Best Mortgage Refinance Companies in Austin

2021

Austin Capital Mortgage - Austin

• Multi-Family Loans

Established in 1996, Austin Capital Mortgage is a team of advisors that helps clients in a number of areas, including refinancing. Whether clients need to pay their mortgages in a shorter period of time, lower their loans' interest rates, or consolidate their debt, the mortgage professionals can help them get new loans, from 15- and 30-year fixed-rate mortgages to VA home loans. Austin Capital Mortgage's president, Charlie Cooper, has been working in the industry since 2006.

Austin Mortgage Lending

• Multi-Family Loans

Austin Mortgage Lending is a mortgage brokerage that serves clients in the Austin community. Stephen Roberts, the owner and mortgage broker of the company, leads a team of loan originators, coordinators, and processors to help clients get their preferred mortgage loan without the hassle that is normally associated with it. They help clients navigate through the entire mortgage process to identify the right program that will secure their loan. Austin Mortgage Lending keeps clients constantly informed and updated with their loans through emails and calls if necessary.

Austin Telco Federal Credit Union

• NMLS #: 39166

Austin Telco Federal Credit Union, founded in 1941, offers home mortgage refinance in Austin. It provides a wide range of financial products and services, including a mortgage refinance to move into another home or obtain lower rates. Credit union members are eligible for the CU Home real estate resource program and possible benefits such as low down payments and fixed or adjustable terms of up to 30 years. Austin Telco handles numerous loan types, including FHA, VA, and jumbo, and members may be eligible for cash-out refinance or mortgage loans for first-time buyers.

Big Life Home Loan Group

• Multi-Family Loans

Headquartered in Austin, Big Life Home Loan Group offers mortgage refinance solutions to borrowers in and around the metro. Its mortgage specialists help clients evaluate their eligibility for mortgage refinancing, whether to modify loan terms, reduce interest payments, and consolidate debts. They also provide access to multiple loan options, such as jumbo, FHA, VA, and home equity loans. Branch manager Amy Oehler has over 20 years of experience creating an enjoyable and hassle-free mortgage process to clients for homeownership purposes.

CapFi Lending

• Reverse Mortgages
• NMLS #: 39166

CapFi Lending is a locally owned and operated mortgage refinancing company in Austin helping homeowners lower their monthly payments through a wide variety of mortgage refinancing rates and options. With CapFi Lending, home buyers can take advantage of mortgage loan programs such as FHA, adjustable rate mortgages, and VA. The company can also provide 15 and 30-year fixed loan terms. Other offerings include conventional loans, jumbo loans, as well as Texas FHA, VA, and USDA home loan programs.

Capstar Lending, LLC

Capstar Lending, LLC, is a locally-owned mortgage company that has been offering services in Austin since 2004. It provides various loan options for clients, including conventional conforming loans, conventional non-conforming loans, VA loans, and FHA loans. Capstar Lending, LLC, also offers a mortgage refinancing service that allows clients to save money or pay off debt. A calculator is also available on its website to help clients calculate how much interest they can save through refinancing. Additionally, the company's underwriters can help streamline the refinancing process through in-house approvals.

Highland HomeLoans, LLC - Austin

• Reverse Mortgages
• NMLS #: 39166

Highland Homeloans, LLC, is a mortgage lender headquartered in Austin. It provides homebuyers and homeowners various loan options. It offers mortgage refinancing loans for clients looking to reduce their monthly payments and get a lower interest rate. In addition, the company also offers renovation loans as well as a VA home loan program for military members and their families. The company's digital mortgage process provides convenient loan applications. With multiple branches in Plano, Houston, and San Antonio, Highland Homeloans has been serving clients since 2011.

Highlander Mortgage

• New Construction

Highlander Mortgage provides mortgage refinancing options to clients in Austin. Owner Ashby McDonald has been in the mortgage industry for over 15 years, with experience working as a loan officer and a broker. The company's mortgage professionals work with clients individually to ensure providing a financial solution that meets their individual needs. In addition, it also offers mortgage resources that help clients in determining their refinancing options. Highlander Mortgage also has a refinance advisor on its website that can assist clients in finding refinancing options.

JVM Lending

• Reverse Mortgages
• NMLS #: 39166

JVM Lending has been providing home mortgage refinance in Austin since 2006. The firm helps refinance various types of loans, such as jumbo, FHA, and VA mortgages. Its mortgage analysts advise clients on refinancing solutions by providing home value estimates to determine the best loan option. Besides determining clients' credit scores and equity to facilitate the process, the closing specialists offer 15- and 30-year fixed term limits. JVM Lending provides cash-out refinancing to clients with sufficient equity who require cash for debt consolidation or home improvements. Customers can also acquire new loans, such as conforming, conventional, fixed-rate, and ARMs.

Max Leaman

• Reverse Mortgages
• NMLS #: 39166

Max Leaman has been in the mortgage industry since 2001. He currently serves as the senior loan officer and branch manager of LoanPeople's Leaman Team. He works with a team of mortgage professionals to provide home loan solutions to clients in the Austin metro and surrounding communities. Max collaborates with borrowers in finding residential loan programs to refinance their existing mortgages. He provides clients who are seeking new rates and terms with a range of loan products such as conventional mortgages and jumbo ARM loans.

PrimeLending

• Multi-Family Loans

PrimeLending is a mortgage refinancing company serving clients in the Austin area. Its branch manager, Joel Richardson, is a senior loan officer carrying over 20 years of experience in the financial field. Richardson offers mortgage loan options for purchasing and refinancing residential and investment property as well as custom construction and renovation projects. His home equity loan options include refinance, condo, jumbo, FHA, and VA loans. Moreover, Richardson has been featured in The Wall Street Journal.

United Heritage Credit Union

• Reverse Mortgages
• NMLS #: 39166

Since 1957, United Heritage Credit Union has served Austin and surrounding areas with personalized financial services. The credit union offers refinancing loans with low monthly payments, competitive rates, and quick loan closings. Its lenders help first-time home buyers prequalify for customized mortgage loans that have low down payments and flexible terms. In the event of unexpected expenses, the loan specialists provide clients with a line of credit or a personal loan with a fixed rate and term. With United Heritage Credit Union, clients can also apply for an auto loan with low monthly payments and rates.

Velocity Credit Union

• Reverse Mortgages
• NMLS #: 39166

Founded in 1947, Velocity Credit Union is a full-service financial institution that partners with Southwest Business Corporation to offer several mortgage loans for clients in the Austin metro area wishing to refinance their mortgages. Fixed-rate loans, jumbo mortgages, and FHA and VA mortgages are some of the options available. In addition, clients can apply for personal, business, vehicle, and home equity loans through Velocity Credit Union. The credit union also offers savings choices, including IRAs and share certificates, for individuals and businesses. Customers can apply for a platinum MasterCard credit card through Velocity as well.