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Best Mortgage Refinance Companies in Austin

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Austin, TXAustin, TXInstagram
  • Residential

Low refinance rates guaranteed. It’s what we do! Headquartered here in Texas, AsertaLoans has many refinance programs with super low rates and closing costs. Whether you’re looking to lower your monthly payments or get a cash-out to pay off high-interest debt, AsertaLoans ensures you get the best refinance option. Let our mortgage advisers guide you today!

Austin, TXAustin, TX

InstagramWebsite(214) 239-0934

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

600 Congress Avenue, 14th Floor, Austin, TX 78701
Austin, TX 78701

Americas Loan Source provides mortgage refinance solutions to individuals in the Austin metro. It helps residential property owners lower their rates, acquire new investments, and combine equity of multiple properties through cross-collateralization loans. It offers other options, such as bridge, construction, long-term, rehab, and rental property loans. The business provides commercial and multifamily loans to clients planning to buy small apartment complexes. It caters to experienced investors, first-time borrowers, small business owners, self-employed entrepreneurs, and W-2 employees.

600 Congress Avenue, 14th Floor, Austin, TX 78701
Austin, TX 78701

Website(512) 861-9900

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

3403 Glenview Avenue, Austin, TX 78703
Austin, TX 78703
Instagram

Arien Bowersock offers products and services for a streamlined home loan process for clients in Austin. Its loan officers assist individuals in finding suitable financial products for their goals, such as adjustable-rate mortgage, bank statement mortgage, fixed-rate, and jumbo home loan products. FHA, VA, and USDA products are also available. In addition, it also offers cash-out refinance and debt consolidation options. Bowersock, the regional director and senior loan officer, has over 19 years of industry experience.

3403 Glenview Avenue, Austin, TX 78703
Austin, TX 78703

InstagramWebsite(512) 699-8306

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

75 (Best)

Score Consistency:

Consistent (Best)

3801 North Capital of Texas Highway, Austin, TX 78746
Austin, TX 78746
  • Multi-Family Loans

Established in 1996, Austin Capital Mortgage is a team of advisors that helps clients in a number of areas, including refinancing. Whether clients need to pay their mortgages in a shorter period of time, lower their loans' interest rates, or consolidate their debt, the mortgage professionals can help them get new loans, from 15- and 30-year fixed-rate mortgages to VA home loans. Austin Capital Mortgage's president, Charlie Cooper, has been working in the industry since 2006.

3801 North Capital of Texas Highway, Austin, TX 78746
Austin, TX 78746

Website(512) 891-0778

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

202 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1301 South Capital of Texas Highway, Austin, TX 78746
Austin, TX 78746
  • Multi-Family Loans

Austin Mortgage Lending is a mortgage brokerage that serves clients in the Austin community. Stephen Roberts, the owner and mortgage broker of the company, leads a team of loan originators, coordinators, and processors to help clients get their preferred mortgage loan without the hassle that is normally associated with it. They help clients navigate through the entire mortgage process to identify the right program that will secure their loan. Austin Mortgage Lending keeps clients constantly informed and updated with their loans through emails and calls if necessary.

1301 South Capital of Texas Highway, Austin, TX 78746
Austin, TX 78746

Website(830) 370-1630

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

78 (Best)

Score Consistency:

Consistent (Best)

8929 Shoal Creek Blvd, Austin, TX 78757
Austin, TX 78757
  • NMLS #: 39166

Austin Telco Federal Credit Union, founded in 1941, offers home mortgage refinance in Austin. It provides a wide range of financial products and services, including a mortgage refinance to move into another home or obtain lower rates. Credit union members are eligible for the CU Home real estate resource program and possible benefits such as low down payments and fixed or adjustable terms of up to 30 years. Austin Telco handles numerous loan types, including FHA, VA, and jumbo, and members may be eligible for cash-out refinance or mortgage loans for first-time buyers.

8929 Shoal Creek Blvd, Austin, TX 78757
Austin, TX 78757

Website(512) 302-5555

Show Number
3201 Menchaca Rd., Austin, TX 78704
Austin, TX 78704

For more than 15 years, Barton Creek Lending Group has been offering mortgage financing for condo projects, including non-warrantable, commercial properties, raw land, and residential properties in the Austin area. The business offers several loan products, such as USDA, conventional, VA, home equity, FHA, and jumbo loans. Its team of loan originators collaborates with investors, mortgage lenders, and banks in assisting homeowners throughout the process of home buying and purchasing. They are also licensed to serve customers in New Mexico, Colorado, and Florida.

