Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Nashville, TN

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nashville Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11226Reviewed

6740Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4331 Old Hickory Blvd. Ste. D, Old Hickory, TN 37138
WebsiteLicense: 2473863

Expertise.com Rating

Review Sources

Google
4.9 (101)
Facebook
5.0 (48)
Yelp
5.0 (3)

Why choose this provider?

Cordell Insurance Agency offers risk management solutions to families and individuals in Nashville. Its team processes pet insurance to provide financial protection in case of dogs' and cats' unexpected illnesses and accident injuries. The independent company helps clients file reimbursements to recover monetary compensation for veterinary expenses. It also provides classic car, life, and homeowners' insurance plans. It works with Foremost, Dairyland, and Encompass. Principal agent Kay Cordell has been in the insurance services industry for over 15 years.

  • Policy Bundle Discount

699 West Main St, Suite 210, Hendersonville, TN 37075
WebsiteLicense: 823273

Expertise.com Rating

Review Sources

Google
5.0 (214)
Facebook
5.0 (71)

Why choose this provider?

Shrum Insurance Services is an independent agency that serves individuals, families, and businesses in Nashville and the surrounding regions. It provides clients with assistance in safeguarding their families and possessions against unforeseeable calamities. It offers various insurance policies, such as homeowners', auto, renters', personal umbrella, life, and pet. It also caters to businesses from several industries, including auto body shops, jewelers, and contractors. Shrum Insurance Services represents known providers like Zurich, American Modern, and Hagerty. 

  • Multi-Pet Discount

428 Lewisburg Ave, Franklin, TN 37064

Expertise.com Rating

Review Sources

Facebook
4.3 (14)
Google
5.0 (12)
Yelp
5.0 (2)

Why choose this provider?

Keith Wainauski is a Farmers Insurance agent who caters to individuals, families, and businesses in Nashville and the surrounding communities. He helps clients protect themselves financially in case their animal companions get sick or hurt by providing them with pet insurance. This policy includes routine care, illness, and flexible accident coverage. He also offers home, umbrella, auto, life, workers' compensation, and general liability insurance. Wainauski carries more than 20 years of experience in the industry.

  • Policy Bundle Discount

404 BNA Drive, Nashville, TN 37217
WebsiteLicense: 996252

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

George Parhas is an agent who has been working with Physician Mutual since 2009. He serves individuals, groups, and businesses in and around Nashville. Parhas assists clients interested in getting pet insurance, which provides medical coverage for cats, dogs, and other animals in the event of an illness or accident. The policy also allows additional coverage for dental visits, vaccinations, and physical exams. Physicians Mutual offers other products, including cancer insurance, funeral preplanning, and term life policies.

  • Policy Bundle Discount

PO Box 680218, Franklin, TN 37068
WebsiteLicense: 2260336

Expertise.com Rating

Review Sources

Google
5.0 (113)
Facebook
5.0 (15)

Why choose this provider?

MJC Insurance Group caters to clients' needs in Nashville and neighboring metropolitan areas. It offers a wide variety of products, including insurance for pets such as cats and dogs. The independent firm also provides coverage for life, cars, boats and watercraft, homes, condominium units, and specialty dwellings. In addition, its team of professional agents handles commercial umbrella and business property, restaurant, business interruption, and general liability plans. MJC Insurance Group works with carriers like Safeco.

  • Policy Bundle Discount

1728 General George Patton Dr., Brentwood, TN 37027
WebsiteLicense: 49

Expertise.com Rating

Review Sources

Facebook
4.7 (14)
Google
3.7 (3)

Why choose this provider?

Since 1983, Tigrett & Pennington Insurance has been assisting Nashville clients in finding health plans for their pets. Its insurance options provide medical coverage for cats and dogs suffering from injuries, chronic and terminal illnesses, and hereditary conditions. Its agents help customize policies, including adjusting deductibles, annual limits, and reimbursement rates based on the client's capacity and the pet’s needs. It recommends multi-pet programs and supplemental plans to cover routine care and vaccinations. Its pet insurance carriers include American Modern, Allstate, and Nationwide.

  • Multi-Pet Discount

4115 Mallory Lane, Suite 100, Franklin, TN 37067
WebsiteLicense: 712594

Expertise.com Rating

Review Sources

Google
4.9 (89)
Facebook
5.0 (16)
Yelp
1.0 (2)

Why choose this provider?

Caroline Pistole is a State Farm insurance agent with more than 30 years of expertise assisting Nashville residents, families, and companies in protecting their assets. She offers Trupanion pet insurance that protects cat and dog owners from medical expenses associated with their pets' illnesses and injuries. This type of insurance has coverage for diagnostic tests, hospital stays, medications, and other treatments and procedures. Other insurance products she offers are home, auto, life, health, and business.

  • Life Insurance
  • Health Insurance

5548 Franklin Pike Suite 201, Nashville, TN 37220
WebsiteLicense: 1016550

Expertise.com Rating

Review Sources

Google
4.8 (114)
Facebook
5.0 (8)
Yelp
5.0 (3)

Why choose this provider?

Mark Le Clair is an insurance professional who has been running a State Farm-affiliated agency in Nashville for more than a decade. Clair and his team offer clients an array of personal lines of insurance, including a pet policy. This underwrites the medical costs of household pets such as dogs and cats when they become sick or injured. The coverage plans are applicable to different breeds of felines and canines. Clair's office can assist clients in Spanish, German, and Russian.

