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Best Financial Advisors in College Station

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SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

College Station, TX
  • Estate Planning
  • Investment Management
  • Financial Planning
  • Retirement Planning

Business Description

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Price: Free consultation

Briaud Financial Advisors logo
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Briaud Financial Advisors

1611 Crescent Pointe Parkway, College Station, TX 77845
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  • Finance Planning

Business Description

Briaud Financial Advisors serves clients in College Station. It helps individuals achieve their financial goals through planning, investment management, and trust administration. The financial advisory firm serves various clients, including professors, small business owners, families with special needs, and high-net-worth individuals and families. Briaud Financial Advisors aims to provide flexible financial planning services to address clients' changing needs and circumstances. Founder Janet Briaud is a Certified Financial Planner who opened the firm in 1986.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Charis Legacy Partners logo
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Charis Legacy Partners

1716 Briarcrest Dr Suite 300, , TX, Bryan, TX 77802
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  • Estate Planning
  • Tax Planning
  • Insurance Products
  • Investment Management
  • Financial Planning

Business Description

Charis Legacy Partners provides financial advice to clients in College Station. The firm helps individuals manage their cash flow so that they have enough for current and future needs. It also assists with retirement planning and dealing with outstanding debts. In addition, the company provides advice on creating a diversified investment portfolio that can help clients meet their financial goals. Founder Scott Monk is a Certified Financial Planner and Chartered Financial Analyst. He has more than 15 years of industry experience

Evidence Wealth logo
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Evidence Wealth

3851 Corporate Center Dr. Suite 111, Bryan, TX 77802
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  • Certified Financial Planner (CFP)

Business Description

Evidence Wealth is a financial advisory firm serving College Station residents. Using its Life Impact Stewardship Journey approach, it works hand in hand with clients and assists them in navigating the financial planning process. Its process focuses on three areas, namely financial, life, and legacy wealth. It also guides them in developing customized written financial plans. Co-founder James N. Whiddon is a two-time recipient of the Aggie 100 Award from The Mays Center for Entrepreneurship.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Executive Financial Services logo
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Executive Financial Services

302 Holleman Dr E, Ste 200, College Station, TX 77840
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  • Tax Planning
  • Retirement Planning

Business Description

Executive Financial Services serves the residents of College Station and the surrounding areas. It provides various financial planning services, including wealth accumulation and preservation, retirement and estate planning, and investment advising. Its founder, Steven C. Colson, has been working in the industry for more than three decades. He is a Registered Financial Consultant and Certified Senior Advisor. Executive Financial Services also handles retirement plans, long-term care insurance plans, life insurance plans, mutual funds, and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (4)
Fries Financial Services logo
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Fries Financial Services

108 E. North Ave., Bryan, TX 77801
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  • Financial Planning

Business Description

Fries Financial Services is a full-service financial and wealth management company that serves clients in College Station and its surrounding areas. The firm provides a comprehensive lineup of wealth management and financial planning services, including retirement planning, risk management, investment planning, and education funding. Denise Fries, the firm's founder, established the company to provide clients access to a variety of financial products and services that fit their needs. Fries assists her clients in developing their financial roadmap by providing relevant financial advice and strategies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fundamental Wealth Advisors logo
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Fundamental Wealth Advisors

1716 Briarcrest Drive Suite 810, Bryan, TX 77802
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  • Estate Planning
  • Retirement Planning

Business Description

Fundamental Wealth Advisors is an independent financial advisory firm that serves College Station and the surrounding areas. It offers a range of services, including business consulting, insurance and investment solutions, and wealth management. Its other services include beneficiary and estate planning, as well as tax strategy creation. It also recommends investment options, including annuities, mutual funds, and stocks, and assists clients in constructing and managing their customized portfolios. Foster Ullmann, the company's president, has 30 years of experience as a financial advisor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Global Financial Partners logo
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Global Financial Partners

1211 Financial Plaza, Huntsville, TX 77340
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  • Certified Financial Planner (CFP)
  • Financial Planning