3201 Menchaca Rd., Austin, TX 78704
Austin, TX 78704

Website(512) 761-8119

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

336 (Best)

Score Consistency:

Consistent (Best)

5910 Courtyard Drive, Austin, TX 78731
Austin, TX 78731
Instagram
  • Multi-Family Loans

Headquartered in Austin, Big Life Home Loan Group offers mortgage refinance solutions to borrowers in and around the metro. Its mortgage specialists help clients evaluate their eligibility for mortgage refinancing, whether to modify loan terms, reduce interest payments, and consolidate debts. They also provide access to multiple loan options, such as jumbo, FHA, VA, and home equity loans. Branch manager Amy Oehler has over 20 years of experience creating an enjoyable and hassle-free mortgage process to clients for homeownership purposes.

5910 Courtyard Drive, Austin, TX 78731
Austin, TX 78731

InstagramWebsite(512) 354-4529

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

120 (Best)

Score Consistency:

Consistent (Best)

3019 Palominos Pass, Leander, TX 78641
Leander, TX 78641
  • Reverse Mortgages
  • NMLS #: 39166

CapFi Lending is a locally owned and operated mortgage refinancing company in Austin helping homeowners lower their monthly payments through a wide variety of mortgage refinancing rates and options. With CapFi Lending, home buyers can take advantage of mortgage loan programs such as FHA, adjustable rate mortgages, and VA. The company can also provide 15 and 30-year fixed loan terms. Other offerings include conventional loans, jumbo loans, as well as Texas FHA, VA, and USDA home loan programs.

3019 Palominos Pass, Leander, TX 78641
Leander, TX 78641

Website(512) 593-1336

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12731 Research Blvd, Bldg A, Suite #100, Austin, TX 78759
Austin, TX 78759
  • Multi-Family Loans

Capital City Mortgage caters to individuals in Austin and nearby areas. It assists clients who plan to purchase a new home or want to upgrade houses through loaning and mortgage refinancing options. The team looks into various factors such as credit score, debt to income ratio, down payment, and employment. Its loan programs comprise VA, FHA, and USDA rural housing, as well as reverse mortgages for borrowers 62 years and older. Capital City Mortgage has access to more than 50 financial institutions and investors.

12731 Research Blvd, Bldg A, Suite #100, Austin, TX 78759
Austin, TX 78759

Website(512) 535-5193

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6836 Austin Center Boulevard, Austin, TX 78731
Austin, TX 78731

Capstar Lending, LLC, is a locally-owned mortgage company that has been offering services in Austin since 2004. It provides various loan options for clients, including conventional conforming loans, conventional non-conforming loans, VA loans, and FHA loans. Capstar Lending, LLC, also offers a mortgage refinancing service that allows clients to save money or pay off debt. A calculator is also available on its website to help clients calculate how much interest they can save through refinancing. Additionally, the company's underwriters can help streamline the refinancing process through in-house approvals.

6836 Austin Center Boulevard, Austin, TX 78731
Austin, TX 78731

Website(512) 459-2400

Show Number
3801 Bee Caves Rd, West Lake Hills, TX 78746
West Lake Hills, TX 78746
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

For over 170 years, Comerica has offered financial services from trained mortgage refinance lenders in Austin. The experienced team works with clients to provide personalized refinancing services tailored to the customer's goals, whether that be saving money on monthly payments, consolidating debts, or altering the loan rate. Comerica assists clients in understanding every refinancing option to help them make the most informed decision for their mortgage. The bank and wealth management company provides customers with an online refinancing checklist to inform and prepare them before they meet with a loan specialist.

3801 Bee Caves Rd, West Lake Hills, TX 78746
West Lake Hills, TX 78746

InstagramWebsite(512) 329-5095

Show Number
9009 Mountain Ridge Drive, Austin, TX 78759
Austin, TX 78759
  • New Construction

Highlander Mortgage provides mortgage refinancing options to clients in Austin. Owner Ashby McDonald has been in the mortgage industry for over 15 years, with experience working as a loan officer and a broker. The company's mortgage professionals work with clients individually to ensure providing a financial solution that meets their individual needs. In addition, it also offers mortgage resources that help clients in determining their refinancing options. Highlander Mortgage also has a refinance advisor on its website that can assist clients in finding refinancing options.

