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Best Life Insurance Companies in Carrollton

2024

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Providers

Last updated:

Website
2507 Valley View Lane, Farmers Branch, TX 75234
  • Life Insurance
  • Health Insurance

Why choose this provider?

Jesse Castaneda is an insurance agent with State Farm that has been catering to clients in Carrollton and the surrounding communities since 2010. He offers term, universal, and whole life insurance policies. Moreover, he also helps customers with auto, business, condo, general liability, and health supplement insurance products. Jesse served in the Marine Corps for more than 16 years before becoming an insurance agent. He is focused on guiding his clients in finding the right insurance plans that suit their needs.

License Verified:

License: 1785217

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (144)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2400 East Hebron Parkway, Carrollton, TX 75010
  • Life Insurance
  • Health Insurance

Why choose this provider?

Krystal Smith is a State Farm insurance agent who has been serving Carrollton and surrounding communities. Since 2004, she has been assisting individuals in securing the futures of their families by offering term, whole, and universal life insurance coverage options. Krystal also helps small businesses through the policy which can be utilized for business continuation, key employees, employee benefits, and key employee incentives. Her team provides 24-hour service to address any concerns via text, fax, or call. Services are available in English and Spanish.

License Verified:

License: 1424378

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (60)
Facebook
5.0 / 5 (7)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11496 Luna Road Farmers Branch, Dallas, TX 75234
  • Life Insurance
  • Health Insurance

Why choose this provider?

Give Me Insurance is a full-service and independent insurance agency that provides permanent life and term life insurance policies to clients in Carrollton and the surrounding areas. It also crafts individual and group health plans, including traditional health, short-term medical, and dental coverages. Moreover, it offers home insurance, auto insurance, and business insurance plans. Give Me Insurance has been taking care of its clients' insurance needs since 1999 and has partnered with over 15 insurance carriers.

License Verified:

License: 969957

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 East Broad Street, Mansfield, TX 76063
  • Life Insurance
  • Health Insurance

Why choose this provider?

Texas Insurance Agency is a team of risk management professionals that serves Carrollton. Included in its broad range of products is life insurance, which can either provide death benefits or living benefits. The agents can furnish three policy types namely universal life, whole life, and term life. They work with different providers such as Nationwide, Progressive, and Safeco, allowing them to present a multitude of plan options for clients. Texas Insurance Agency has offices in Mansfield, Hamilton, and Athens.

License Verified:

License: 1455636

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
16415 Addison Road, Addison, TX 75001
  • Life Insurance

Why choose this provider?

Pilot Insurance Center is an Addison-based insurance company that extends its services to the Carrolton metro. It is an independent agency that caters to pilots who need life insurance services. Pilot Insurance Center works with various carriers to create personalized insurance coverages suited to the specific needs of its pilot clients. It also offers long-term care insurance. Owned by Bill Fanning and Randy Williams, the company has been delivering insurance solutions for more than 20 years.

License Verified:

License: 6988

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3010 Lyndon B Johnson Freeway, Dallas, TX 75234
  • Life Insurance

Why choose this provider?

The Life Agency is an independent agency that provides personalized life insurance plans in Carrollton and its surrounding cities. It has various types of life insurance programs that safeguard clients against adversities such as indexed universal, survivor, and final expense life insurance. Furthermore, this firm offers disability insurance and annuities. It represents several insurance carriers such as AIG and Zurich, which grant clients a wide range of coverage options. The Life Agency has been in the insurance business since 1987.

Website
1930 E Rosemeade Pkwy #211, Carrollton, TX 75007
  • Life Insurance

Why choose this provider?

Jeff Van Matre Insurance Agency provides personal and business insurance products to clients in and around Carrollton and Dallas-Fort Worth areas. As an independent agency, the company represents multiple insurance carriers, giving clients a wide range of policies to choose from. Its insurance products include home, auto, renters’, and individual life insurance. Clients can also choose from term life, whole life, and universal life insurance options. Jeff Van Matre Insurance Agency also offers specialty insurance products, which include high-net-worth insurance, excess liability insurance, and valuable possessions insurance.

