Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Tennessee

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tennessee Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2536Reviewed

1528Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Knoxville

Why choose this provider?

Carlos Insurance serves the protection coverage needs of renters in Tennessee. The agency offers a wide array of insurance solutions for families and businesses. It connects individuals to providers of auto, motorcycle, mobile home, and homeowners' insurance. Business insurance is also available, from policies covering their rental properties and licenses to protection plans against general liability. The agency is owned by Carlos Allavena who is an Allstate Insurance agent since 1994. He represents different insurance companies to help clients choose suitable coverage for their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (20)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Clarksville

Why choose this provider?

Southbound Insurance Agency's Keri Lovato creates custom solutions to match the protection needs of clients in Tennessee. Keri Lovato provides a variety of insurance packages, including renter's insurance. She also assists clients in obtaining health, auto, house, boat, and umbrella insurance. She also assists local company owners in developing insurance policies for commercial auto, employee perks, and workers' compensation. In 2013, Lovato began working in the insurance industry. She also has a Kentucky license.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Clarksville

Why choose this provider?

Augustine Insurance is a locally operated agency that caters to the people of Tennessee. It writes renter's insurance plans that replace the policyholders' personal belongings in case of covered losses. These include damages or loss due to fire or smoke, lightning, vandalism, theft, windstorm, and plumbing issues. The insurance also covers additional living expenses incurred while the rented home is being rebuilt. Augustine Insurance has been striving to provide the best personalized solutions to the community since 1972.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (78)
Facebook
4.8 / 5 (26)
Yelp
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Chattanooga

Why choose this provider?

Geoff Rodgers is a State Farm agent that has been offering the best insurance products and services to Tennesse since 1996. After working as a claims representative for the agent, he now provides renters' insurance policies for different types of properties such as apartments, condominiums, and rental homes. His team guides customers in shopping across the insurance marketplace for a policy that secures themselves and their personal possessions financially. Rodgers also presents coverage options for vehicles and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (31)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hendersonville

Why choose this provider?

Shrum Insurance Services is an agency that caters to the people of Tennessee. Under its personal line are renter's coverage plans. Depending on the deductible chosen, policyholders can obtain personal property coverage in case of fire, theft, or damage, and liability coverage in case of accidents that occur at the rental unit. Shrum Insurance Services represents different insurance companies to meet the coverage demands of its clients. Among its partners are Hagerty, National Lloyds, Progressive, and AAA.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (214)
Facebook
5.0 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Murfreesboro

Why choose this provider?

My Team Insurance Services LLC works with individuals and families all around Tennessee. It writes policies that protect tenant's important investments and possessions in their leased units or apartments against unforeseen events. The renter's insurance covers the costs of items that have been broken or stolen. It can also protect the policyholder from lawsuits that may arise from accidents on the property. My Team Insurance Services has been in business for more than three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (14)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Murfreesboro

Why choose this provider?

The Middle TN Insurance Group, Inc., is a locally owned agency that serves individuals and families in Tennessee. Its agents, who have more than 45 years of combined experience, work closely with clients, ensuring they get the best coverage that covers their individual needs. The office guides renters in securing insurance that covers their possessions in the event of fire, theft, or vandalism, which also includes coverages for replacement cost and actual cash value. In addition, the office offers home, condo, and mobile home insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Clarksville

Why choose this provider?

Mid South Insurance is a full-service insurance agency serving clients across the state of Tennessee. It helps clients secure renters' insurance to protect their belongings in cases of malicious mischief, accidents, weather impacts, or loss of use. Agents also assist in determining what liability coverage would best suit clients in protecting them against financial ruin, should a visitor sustain injuries and material losses while on the rented property, regardless of who is at fault. Mid South Insurance has been in service since 1955.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Chattanooga

Why choose this provider?