Business Description

Global Financial Partners helps individuals in College Station in understanding their financial situations and developing a plan to move forward with their goals. Its financial advisors guide clients into different ways of managing finances, including budgeting, tax preparation, estate planning, and retirement. They also provide individuals with advice regarding insurance and other types of investment strategies. The firm has been in business for more than 30 years. It has two advisors who are Certified Financial Planners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kriel Financial Services logo
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Kriel Financial Services

750 William D Fitch Parkway, Suite 520, College Station, TX 77845
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  • Certified Financial Planner (CFP)

Business Description

Kriel Financial Services is a wealth management firm that serves individuals and families from College Station and the surrounding areas. It provides a wide range of goal-based financial management strategies, including college saving plans, insurance planning, and retirement planning. It also offers investment management services, which take into account clients' priorities and risk tolerance, needs, and preferences. Founder John T. Kriel Sr. is a Certified Financial Planner. He has been working in the financial services industry for over four decades.

Melder Financial Services Inc. logo
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Melder Financial Services Inc.

110 Lincoln Avenue Suite 106, College Station, TX 77840
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  • Certified Financial Planner (CFP)
  • Financial Planning

Business Description

Melder Financial Services, Inc., is a College Station-based financial advisory firm that specializes in the education industry. It helps educators build a retirement plan for their financial stability. Its services include optimizing taxes on federal benefits, exploring the impact of Social Security, and providing customized financial road maps. The company believes that financial education is the first step towards wealth growth and security. Its CEO and owner, Tracy Melder, is a CFP who has 22 years of experience in the financial services industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Merrill Lynch Wealth Management - College Station Bryan logo
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Merrill Lynch Wealth Management - College Station Bryan

1509 Emerald Parkway Suite 100, College Station, TX 77845
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  • Certified Financial Planner (CFP)

Business Description

Merrill Lynch Wealth Management - College Station Bryan provides risk management solutions in the metro. It helps individuals, families, and retirees achieve financial security through wealth management and retirement planning services. The business creates customized strategies suited to clients' lifestyles and financial needs. Its financial specialists also process health and long-term care protection plans. In 2021, the firm's 19 advisors received the Top 40 Advisors Under 40 Award from the Financial Planning Magazine.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
The Rhodes Financial Group logo
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The Rhodes Financial Group

1920 West Villa Maria Suite 307, Bryan, TX 77807
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  • Certified Financial Planner (CFP)
  • Financial Planning

Business Description

The Rhodes Financial Group serves individuals and owners of businesses in College Station. Employing the "endowment approach," its consultants gather clients' risk tolerance, time horizon, asset protection needs, and goals to develop personalized financial plans for them. They help create outlines for retirement and tax dues, as well as recommend investment strategies for bonds, stocks, and IRAs. In addition, the advisors provide disability income, life, and long-term care insurance solutions. Founder David L. Rhodes is a CFP who has been featured in USA Today.

Traditions Wealth Advisors logo
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Traditions Wealth Advisors

2700 Earl Rudder Frwy. South, Ste. 2600, College Station, TX 77845
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  • Financial Planning

Business Description

Traditions Wealth Advisors is an Aggie-owned and operated financial planning and wealth management firm that has been serving College Station for over 30 years. It focuses on developing personalized retirement, estate, and business planning solutions as well as investment management strategies to help clients make more informed decisions in preparing for their future. Financial professionals at the firm have over 70 years of combined experience in the industry. Founder Brien Smith, CFP, serves as the president of the Brazos Valley Estate and Financial Planning Council.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Veronica R. Hart, CFP logo
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Veronica R. Hart, CFP

1700 George Bush Drive East #230, College Station, TX 77840
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  • Certified Financial Planner (CFP)

Business Description

Veronica R. Hart, CFP, offers financial planning and wealth management services to individuals and families in the College Station metro and its surrounding areas. She earned her Certified Financial Planner designation in 1997. As a Registered Investment Advisor, she works with her clients in mapping out their financial goals. She also assists them in reducing the burden of taxes and minimizing the effects of inflation. Hart served as a board member of the Brazos Valley Estate and Financial Planning Council.

