Expertise.com

Best Mortgage Refinance Companies in Carrollton

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Almega Mortgage logo

Almega Mortgage

2301 Ohio Drive, Ste 138, Plano, TX 75093
Visit Website
  • Reverse Mortgages

Almega Mortgage supplies financial and lending services to the residents of Carrollton and the surrounding areas. Its mortgage programs cater to customers' home refinance, purchase, and equity needs. The company's team of senior loan processors helps clients secure the financial support they require for the properties they own or are seeking to purchase for residential, vacation, and investment purposes. Owner Mike Raitt, who has more than 20 years of experience in financing, founded The Almega Group of Companies in 2001.

Visit Website
Berkshire Lending logo

Berkshire Lending

14673 Midway Road, Suite 216, Addison, TX 75001
Visit Website
  • Reverse Mortgages

Berkshire Lending is a full-service independent broker catering to the mortgage needs of individuals and families in Carrollton. Its officers assist homeowners in refinancing programs such as jumbo or FHA loans. They design refinancing solutions for borrowers who are planning to cash out their homes, lower their terms and rate, or pay their property taxes. They guide clients throughout the refinancing process, from consultation and application to loan processing and closing. Additionally, Berkshire Lending provides online application options.

Visit Website
Homebridge logo

Homebridge

15601 Dallas Parkway, Suite 500, Addison, TX 75001
Visit Website
  • Reverse Mortgages

Homebridge caters to Carrollton clients looking to reduce their loan payments and lower their interest rates by providing mortgage refinancing services. Its team members also work with individuals planning to change their loan term from 30 to 15 years and those who want to eliminate a second lien. They provide a variety of loan programs, including government, FHA, VA, and USDA. The company was established in 1989 and currently employs over 1,000 associates in more than 90 retail branches across the nation.

Visit Website
Reliance Mortgage Company logo

Reliance Mortgage Company

5220 Spring Valley Road Suite 602, Dallas, TX 75254
Visit Website
  • Reverse Mortgages

Reliance Mortgage Company serves Carrollton residents seeking home refinancing. Its array of options includes FHA Streamline, cash-out home equity, and Jumbo refinance loans. The mortgage broker has been operating since 1989 with the goal of relieving Texans of the complex loan process through its access to multiple banks and updated financial tools for decision-making. Its staff leverages their knowledge of the law and financial sectors to track down loans that benefit the client's situation. It has closed over $8 billion in mortgage loans.

Visit Website
Robus Mortgage logo

Robus Mortgage

5295 S Commerce Dr, Ste 205, Carrollton, TX 84107
Visit Website
  • New Construction
  • Reverse Mortgages

Robus Mortgage has been providing home financing services to clients in Carrollton and nearby cities since 2017. It helps homeowners or investors select suitable mortgages for their refinancing needs. It also aids clients in requesting cash-out refinances for their primary residences without having to prove their income beforehand. Owner and broker Jonathan Miller is an MBA degree holder who has been a mortgage professional for two decades. Over the course of his career, Miller has closed home loan agreements totaling more than $600 million.

Visit Website
Signature Lending Services logo

Signature Lending Services

15851 Dallas Pkwy, Ste 600, Addison, TX 75001
Visit Website
  • New Construction
  • Reverse Mortgages

Signature Lending Services is an Addison-based brokerage that serves clients throughout Carrollton. It offers VA and FHA refinancing options, as well as choices for cash-out mortgages, that offer varying degrees of interest rate flexibility and monthly payment reductions. Its agents conduct comprehensive assessments of an applicant's credit score to determine their eligibility for home equities that cover debts and fund domestic undertakings. They are headed by Mark S. Harcow, who began his career in the mortgage industry in 2000 as a residential loan originator.

Visit Website
Southwest Funding logo

Southwest Funding

13140 Coit Road #223, Dallas, TX 75240
Visit Website
  • New Construction
  • Reverse Mortgages

Southwest Funding serves Carrollton residents who need home purchase loans, refinancing for lower interest rates, and cash-out mortgages. It carefully walks clients through the home loan application process, helping them make informed decisions about which options are best for them and their families. Southwest Funding is a member of the National Association of Mortgage Brokers and the Texas Association of Mortgage Professionals. CEO Joe Garrett has been in the industry for over 26 years and has been involved in over $1.8 billion in residential mortgage transactions.

Visit Website
Back to Providers

Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you