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Best Mortgage Refinance Companies in Austin
2020

We scored 402 Mortgage Refinance Companies in Austin, TX and Picked the Top 8

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Here are the Picks:

Austin Telco Federal Credit Union

CapFi Lending

Comerica

Highland HomeLoans

JVM Lending

Leaman Team / Max Leaman - LoanPeople, LLC

United Heritage Credit Union

Velocity Credit Union

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Austin Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 402 244 8

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Austin Telco Federal Credit Union

Austin Telco Federal Credit Union, founded in 1941, offers home mortgage refinance in Austin. It provides a wide range of financial products and services, including mortgage refinance to move into another home or obtain lower rates. Credit union members are eligible for the CU Home real estate resource program and possible benefits such as low down payments and fixed or adjustable terms of up to 30 years. Austin Telco handles numerous loan types, including FHA, VA, USDA, and jumbo, and members may be eligible for cash-out refinance or mortgage loans for first-time buyers.

Click to Call

8929 Shoal Creek Blvd
Austin, TX 78757

Website

(512) 302-5555 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4 / 5 (Better)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

CapFi Lending

CapFi Lending is a locally owned and operated mortgage lender that provides clients in Austin with high-quality financial services. With Capri Lending, first-time home buyers can take advantage of an FHA mortgage loan that is available for 15-30 year terms. Its lenders have many years of experience working with veterans in utilizing their benefits to obtain a VA home loan for refinancing or buying a home. CapFi Lending also offers jumbo loans that give clients more flexibility for home financing or just wanting a larger loan. Its USDA loans can assist low-moderate income customers to finance rural properties.

Click to Call

3019 Palominos Pass
Cedar Park, TX 78641

Website

(512) 593-1336 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

82 (Best)

Score Consistency:

Consistent (Best)

Comerica

For over 170 years, Comerica has offered financial services from trained mortgage refinance lenders in Austin. The experienced team works with clients to provide personalized refinancing services tailored to the customer's goals, whether that be saving money on monthly payments, consolidating debts, or altering the loan rate. Comerica assists clients in understanding every refinancing option to help them make the most informed decision for their mortgage. The bank and wealth management company provides customers with an online refinancing checklist to inform and prepare them before they meet with a loan specialist.

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3801 Bee Caves Rd
West Lake Hills, TX 78746

Website Instagram

(512) 329-5095 Website

Highland HomeLoans

Founded in 2011, Highland HomeLoans is a full-service mortgage refinance company in Austin. It works directly with homeowners who are considering refinancing their home mortgage to reduce interest rates, lower monthly payments, finance home renovations, or change the terms of their mortgage. Its experienced loan officers help homeowners determine which mortgage refinancing option, such as fixed-rate, variable-rate, or cash-out, is right for their specific situation. They assist clients with everything from the initial application to closing. Highland HomeLoans is affiliated with PrimeLending Ventures Management. Interested parties can apply both online and in person.

Click to Call

4201 W Parmer Ln Bldg B # B225
Austin, TX 78727

Website

(512) 590-8524 Website

JVM Lending

JVM Lending has been providing home mortgage refinance in Austin since 2006. The firm helps refinance various types of loans, such as jumbo, FHA, and VA mortgages. Its mortgage analysts advise clients on refinancing solutions by providing home value estimates to determine the best loan option. Besides determining clients' credit scores and equity to facilitate the process, the closing specialists offer 15- and 30-year fixed term limits. JVM Lending provides cash-out refinancing to clients with sufficient equity who require cash for debt consolidation or home improvements. Customers can also acquire new loans, such as conforming, conventional, fixed-rate, and ARMs.

Click to Call

600 Congress Ave Fl 14
Austin, TX 78701

Website Instagram

(512) 549-2180 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

Leaman Team / Max Leaman - LoanPeople, LLC

Leaman Team / Max Leaman - LoanPeople LLC is a credit union that's been assisting Austin clients with buying homes or refinancing their mortgages since 2001. The firm helps prospective homeowners with residential mortgage loans, consultations, and homeowners' insurance services. It provides FHA, conventional, and VA services for clients who are veterans, active-duty service members, and reservists or national guards. Its loan specialists also assist with investor, USDA, and jumbo mortgage loans. Leaman Team / Max Leaman - LoanPeople provides emergency loans and is a member of the United Services Automobile Association.

Click to Call

3420 Executive Center Dr Ste G100
Austin, TX 78731

Website Instagram

(512) 710-1400 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

237 (Best)

Score Consistency:

Consistent (Best)

United Heritage Credit Union

Since 1957, United Heritage Credit Union has served Austin and surrounding areas with personalized financial services. The credit union offers refinancing loans with low monthly payments, competitive rates, and quick loan closings. Its lenders help first-time home buyers prequalify for customized mortgage loans that have low down payments and flexible terms. In the event of unexpected expenses, the loan specialists provide clients with a line of credit or a personal loan with a fixed rate and term. With United Heritage Credit Union, clients can also apply for an auto loan with low monthly payments and rates.

Click to Call

12208 N Mo Pac Expy Ste 100
Austin, TX 78758

Website Instagram

(512) 435-4444 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

309 (Best)

Score Consistency:

Consistent (Best)

Velocity Credit Union

Founded in 1947, Velocity Credit Union is a full-service financial institution that partners with Southwest Business Corporation to offer several mortgage loans for clients in the Austin metro area wishing to refinance their mortgages. Fixed-rate loans, jumbo mortgages, and FHA and VA mortgages are some of the options available. In addition, clients can apply for personal, business, vehicle, and home equity loans through Velocity Credit Union. The credit union also offers savings choices, including IRAs and share certificates, for individuals and businesses. Customers can apply for a platinum MasterCard credit card through Velocity as well.

Click to Call

610 E 11th St
Austin, TX 78701

Website Instagram

(512) 469-7000 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

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