Warwick Partners logo
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Warwick Partners

4444 Carter Creek Parkway, Suite 109, Bryan, TX 77802
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  • Certified Financial Planner (CFP)
  • Financial Planning
  • Wealth Management

Business Description

Warwick Partners is a boutique financial planning and wealth management firm that serves the residents of College Station and the surrounding areas. It provides various financial services, including asset management, debt management, and disability and risk management. It also offers tax planning and management, estate planning, and charitable planning services. The company's team holds certifications such as Certified Financial Planner, Chartered Mutual Fund Counselor, and Certified Fund Specialist. Warwick Partners has been in operation for more than three decades.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Frequently Asked Questions

Introduction

There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

  • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
  • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
  • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
  • An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

Are financial advisors worth it?

Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

What does a financial advisor do?

Financial advisors can have many types of specialties. Generally, a financial advisor advises on or helps to execute a financial plan. Some examples include assisting people with getting out of debt, building out an investment portfolio, and handling taxes.

How much money do I need to work with a financial advisor?

There’s no specific income level you need in order to work with a financial advisor, but there may be a minimum investment amount for certain types of services. Some financial advisors won’t manage your money unless you have $100,000 or more to invest, but this isn’t the case with financial coaches or robo-advisors.

What does a financial coach do?

Financial coaches focus on improving your financial literacy and money management skills. For example, they can help you figure out how to pay down your student loans or decide how much money to put away for retirement. They usually charge by the hour and don’t offer asset management services or investment advice.

When should I use a financial advisor vs. doing it myself?

Smart money management can give you freedom and comfort. Being responsible with your money makes it possible to meet goals and pay for major expenses. A financial advisor is trained and can offer you expertise that would otherwise take years to learn. They know how to save you money and make it go further.

How do I know if my financial advisor is trustworthy?

Because financial advisors aren’t licensed or regulated, it’s up to the client to make that determination for themselves. However, if your advisor is a fiduciary, that means they’re legally bound to act in your best interest. Some types of advisors, including Certified Financial Professionals (CFPs), are held to fiduciary standards.

What\'s the difference between a financial advisor and a financial planner?

The term financial advisor is a broad phrase that encapsulates many specialties, including financial planner. It's similar to how doctor applies to different physicians, while a cardiologist is a specialty doctor. A financial planner helps their client plan to achieve long-term financial goals, such as saving for a house or retirement.

Are financial advisor fees tax deductible?

Until 2018, financial advisor fees were tax deductible as a miscellaneous expense. However, the Tax Cuts and Jobs Act elimited that deduction until at least 2025.

What is a financial consultant?

A financial consultant and a financial advisor are essentially the same. In recent years, financial consultant has become a less popular term, with financial advisor being much more common. Sometimes, the financial professional may opt for the term consultant when offering services to a business rather than an individual.

What is a robo-advisor?

A robo-advisor is essentially an algorithm that manages your investment portfolio for you. Because their services are automated, you’ll pay less than you would for a human advisor — often between 0.25% and 0.50%. They don’t require large initial investments either, making them a popular choice for entry-level investors. However, you won’t get the same level of advice that you would get from a personal financial advisor.

What makes someone a fiduciary?

Fiduciary is a legal term for a person who has a legal or ethical responsibility to act in your best interests. For example, a trustee and a beneficiary. A financial advisor may have a fiduciary obligation to make financial choices that are best for you, even if it means they earn less in commissions or fees.

How often should I meet with my financial advisor?

After your initial meeting, you may only need to check in with your financial advisor on a quarterly or annual basis. Ask them in advance how often you can expect to hear from them, and whether they offer in-person, phone, or virtual meetings.

Should your financial advisor be a fiduciary?

It’s important to understand that only some — not all — financial advisors have a fiduciary obligation to their clients. Always ask your financial advisor if they’re bound by fiduciary duty. If not, it’s possible that they’ll push products or services that earn them the highest commission, not necessarily what’s best for you. Opt for a financial advisor bound by fiduciary duty whenever possible.