9009 Mountain Ridge Drive, Austin, TX 78759
Austin, TX 78759

Website(512) 501-3624

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

153 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

13809 Research Blvd., Ste 615, Austin, TX 78750
Austin, TX 78750

Hometrust Mortgage South Austin offers its services to clients living within the area. The company's team of mortgage advisors can help clients reduce their monthly mortgage payments and allow them to pay their mortgages faster by helping them refinance their homes. The company can also help clients choose loan products that would enable them to purchase their first or second homes. Hometrust Mortgage South Austin has been offering load programs and in-house processing to clients since 1986.

13809 Research Blvd., Ste 615, Austin, TX 78750
Austin, TX 78750

Website(512) 450-1222

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

35 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

8834 N Capital of Texas Hwy Suite 150, Austin, TX 78759
Austin, TX 78759
Instagram

JB Mortgage Group caters to individuals searching for home loans in Austin. Those who are looking to purchase a new home are accommodated by its loan officers who provide them with FHA, VA, jumbo, or fixed-rate loans. They also present clients with low down payment options and specific loans for first-time homebuyers. In addition, the firm has mortgage loan programs for investment and vacation properties and refinance products. Founder Justin Boyd is recognized by the Austin Business Journal as one of the top mortgage originators.

8834 N Capital of Texas Hwy Suite 150, Austin, TX 78759
Austin, TX 78759

InstagramWebsite(512) 549-2180

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

600 Congress Ave Fl 14, Austin, TX 78701
Austin, TX 78701
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

JVM Lending has been providing home mortgage refinance in Austin since 2006. The firm helps refinance various types of loans, such as jumbo, FHA, and VA mortgages. Its mortgage analysts advise clients on refinancing solutions by providing home value estimates to determine the best loan option. Besides determining clients' credit scores and equity to facilitate the process, the closing specialists offer 15- and 30-year fixed term limits. JVM Lending provides cash-out refinancing to clients with sufficient equity who require cash for debt consolidation or home improvements. Customers can also acquire new loans, such as conforming, conventional, fixed-rate, and ARMs.

600 Congress Ave Fl 14, Austin, TX 78701
Austin, TX 78701

InstagramWebsite(512) 549-2180

Show Number
3420 Executive Center Dr. #G-100, Austin, TX 78731
Austin, TX 78731
Instagram
  • Reverse Mortgages

Loan People assists clients in Austin with their mortgage concerns. It offers refinancing, in-house processing, underwriting, closing, and funding solutions. The company provides conventional, jumbo, condo, VA, FHA, USDA, and delayed financing loans. It also handles divorce loans, which can be refinanced when divorcing couples, probate inheritance with multiple owners, and division of co-owned assets by unmarried partners are involved. Loan People's CEO, Max Leaman, has been in the industry for more than 20 years.

3420 Executive Center Dr. #G-100, Austin, TX 78731
Austin, TX 78731

InstagramWebsite(512) 886-4450

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

3420 Executive Center Drive, Austin, TX 78731
Austin, TX 78731
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Max Leaman has been in the mortgage industry since 2001. He currently serves as the senior loan officer and branch manager of LoanPeople's Leaman Team. He works with a team of mortgage professionals to provide home loan solutions to clients in the Austin metro and surrounding communities. Max collaborates with borrowers in finding residential loan programs to refinance their existing mortgages. He provides clients who are seeking new rates and terms with a range of loan products such as conventional mortgages and jumbo ARM loans.

3420 Executive Center Drive, Austin, TX 78731
Austin, TX 78731

InstagramWebsite(512) 710-1400

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

262 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8900 Business Park Drive, Austin, TX 78759
Austin, TX 78759
Instagram

Since 2015, NRL Mortgage has been serving clients in Austin. It assists property owners through the process of mortgage refinancing and has experience with different types of loan programs, including VA, USDA, and FHA loans. The company educates clients on various issues, like debt-to-income ratios and FICO scores. It also deals with renters and offers an online amortization calculator to help them consider homeownership tax benefits. Cody Reid, the company's branch manager, has been in the financial services industry for over a decade.

8900 Business Park Drive, Austin, TX 78759
Austin, TX 78759

InstagramWebsite(512) 537-8000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

146 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8310 North Capital of Texas Highway, Austin, TX 78731
Austin, TX 78731
Instagram
  • Multi-Family Loans

PrimeLending is a mortgage refinancing company serving clients in the Austin area. Its branch manager, Joel Richardson, is a senior loan officer carrying over 20 years of experience in the financial field. Richardson offers mortgage loan options for purchasing and refinancing residential and investment property as well as custom construction and renovation projects. His home equity loan options include refinance, condo, jumbo, FHA, and VA loans. Moreover, Richardson has been featured in The Wall Street Journal.

