Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Nashville

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nashville Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

228

Reviewed

141

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4004 Hillsboro Pike, Nashville, TN 37215
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Thetford Insurance Services, Inc., offers renters' insurance in Nashville and the surrounding areas. Since its founding in 1992, the agency has served individuals, families, and businesses. As an independent agency, it has access to numerous insurance carriers, which provides clients with the opportunity to choose which best fits their needs. Whether clients are renting out a place temporarily or long-term, they can protect their belongings and get coverage in the case of fires, vandalism, theft, or floods.

License Verified:

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (54)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
432 Bell Road, Nashville, TN 37217
  • Multiple Policy Types

Why choose this provider?

BTJ Insurance provides the two main aspects of renters' insurance coverage for clients in Nashville and the surrounding communities. The main part of the renter's insurance policy that it offers covers the home and the contents within in case of natural losses such as wind, fire, or hail. The second aspect is the liability coverage which protects the policyholder in case of legal action. The company's president Bobby Thomas Jr. has been in the insurance business since 1999.

License Verified:

License: 6655

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2630 Old Lebanon Road, Nashville, TN 37214
  • Multiple Policy Types

Why choose this provider?

Greater Nashville Insurance Group is a privately owned agency. It has been accommodating the security needs of clients in the metro since 1987. Its agents, who have 60 years of combined experience, work closely with every client to recommend suitable plans like renters' insurance from various providers. They compare different policies to present tenants with solutions that give the damage or liability protection they need. Auto, life, and business policies are also available.

License Verified:

License: 840946

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.8 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
699 West Main Street, Hendersonville, TN 37075
  • Multiple Policy Types

Why choose this provider?

Shrum Insurance Services is a risk management brokerage that serves Nashville and the surrounding locations. Its insurance advisors assist clients in a number of areas, including renters' insurance, which protects policyholders and their personal possessions from riots, theft, windstorms, and electrical harm. They also furnish home, condominium, flood, and commercial auto insurance policies. Shrum Insurance Services' principal agent, Travis Shrum, is an award-winning martial artist who served at the US Marines and also worked as a police officer.

License Verified:

License: 823273

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (209)
Facebook
4.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4703 Gallatin Pike, Nashville, TN 37216
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

William Hardin leads a State Farm insurance agency in Nashville. He offers renters' insurance policies that secure clients' personal belongings, equipment, and electronics in rental properties. He also delivers homeowners' insurance, auto insurance, life insurance, and health plans. William provides business insurance options that include liability umbrella insurance, business owner's policies, and workers' compensation. The agent leads a team with more than 25 years of collective experience in the industry. He also offers pet insurance, annuities, and banking services.

License Verified:

License: 2377042

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4525 Harding Pike, Nashville, TN 37205
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Mills Insurance Agency is an insurance provider headquartered in Nashville. The agency's principal, Chris Mills, has been in the insurance industry for more than two decades. He holds the Chartered Property and Casualty Underwriter and Certified Insurance Counselor certifications. Mills and his team of insurance agents offer renters' insurance plans that can replace stolen or damaged personal belongings without depreciation deduction. Additional personal products include specialty dwelling, life, condo, boat and watercraft, and ATV and Powersports.

License Verified:

License: 2101028

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6202 Charlotte Pike Suite 1, Nashville, TN 37209
  • Multiple Policy Types

Why choose this provider?

Alliance Insurance Group offers risk management solutions for individuals and businesses in and around Nashville. Included in its products is renters' insurance, which helps pay for item repair and replacement costs in cases of theft, lightning, and explosion caused by accidents. It also covers additional living expenses in the event that the insured rental property becomes uninhabitable due to unforeseen disasters like storm and fire. Alliance Insurance Group also provides protection plans for homeowners and drivers. Being independent allows its team to review coverages from multiple carriers.

License Verified:

License: 16702957

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (18)
Google
3.8 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30 Burton Hills Blvd. Suite 300, Nashville, TN 37215
  • Multiple Policy Types

Why choose this provider?

Robins Insurance has been providing risk management solutions in Nashville for more than four decades. It processes a wide selection of personal protection plans, which include renters' insurance. The independent agency crafts customized coverages to help families and individuals living in rental properties obtain reimbursements for physical injuries and structural damage due to fire and theft. It also writes policies for homes, condominiums, classic cars, and motorcycles. Founder and CEO Bruce Robins is a Chartered Property Casualty Underwriter.