Can my financial planner help with taxes?

Financial advisors aren’t necessarily accountants or tax preparers, so don’t expect them to prepare your taxes for you. However, they may be able to provide tax-related advice to help you optimize your returns and deductions. If you need an advisor who can file your taxes, look for one who is also a CPA (Certified Public Accountant).

Do I need a financial advisor?

Ask yourself if a financial advisor can fill a need or solve a problem you can’t easily handle on your own. They can be helpful in a wide variety of ways, such as building budgets or financial plans, finding ways to save money on taxes, creating an investment portfolio, or offering investment advice.

How do financial advisors get paid?

Clients pay to work with a financial advisor whether it’s through fees, commissions, or salaries. If they’re paid by client fees or commissions, their salary is tied to how much business they bring in. The harder they work, the more they make. In comparison, a salaried employee is guaranteed their wage no matter how many clients they have.

What experience should I look for in a financial advisor?

 If you have specific goals or a unique financial situation, look for a financial advisor with expertise in that area. For example, some financial advisors specialize in working with millennials or focus on socially responsible investing.

How much does a financial advisor cost?

A financial advisor’s costs depend on their fee structure. Some advisors charge a fee — either hourly or a percentage of the client assets under management. Another common option is to charge a commission on the products sold or investments made.

Should I hire a financial advisor before buying a house?

While not always necessary, a financial advisor could help you decide how large of a mortgage to apply for, how much money to put down, and how to balance the purchase with other savings and investment goals.

How many financial advisors are there in the U.S.?

According to the U.S. Bureau of Labor Statistics, it’s estimated that there are 218,050 financial advisors. California is the state with the highest employment of financial advisors across the nation.

Do banks offer financial advisors?

Yes, many banks have financial advisors on staff. Your bank may also offer incentives to work with their financial advisors, such as lower fees or free accounts. However, it's important to note that many of the bank's financial advisors don't have a fiduciary obligation and might prioritize the bank's products above all else. There is a cost when working with your bank's financial advisor.

Should I hire a wealth manager?

A wealth manager can help offer complex financial planning services, including tax guidance, estate planning, and legal assistance. While you don't have to be a high-income earner to benefit from a financial advisor, a wealth manager is typically for those that have a high net worth. However, many people build wealth and need a wealth manager later on in life.

Is wealth management worth it?

Wealth management is typically worth it for those who need help with multiple endeavors or comprehensive financial situations, such as charitable contributions or investment portfolio management, or want to protect their assets. A wealth manager can also offer you guidance if you’ve been neglecting your finances or making poor judgements.

How can you tell if a financial advisor is bad?

Your relationship with your financial advisor is a very personal one, as you’re trusting them with your wealth and future. Some general signs that your financial advisor is bad include:

  • They can’t answer your financial questions
  • You have worked with them for a while but haven’t seen a financial improvement
  • They don’t provide you with progress reports
  • They don’t check in with you

What do you need to be a financial advisor?

As mentioned, there are over 100 types of certifications for financial advisors. The training or experience you need will depend on which specialty you want to pursue. Generally, financial advisors need to have:

  • A Bachelor’s degree
  • A General Securities Representative license (Series 7 license)
  • A Certified Financial Planner (CFP) certification isn’t mandatory but is often preferred

Where do financial advisors work?

Where a financial advisor works will depend on what type of financial advisor they are. Financial advisors can work at a variety of places, including:

  • Securities and commodity brokers
  • A bank
  • A credit union
  • Independently
  • Insurance companies
  • Financial investment firms
  • Small investment advisory firms

How much do financial advisors make?

In 2019, the national average salary for a financial advisor was $87,850. However, it’s important to note the average salary varies from state to state and the different focus areas — an investment advisor may make a lot more than a financial planner. Lastly, salary can depend on how the individual is getting paid. Financial advisors can be paid by client fees, commissions, or salaries.

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