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Best Local Car Insurance Agencies in Carrollton

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Carrollton Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

3108 Old Denton Road, Carrollton, TX 75007
WebsiteLicense: 1560421 Rating

Review Sources

5.0 (2)

Why choose this provider?

Since 1991, Streamless Insurance has been offering auto insurance products and services to individuals and businesses in Carrollton and the nearby areas. As an independent agency, it represents multiple carriers such as Progressive, Safeco Insurance, Lexington Insurance Company, and American Strategic Insurance. Its insurance agents specialize in providing customized insurance plans that are suited to the clients' needs. They also accommodate clients who need assistance with their motorcycle, jet ski, and RV insurance.

1500 Solana Boulevard, Westlake, TX 76262
WebsiteLicense: 1512247 Rating

Review Sources

5.0 (1)

Why choose this provider?

Goosehead Insurance is an insurance company founded in 2003. With an office in Westlake, it serves Carrollton and surrounding communities with various insurance products. The team of insurance professionals helps the clients protect their possessions, such as cars and homes, where clients may opt to get liability coverage or full protection. The agency also partners with over 140 national and regional carriers to give its clients the freedom to choose. Aside from insurance, the team is also adept at business strategy and finance management.

  • Multiple Carriers

1431 Greenway Drive, Irving, TX 75038
WebsiteLicense: 937059 Rating

Review Sources

4.7 (33)
5.0 (1)

Why choose this provider?

TCI Texas Insurance is an all-around personal insurance company that caters to the car insurance needs of residents in Carrollton and nearby areas. The independent agency assists individuals and families in choosing the best insurance policy for their vehicles. Its agents represent major carriers and create customized insurance solutions akin to their client's needs, including rental coverage, deductibles, and accident protection. They also provide commercial auto, motorcycle, and RV insurance policies. Past clients have commended the firm for its dependable and timely service.

  • Multiple Carriers


  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why does Carrollton experience higher auto insurance prices?

    Carrollton experiences elevated auto insurance rates due to its inclusion in a bustling metroplex characterized by heavy traffic and a notable number of uninsured motorists. The prevalence of accidents in congested areas leads to increased claims, straining auto insurance companies. Moreover, the correlation between a higher population and greater uninsured motorist claims further impacts insurance costs in Carrollton. These factors collectively contribute to elevated auto insurance prices in the region.

  • Should Carrollton drivers consider gap insurance?

    It's strongly recommended for Carrollton drivers to consider gap insurance, mainly if their down payment falls below the 20% threshold or if they have extended their auto loan to 60 months or longer. This coverage bridges the gap between a vehicle's value and the outstanding loan balance, which can be substantial. While some dealerships and banks offer gap protection, Carrollton drivers should consult their insurance agents for potentially more favorable alternatives.

  • Does comprehensive coverage in Carrollton cover damages if one hits an animal with their car?

    Yes, in Carrollton, comprehensive coverage will cover damages if an individual hits an animal with their car. Comprehensive coverage handles non-collision-related damage to the vehicle. A deductible may be required for repairs. State regulations prevent insurers from dropping policyholders due to an animal collision claim, but the renewal rate may increase.

  • When does rental reimbursement coverage apply in Carrollton?

    In Carrollton, the rental reimbursement coverage only kicks in when a covered incident, such as an accident, fire, hail, or theft, results in car damage. This clause ensures a set daily sum for securing a rented car while the insured car is being repaired or stolen. To achieve complete asset protection, people should carefully review their insurance policies and look into supplemental coverage possibilities.

  • Do safety ratings of cars impact insurance rates in Carrollton?

    Yes, Carrollton's car insurance rates are heavily influenced by a vehicle's safety rating. Generally speaking, cars with higher safety ratings result in lower insurance costs. Residents are advised to check the safety ratings of potential vehicles before making a purchase. They can do this by going to the National Highway Traffic Safety Administration's official website,

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.