8310 North Capital of Texas Highway, Austin, TX 78731
Austin, TX 78731

InstagramWebsite(512) 637-0932

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

93 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

600 Congress Ave Office 16116, Beaumont, TX 78701
Beaumont, TX 78701

Republic State Mortgage Austin is a full-service company catering to its local metro and surrounding areas. Its mortgage brokers help home buyers to choose suitable loan programs—such as conventional, FHA mortgage, investor, and VA loans—in financing their purchases. They also guide clients through the loan process, from start to finish, and evaluate refinancing options for homeowners looking to shorten their loan term. The company was established in 1994 and has over 30 offices located across 13 states.

600 Congress Ave Office 16116, Beaumont, TX 78701
Beaumont, TX 78701

Website(713) 520-7791

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

814 West North Loop Unit B, Austin, TX 78756
Austin, TX 78756
Instagram

Shelly Roark is a loan originator who serves individuals in Austin and the neighboring areas. She offers mortgage refinancing services that help clients manage their homeownership costs using a 15-year or 30-year mortgage loan terms. She also assists in selecting programs by leveraging financial ratios, credit scores, and down payments and incorporating payment plans that are customized according to clients' preferences. Additionally, she provides FHA, VA, jumbo, and conventional home loan options. Roark works under NRL Mortgage and has been in the industry for more than 15 years.

814 West North Loop Unit B, Austin, TX 78756
Austin, TX 78756

InstagramWebsite(512) 524-7007

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

3520 Executive Center Dr., Suite 200, Austin, TX 78731
Austin, TX 78731

Supreme Lending McClellan is a group of lenders assisting home buyers in Austin. It offers a wide range of loan programs for primary residences, second homes, and investment properties. These include conventional, jumbo, adjustable-rate, USDA rural, and rate term refinance. The home loan process involves customizing loan products with an officer, ordering residential appraisals, underwriting, processing and closing, and assistance post-closing. Since 1999, the firm has been expanding its network with hundreds of employees across 50 states.

3520 Executive Center Dr., Suite 200, Austin, TX 78731
Austin, TX 78731

Website(512) 279-1150

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

1107 S. 8th Street, Ste D, Austin, TX 78704
Austin, TX 78704
  • Reverse Mortgages

Tommy Hollahan serves individuals and families in Austin. He started his career in mortgage financing in 2005. He offers home and real estate refinancing options with fixed or adjustable rates. Tommy provides 30- and 15-year fixed-rate options as well. He helps customers find suitable mortgage loans insured by the Federal Housing Administration. He also gives them other loan options, such as VA, USDA, Jumbo, and construction loans. In addition, Tommy has experience handling reverse mortgages.

1107 S. 8th Street, Ste D, Austin, TX 78704
Austin, TX 78704

Website(512) 330-9555

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

12208 N Mo Pac Expy Ste 100, Austin, TX 78758
Austin, TX 78758
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Since 1957, United Heritage Credit Union has served Austin and surrounding areas with personalized financial services. The credit union offers refinancing loans with low monthly payments, competitive rates, and quick loan closings. Its lenders help first-time home buyers prequalify for customized mortgage loans that have low down payments and flexible terms. In the event of unexpected expenses, the loan specialists provide clients with a line of credit or a personal loan with a fixed rate and term. With United Heritage Credit Union, clients can also apply for an auto loan with low monthly payments and rates.

12208 N Mo Pac Expy Ste 100, Austin, TX 78758
Austin, TX 78758

InstagramWebsite(512) 435-4444

Show Number
610 E 11th St, Austin, TX 78701
Austin, TX 78701
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1947, Velocity Credit Union is a full-service financial institution that partners with Southwest Business Corporation to offer several mortgage loans for clients in the Austin metro area wishing to refinance their mortgages. Fixed-rate loans, jumbo mortgages, and FHA and VA mortgages are some of the options available. In addition, clients can apply for personal, business, vehicle, and home equity loans through Velocity Credit Union. The credit union also offers savings choices, including IRAs and share certificates, for individuals and businesses. Customers can apply for a platinum MasterCard credit card through Velocity as well.

610 E 11th St, Austin, TX 78701
Austin, TX 78701

InstagramWebsite(512) 469-7000

Show Number

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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