowners' insurance assistance to clients in College Station. Its team crafts a personalized insurance plan based on the client's preferences and needs. Home insurance covers precious jewelry, such as engagement rings, diamonds, and wedding bands. Damages caused by fire, hail, wind, and water-based accidents are also repaired with insurance carriers paying the expenses. The company also replaces personal belongings like furniture and clothing when stolen.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Hamilton logo
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License Verified:

License: 1088885

Texas Department of Insurance

Jeff Hamilton

4058 Texas 6 Frontage Road, College Station, TX 77845
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  • Homeowners

Business Description

Jeff Hamilton is a State Farm insurance agent who provides risk management assistance from his College Station location. He furnishes different types of policies, including homeowners' insurance, which provides repair and replacement costs for damaged properties or stolen personal possessions. In addition, he offers life and auto insurance along with protection plans for renters and businesses. Prior to becoming a State Farm insurance agent in 2001, Hamilton worked as a claims adjuster under the same company for seven years.

License Verified:

License: 1088885

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (34)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Ross - State Farm Insurance Agent logo
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Jim Ross - State Farm Insurance Agent

400 Tarrow Street, College Station, TX 77840
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Jim Ross, State Farm Insurance Agent, sells homeowners insurance policies and services these policies to support customers and their needs. Its namesake agent is experienced with homeowners insurance and advises clients on their optimal policy options. Plans are available to cover dwellings and any liabilities involving guests. Clients can cover their personal possessions too. Jim Ross, State Farm Insurance Agent, offers insurance coverage for cars, businesses, life, and health as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (27)
Facebook
5.0 / 5 (25)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Liere Insurance logo
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Liere Insurance

1604 Copperfield Parkway, College Station, TX 77845
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  • Multiple Policy Types

Business Description

Liere Insurance offers homeowners' insurance options in College Station and the surrounding areas. It is a homeowners' insurance agency that guides clients through the process of protecting their homes and their contents from damages caused by hail, strong winds, and snowstorms, to name a few. It also assists clients in insuring other properties in their estates and expanding their policies to include damages caused by floods. Leslie Liere, the CEO of Liere Insurance, founded the agency in 1992.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Safenet Insurance Agency logo
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License Verified:

License: 18286

Texas Department of Insurance

Safenet Insurance Agency

4418 Bluebonnet Drive, College Station, TX 77477
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  • Homeowners

Business Description

Safenet Insurance Agency is a multi-line insurance company that serves clients in College Station. The firm protects homeowners, their families, and their personal belongings against fire, vandalism, theft, and other natural and manmade disasters with a homeowners' insurance policy. The team offers a variety of full-cost replacement coverages, including HOA, HOB, and HO3 insurance plans. As an independent insurance agency, the company also represents several providers of auto, flood, life, health, and commercial insurance. The firm has insured hundreds of clients throughout Texas since its inception.

License Verified:

License: 18286

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.5 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
WE Gibson Insurance logo
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WE Gibson Insurance

2752 Longmire Drive, College Station, TX 77845
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  • Homeowners

Business Description

WE Gibson Insurance is a team of independent agents based in College Station. They assist clients in a broad range of areas, including homeowners' insurance, which may cover medical and additional living expenses and shoulder replacement costs in cases of windstorm and fire damage. The risk management professionals review policies from different carriers such as Liberty Mutual and The Hartford, allowing them to find suitable plans for clients. WE Gibson Insurance has been protecting clients since 1881.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (44)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wellmann Insurance Agency, Inc. logo
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Wellmann Insurance Agency, Inc.

3091 University Drive East, Bryan, TX 77802
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Wellmann Insurance Agency, Inc. provides personal and commercial insurance services to clients in College Station and the rest of the region. The agents offer homeowners' insurance policies designed to protect private residences and the personal items found in them in case of disasters. The insurance policy also covers liability protection from lawsuits due to accidents on the client's property. With more than three decades of experience, the independent insurance agency represents multiple insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (13)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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