License Verified:

License: 2506

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (60)
Facebook
4.9 / 5 (27)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1033 Demonbreun St. Suite 300, Nashville, TN 37203
  • Multiple Policy Types

Why choose this provider?

Tucker Coverage provides renters' insurance to leasing residents of Nashville. It offers clients policies that fit their requirements, including the basic need for a combination of home, auto, and renters' insurance with umbrella coverage. It also provides whole and term life insurance. It has offerings for businesses such as general liability, property, commercial auto, and errors and omissions insurance. Tucker Coverage works with carriers such as MetLife, Travelers, and Nationwide.

License Verified:

License: 2319025

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2603 Elm Hill Pike, Nashville, TN 37214
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

2nd Chance Insurance offers renters' insurance to the residents of Nashville. Its renters' insurance plans take care of any liability that occurred on the client's premises and cover personal belongings in case of theft, natural disaster, and other incidents. 2nd Chance also specializes in auto insurance and is experienced with SR-22 and non-owner SR-22 policies. It also accommodates drivers who have DUIs and those who have multiple tickets. Moreover, its other products include motorcycle, travel trailer, ATV, boat, and motorhome RV insurance.

License Verified:

License: 2309118

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
555 Marriott Drive, Nashville, TN 37214
  • Multiple Policy Types

Why choose this provider?

Choice Insurance Agency LLC is an insurance agency that provides renters' insurance in Nashville. Its insurance plan covers rental unit damages and personal property loss due to theft, vandalism, fire damage, and smoke damage. Its coverage also includes personal liabilities against others' injury or property damages due to disasters. Additionally, Choice Insurance Agency offers homeowners', life, flood, auto, and commercial insurance. The insurance carriers it represents include Travelers Insurance, Progressive Insurance, and National General Insurance.

License Verified:

License: 2405642

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
935 East Trinity Lane, Nashville, TN 37207
  • Multiple Policy Types

Why choose this provider?

Mike Maclean is a Tennessee-based State Farm insurance agent catering to families and individuals' insurance needs and requirements in Nashville and the Germantown area. He offers a comprehensive renters' insurance package tailored to the clients' home security objectives and financial situations. Clients may also avail of combined renters' and auto insurance policies to make the most out of their budget and obtain extensive financial protection. Mike's goal is to provide clients with peace of mind and security in unexpected circumstances and calamities.

License Verified:

License: 2250566

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (117)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How much do Nashville residents pay for renters’ insurance?

    The average monthly cost of renters' insurance in Nashville is around $17. The extent of coverage, the kind of property, and the neighborhood are just a few of the variables that affect how much tenants pay. Deductibles, prior claims, and the real cash value or replacement cost of the tenant's personal belongings are all factors that influence premiums.

  • Which forms of damage are not covered by renters’ insurance policies in Nashville?

    Renters' insurance policies in Nashville do not cover all forms of damage. Tenants may need to purchase additional coverage. These policies do not extend protection to the possessions of a policyholder's roommates, damage to the renter's vehicle, or incidents stemming from earthquakes. Coverage also does not include water damage due to flooding.

  • Is renters’ insurance mandatory in Nashville?

    No, but some Nashville apartment communities require residents to have renters' insurance. This type of insurance serves as proof that tenants will cover repair costs if they damage the rented property. Landlords also want to know that renters will be able to handle the financial consequences of causing harm to other residents.

  • What are the important things Nashville residents need to know about renters’ insurance?

    Renters' insurance policies in Nashville protect tenants' personal belongings from theft or damage within the limits and deductibles they select. This coverage extends to situations in which renters are not present at their rental properties. Renters can also choose full-value coverage for their personal belongings by paying a small additional premium.

  • What are the two payment methods used by insurance companies to replace Nashville renters’ lost items?

    To compensate renters for lost personal belongings in covered incidents, Nashville-based insurance companies use either the actual cash value or replacement cost value approach. Actual cash value insurance replaces items at their current market value. The replacement cost method, on the other hand, entails providers covering the cost of replacing these items without taking depreciation into account.

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