License Verified:

License: 1140088

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (158)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
13355 Noel Road, Dallas, TX 75240
  • Life Insurance
  • Health Insurance

Why choose this provider?

Harrison Insurance Agency is an independent insurance agency that represents various companies to help Carrollton clients find the life insurance products that meet their needs. It also assists clients in re-evaluating life insurance policies as they take on different aspects of their lives. Harrison Insurance Agency carries term life insurance. Additionally, it offers coverage options for health, auto, homeowners, renters, and landlords. Some of the insurance companies that it represents are Pacific Life, Chubb, and Kemper.

License Verified:

License: 1054968

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.3 / 5 (10)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4275 Little Road Ste. 200, Arlington, TX 76016
  • Life Insurance
  • Health Insurance

Why choose this provider?

American Affinity Group is a team of insurance brokers who serve clients in Carrollton and the surrounding areas. They provide individualized life insurance coverage, including term, whole, and universal options. The company also offers policies for health, mortgage protection, annuities, and final expenses to families who want to secure their future financial needs. American Affinity Group was founded by the father-and-son partnership of Tom and Dustin Pierson. It has been in operation for over 15 years.

License Verified:

License: 2173113

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2201 Midway Road, Carrollton, TX 75006
  • Life Insurance

Why choose this provider?

Advance Pro Insurance Agency LLC is an insurance brokerage assisting families, individuals, and businesses in Carrollton. It offers a range of personalized risk management solutions, including basic term life insurance and whole life insurance as well as coverage for homeowners and automobiles. Additionally, it provides various business policies, including coverage for property damages, legal liabilities, and employee-related risks. The brokerage works with multiple insurance carriers, such as Mercury, Safeco, and Bristol West, to help clients find the policies that fit their needs.

License Verified:

License: 2546280

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2625 Old Denton Road, Carrollton, TX 75007
  • Life Insurance

Why choose this provider?

Precept Insurance has been serving the Carrollton area since 1998. It helps individuals, families, and groups who want to apply for life and health insurance services, including personal umbrella and whole and term life. It also offers home, condo, renters, landlord, flood, and earthquake property insurance plans. In addition, business owners can get business auto, general liability, and workers' compensation services. Precept Insurance also provides an insurance option that covers the expenses to repair the damages of classic cars, watercraft, motorcycles, boats, and motorsport vehicles.

License Verified:

License: 1794388

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Arlington, TX
  • Life Insurance

Why choose this provider?

Insurance Services Group USA helps Carrollton individuals in protecting their families by choosing life insurance. The independent agency offers basic life insurance programs, such as term, whole, and universal. The agents at this firm arrange life programs tailored to the clients' individual circumstances and needs. They also survey the marketplace to find various premiums from its partner carriers. Its other insurance products include annuities, dental, group, final expense, and Medicare. Insurance Services Group USA is committed to bringing insurance solutions for families and small businesses.

Website
16801 Addison Road, Addison, TX 75001
  • Life Insurance
  • Health Insurance

Why choose this provider?

Team Sellors Agencies is an independently owned insurance agency that helps clients in Carrollton in terms of life insurance coverage with options of either term or whole life. It also offers supplemental health and accident insurance coverage for cancer, critical illness, hospital intensive care, and accident. Team Sellors Agencies is an affiliate of Globe Life Liberty National Division which was founded in 1900. Such affiliation can help clients with additional coverage in their policies, including mortgage payments, payroll deduction plans, final expenses, and special business needs.

License Verified:

License: 960236

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (600)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4454 Trinity Mills Road, Dallas, TX 75287
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mark Caudle has been working as a State Farm insurance agent since 1984. He leads a team of insurance professionals that serves the residents and businesses of Carrollton, providing access to a selection of insurance products, such as life, auto, home, and health insurance. He also helps clients navigate their life insurance options, such as term and whole life insurance, and assists in choosing suitable coverage types. An architecture graduate, Mark is a volunteer for the Boy Scouts of America.

License Verified:

License: 776082

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (36)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15510 Wright Brothers Drive, Dallas, TX 75001
  • Life Insurance
  • Health Insurance

Why choose this provider?

