Best Bankruptcy Attorneys in Baytown

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Law Office Of Melissa Rae Lanier P.L.L.C. logo
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Law Office Of Melissa Rae Lanier P.L.L.C.

316 East Main Street, Humble, TX 77338
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office Of Melissa Rae Lanier P.L.L.C. is a debt relief agency that caters to clients in Baytown and the surrounding areas. As the company's principal bankruptcy lawyer, Lanier assists individuals and businesses suffering from debt problems file for chapter 7 and chapter 11 bankruptcy. She also represents debtors in debt collection lawsuits and repayment settlements. Other practice areas include probate law and estate planning. Lanier is a member of the Houston Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Law Office Of Melissa Rae Lanier P.L.L.C.

Sobel Law Firm, PLLC logo
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Sobel Law Firm, PLLC

19747 Highway 59 N., Humble, TX 77338
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Sobel Law Firm, PLLC represents individuals and families in need of legal services throughout Baytown and nearby areas. The company's bankruptcy attorneys help clients file for chapter 13 and 7 bankruptcy to get rid of unsecured debts, stop foreclosures and repossessions, and create a new financial start. The firm's other areas of practice include civil litigation, personal injury, estate planning, criminal defense, and business law. Sobel Law Firm was founded in 1983.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Avvo
4.6 / 5 (80)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Sobel Law Firm, PLLC

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Frequently Asked Questions

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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