Atlas Insurance Agency is a locally owned and operated independent business serving Tennesse. It helps individuals and families in securing their personal possessions, like furniture and electronics, by offering renters' insurance plans. The policy also provides the best liability coverage. Its team of professionals evaluates the risks and coverage needs of clients then presents policies from multiple top insurance carriers, including Hagerty, The Hartford, and Liberty Mutual. The agency also writes insurance coverage options for vehicles, businesses, and health.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (268)
Facebook
4.8 / 5 (69)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Knoxville

Why choose this provider?

Jared Hall is a State Farm insurance agent that caters to clients across Tennessee. He offers various types of insurance plans, such as renter's insurance. His office assists property renters in acquiring protection for their personal belongings and valuables, such as gadgets, appliances, and furniture. Additional coverage for special items, including jewelry and collectibles, is also available. Hall has been in the insurance service industry since 2013. He assists those looking for the best auto, health, life, and small business insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (292)
Facebook
5.0 / 5 (56)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Memphis

Why choose this provider?

Crye-Leike Insurance Agency is an independent firm that has been serving Tennesse since 1982. It offers a wide range of the best renters' insurance policy coverage options including personal property protection, additional living expenses, temporary housing, guest medical protection, and lawsuits where tenants are held responsible. The agency represents top-rated insurance carriers including AIG, Chubb, and Encompass. Its manager, Jay Green, started his career in the insurance industry in a commercial agency. He volunteers for the American Red Cross as a disaster action team leader.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (24)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nashville

Why choose this provider?

William Hardin is a State Farm insurance agent serving residents in Tennessee. He offers renters' insurance solutions that protect clients' personal belongings, loved ones, and finances from damage caused by weather, vandalism, theft, and civil commotions. The renters� insurance policies cover collectibles, banknotes, watercraft equipment, firearms, and wall hangings. Hardin and his team bring over 25 years of combined experience in the insurance field. In addition, he gives clients an option to apply for pet medical insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (147)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Murfreesboro

Why choose this provider?

The Compass Insurance Group offers a wide array of financial risk protection programs tailored to the individual needs of clients in Tennessee. It works directly with individuals, families, and business owners, guiding them to make informed decisions about the insurance process. Its team matches people who are renting their homes to providers that offer the best renters� insurance that covers them and their belongings against damages or losses. The Compass Insurance Group also provides auto, home, motorcycle, cyber liability, and Medicare Supplement insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Chattanooga

Why choose this provider?

The Lawhorn & Associates Insurance has been serving clients in Tennessee for more than three decades. It offers insurance solutions that cover every client's individual needs. It assists renters in securing the best policy that protects their belongings in times of unwanted situations. The agency also offers life, home, auto, and motorcycle insurance products. Its staff members have more than 100 years of collective industry experience. The Lawhorn & Associates Insurance also serves clients in Georgia.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Knoxville

Why choose this provider?

The Farmers Mutual of Tennessee is an insurance agency that has been serving customers in the state since 1913. It offers a wide selection of insurance solutions, including risk coverages for homes, mobile homes, farms, and churches. Its home insurance offerings include renters' policies that provide coverage for personal property contents, liability, and medical payments. A member of the National Association of Mutual Insurance Companies, the agency is committed to giving clients the best coverage to protect their investments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (42)
Google
4.2 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Memphis

Why choose this provider?

Katie Lamb is an insurance agent who serves families and individuals in the Tennessee area. She is a second-generation State Farm agent, focusing on home, auto, health, life, and pet insurance. Lamb also specializes in renters' insurance, providing personal property coverage for fire and water damage, theft, and vandalism. This policy also offers liability coverage in case of people obtaining injuries while on the client's property. Her other products include business insurance, mutual funds, banking, and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Knoxville

Why choose this provider?

Ryan Mahoney Insurance is a full-service agency serving Tennesse. It offers personal insurance coverage options for renters, homeowners, condos, and landlords. The policies under the personal lines protect individuals and their personal assets from covered losses. Specialty programs are also available for apartments, condominium associations, and cabins/vacation rentals. The agency assists clients in finding the best insurance coverage for their needs by walking them through a wide selection of policies from different insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (43)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

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