American Select Partners is a life insurance firm that serves clients in Carrollton and its surrounding areas. The company offers a wide selection of life insurance packages including whole, term, and universal. It also offers health insurance plans. Some of the firm's insurance carriers include National General Insurance, Mutual of Omaha, UnitedHealthcare, and Aetna. Its team of experienced insurance agents caters to families and individuals, ensuring a tailored approach based on the clients' personal needs.

License Verified:

License: 2279364

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (72)

Website
600 East John Carpenter Freeway, Irving, TX 75062
  • Life Insurance
  • Health Insurance

Why choose this provider?

Term Life U.S.A. is a national online life insurance company that provides its services to those in Carrollton and the surrounding areas. It provides assistance to clients to protect their assets such as business continuation, family, estate liquidity, and comfortable retirement plan. It also aids in simplifying the process and various policies of life insurance so that clients can choose the proper option that caters to their specific needs. Life insurance policies the firm covers include term life or permanent life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (32)

Website
8500 North Stemmons Freeway, Dallas, TX 75247
  • Life Insurance

Why choose this provider?

Balanced Options Agency offers personalized insurance policies for individuals and families throughout the Carrollton metro. It specializes in life insurance, mortgage protection, annuities, and identity theft protection. It also guides clients in retirement planning through universal life insurance. The firm has more than two decades of experience helping customers obtain insurance tailored to their specific goals. As a fully independent agency, it works with multiple carriers, which allows flexibility in developing coverage that's suited for the client.

Website
11722 Marsh Lane, Dallas, TX 75229
  • Life Insurance
  • Health Insurance

Why choose this provider?

Northwest Insurance Agency is a family-owned insurance agency that has been in the industry for more than four decades. It comprises insurance agents and financial advisors who deliver tailored insurance solutions for individuals and families in Carrollton and nearby areas. It offers life insurance policies that deliver short-term or long-term protection in the event of unexpected. The policy can also help pay for medical costs, funeral expenses, and college tuition fees. Moreover, the agency also has general liability, product liability, and fleet auto insurance products.

License Verified:

License: 12726

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Can a Carrollton policyholder pick out how the death benefit sum of a life insurance is distributed?

    Yes. The lump sum is the most typical option, although there are additional options as well:

    • Interest option. The funds are invested by the insurance company, and the recipients only receive interest payments on a predetermined schedule.
    • Fixed period. The insurer will pay out the beneficiaries with interest-bearing funds at the time you specify.
    • Life refund. For the remainder of their lives, the beneficiary will get a fixed sum each month.
  • Is everyone in Carrollton eligible for life insurance?

    No. Health issues, like chronic illnesses and prescriptions, and extreme hobbies like rock climbing and skydiving can all affect a life insurance company's decision to provide you coverage. In addition, insurance companies have the discretion to reject applications from individuals engaged in high-risk occupations, including flight attendants, pilots, firefighters, law enforcement personnel, and bartenders. Contact an experienced life insurance agent in Carrollton for options if you fall into any of these categories.

  • Where can residents of Carrollton file complaints about unethical life insurance agency actions?

    Carrollton citizens may contact the Texas Department of Insurance, which oversees the state's insurance industry. If policyholders have already spoken personally with their agencies and are still unsatisfied with the outcome, they may utilize the Department's online complaint system or call the Help Line at 800-252-3439, which is available Mondays to Fridays, 8 a.m. to 5 p.m. Note, however, that the Department cannot compel an agency to refund surrender charges or other fees specified in a life insurance policy, nor can it prevent them from raising premiums.

  • How does one obtain life insurance in Carrollton?

    Life insurance in Carrollton can be obtained from an insurance company, agent, or broker who sells insurance from multiple agencies. Companies decide whether or not to offer you a policy through underwriting. Usually, you have to take a medical exam and answer questions about your health, job, and habits, and a firm may deny a policy if your health or other reasons make you high-risk. Employers and organizations, like churches, unions, and associations, offer group life insurance to their employees and members. Underwriting is less rigid, and health questions are not required.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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