Best Pet Insurance Companies in Brownsville

FAQs

• When will the coverage of your new pet insurance policy in Brownsville take effect?

  Pet insurance policies have waiting periods that usually last 14-15 days after enrolling your pet. Your pet’s coverage kicks in only after this waiting period ends. Some insurance companies serving Brownsville, like Embrace, Figo, Lemonade, and Pets Best, have shorter waiting periods (one to five days) for accident coverage. There are certain medical conditions like hip dysplasia for which pet insurers require longer waiting periods (six to 12 months).

• Will your pet insurance company in Brownsville reimburse the cost of pet euthanasia?

  Most pet insurance policies include coverage for euthanasia if the procedure is recommended by a licensed vet in relation to a covered condition. Pet insurers in Brownsville will not pay for putting down an animal if it’s because the pet is no longer wanted. Some insurers like Lemonade offer end-of-life packages that will cover euthanasia, as well as burial/cremation and commemorative keepsakes.

• Do pet insurance policies in Brownsville cover bilateral conditions?

  Bilateral conditions are illnesses that may affect both sides of the animal’s body, such as cataracts, hip dysplasia, and slipping kneecaps. These are generally covered by most pet insurance policies offered in Brownsville. However, coverage may vary, particularly when the pet has a pre-existing bilateral condition. Some companies will not cover a bilateral condition if it already exists on one side of the body, while others will still cover a new occurrence of the condition.

• Are pet injuries resulting from a car crash covered by pet insurance in Brownsville?

  Basic pet insurance policies in Brownsville cover expenses resulting from accidents and illnesses, including when a pet gets injured in a car accident. The insurance will help pay for necessary emergency care, X-rays, stitches, prescription medications, and surgeries. If the at-fault car driver has property damage or comprehensive coverage in their auto insurance policy, this may also help pay for the injured pet’s medical expenses.

• How do pet insurance policies differ from pet wellness plans in Brownsville?

  Pet insurance helps protect your finances from unexpected vet expenses, such as those stemming from an illness or accident. A pet wellness plan or package is meant to help with expected pet expenses like routine or preventative vet care. Wellness plans typically reimburse the costs of tick and flea prevention, vaccination, and regular vet checkups. Some Brownsville insurers like Nationwide offer comprehensive pet insurance policies with a wellness package already included.