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Best Local Car Insurance Agencies in Carrollton

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Balsley Insurance Group logo
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Balsley Insurance Group

2340 East Trinity Mills Road, Carrollton, TX 75006
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Balsley Insurance Group is an independent insurance agency in Carrollton. It provides a wide range of car insurance solutions for businesses and families. The policies cover property, liability, and medical coverage that can protect drivers from major financial losses. All types of coverages are offered including personal watercraft, teen drivers, and jet skis. The agency represents top insurance carriers across the country that can offer the most ideal policies for any type of situation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Goosehead Insurance - Westlake logo
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License Verified:

License: 1512247

Texas Department Of Insurance

Goosehead Insurance - Westlake

1500 Solana Boulevard, Westlake, TX 76262
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  • Multiple Carriers

Business Description

Goosehead Insurance is an insurance company founded in 2003. With an office in Westlake, it serves Carrollton and surrounding communities with various insurance products. The team of insurance professionals helps the clients protect their possessions, such as cars and homes, where clients may opt to get liability coverage or full protection. The agency also partners with over 140 national and regional carriers to give its clients the freedom to choose. Aside from insurance, the team is also adept at business strategy and finance management.

License Verified:

License: 1512247

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
ib-tx.com logo
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License Verified:

License: 967724

Texas Department Of Insurance

ib-tx.com

5057 Keller Springs Road, Addison, TX 75001
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  • Multiple Carriers
  • Boats

Business Description

IBTX is an insurance and risk management firm that has been offering insurance solutions since 1946. The business services Carrollton and nearby communities. Its advisors are experienced in providing personal insurance solutions to families and individuals. They offer automobile and watercraft coverage, which includes yachts and boats. The professionals from this company also provide aviation and creation, workers' compensation, wine and antiques, umbrella, and property insurance coverage. IBTX is a culture-driven organization that is involved in helping local communities.

License Verified:

License: 967724

Texas Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Streamless Insurance logo
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License Verified:

License: 1560421

Texas Department Of Insurance

Streamless Insurance

3108 Old Denton Road, Carrollton, TX 75007
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Business Description

Since 1991, Streamless Insurance has been offering auto insurance products and services to individuals and businesses in Carrollton and the nearby areas. As an independent agency, it represents multiple carriers such as Progressive, Safeco Insurance, Lexington Insurance Company, and American Strategic Insurance. Its insurance agents specialize in providing customized insurance plans that are suited to the clients' needs. They also accommodate clients who need assistance with their motorcycle, jet ski, and RV insurance.

License Verified:

License: 1560421

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TCI Texas Insurance logo
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License Verified:

License: 937059

Texas Department Of Insurance

TCI Texas Insurance

1431 Greenway Drive, Irving, TX 75038
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  • Multiple Carriers

Business Description

TCI Texas Insurance is an all-around personal insurance company that caters to the car insurance needs of residents in Carrollton and nearby areas. The independent agency assists individuals and families in choosing the best insurance policy for their vehicles. Its agents represent major carriers and create customized insurance solutions akin to their client's needs, including rental coverage, deductibles, and accident protection. They also provide commercial auto, motorcycle, and RV insurance policies. Past clients have commended the firm for its dependable and timely service.

License Verified:

License: 937059

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (33)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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