  • Policy Bundle Discount

992 Davidson Drive #108, Nashville, TN 37205
WebsiteLicense: 2236381

Expertise.com Rating

Review Sources

Facebook
4.8 (26)
Google
4.1 (24)

Why choose this provider?

SouthPoint Risk is a full-service insurance company that serves clients in Nashville and the surrounding metro areas. The firm offers a wide range of personal and commercial insurance lines, including pet insurance. As an independent insurance agency, its brokers represent over 30 carriers that can provide clients with various coverage options depending on their needs. The firm also offers surety bond solutions and group benefits. The company has been serving clients since 1893. It was formerly known as Geny Insurance Group.

  • Policy Bundle Discount

567 Cason Ln Ste F, Murfreesboro, TN 37128

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Patrick H. Carpenter is an insurance agent who caters to clients in Nashville and its neighboring metros. He represents Nationwide, providing pet, life, health, home, and auto insurance plans. Carpenter works with pet owners to create a personalized policy to protect their cats and dogs. This policy covers veterinary expenses, which include routine wellness visits and vaccinations, surgeries, and ongoing treatments. Carpenter can communicate in Spanish and American Sign Language.

  • Policy Bundle Discount

4721 Trousdale Drive Suite 210, Nashville, TN 37220
WebsiteLicense: 2292431

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (7)
Yelp
5.0 (5)

Why choose this provider?

Chamberlain Insurance Agency serves individuals and businesses across Nashville and its surrounding cities. It offers a vast range of insurance products, including pet coverage plans. It provides policies that cover sickness, injuries, and surgeries. This independent agency works with clients to find the right policy that suits their needs. It offers plans from a selection of insurance carriers in the market. Other products provided by its team include auto, home, personal, life, and business insurance. The agency also caters to clients throughout Kentucky.

  • Policy Bundle Discount

305 Donelson Pike, Nashville, TN 37214
WebsiteLicense: 2489920

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Burgett Insurance Group has been insuring clients in Nashville for over four decades. It provides pet insurance through its partnership with Figo, whose plans cover unforeseen injuries and illnesses suffered by dogs and cats and reimburses clients' actual veterinary bills. The agency also offers Pet Assure veterinary plans with no exclusions on the breed, age, type, or health condition of pets. Burgett Insurance Group is affiliated with several carriers, including Travelers, Progressive, Hiscox, and Nationwide.

  • Policy Bundle Discount

317 Harding Pl, Nashville, TN 37211
WebsiteLicense: 3529

Expertise.com Rating

Why choose this provider?

Acceptance Insurance - 317 Harding Pl offers policies to pet owners in Nashville and the surrounding communities. The company provides pet insurance, which covers preventative treatments such as heartworm tests, vaccinations, teeth cleaning, and flea and tick prevention. Protection plans for accident-related injuries, like scrapes and broken bones, or illnesses, such as digestive issues, cancer, allergies, and infectious diseases, are also available. The company also provides wellness add-ons, including physical therapy and acupuncture. The other types of products it has include policies for homeowners and travel.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cordell Insurance Agency
4331 Old Hickory Blvd. Ste. D, Old Hickory, TN 37138
Shrum Insurance Services
699 West Main St, Suite 210, Hendersonville, TN 37075
Keith Wainauski
428 Lewisburg Ave, Franklin, TN 37064
George Parhas
404 BNA Drive, Nashville, TN 37217
MJC Insurance Group
PO Box 680218, Franklin, TN 37068
Tigrett & Pennington Insurance
1728 General George Patton Dr., Brentwood, TN 37027
Caroline Pistole
4115 Mallory Lane, Suite 100, Franklin, TN 37067
Mark Le Clair
5548 Franklin Pike Suite 201, Nashville, TN 37220
South Point Risk
992 Davidson Drive #108, Nashville, TN 37205
Patrick H Carpenter
567 Cason Ln Ste F, Murfreesboro, TN 37128
Chamberlain Insurance Agency
4721 Trousdale Drive Suite 210, Nashville, TN 37220
Burgett Insurance Group
305 Donelson Pike, Nashville, TN 37214
Acceptance Insurance - 317 Harding Pl
317 Harding Pl, Nashville, TN 37211

FAQs

  • How does Nashville's pet insurance cost compare to national averages?

    For Nashville pet owners, the monthly pet insurance rates are somewhat more economical than the nationwide figures. While the U.S. average stands at $49.51 for dogs and $28.48 for cats, based on 2020 NAPHIA data, Nashville residents typically pay between $20 and $47 for canine coverage. For feline friends, the range is a modest $12–$22 each month.

  • How are pet insurance premium costs determined in Nashville?

    The monthly premium for pet insurance in Nashville is influenced by the annual coverage limit, with unlimited coverage typically demanding higher premiums. Secondly, the deductible signifies the initial out-of-pocket expense for the pet owner before insurance kicks in. Lastly, the chosen reimbursement rate, often between 70% and 90%, determines the percentage of covered costs given back, with the remaining paid by the pet owner.

  • With pet insurance, can Nashville residents use any local veterinarian?

    In Nashville, pet insurance holders can seek care from any licensed veterinarian or pet clinic without the constraints of specific networks or selecting a primary care provider. While many insurance plans require upfront payment with subsequent reimbursement, some companies are exploring options to directly settle bills with veterinarians, eliminating the need for initial out-of-pocket expenses for pet owners.

  • Is it possible to secure pet insurance in Nashville after a pet has been diagnosed with a condition?

    Obtaining pet insurance post-diagnosis in Nashville is feasible, but most policies won't cover pre-existing issues. Coverage hinges on the insurer's definition of pre-existing. If a condition has been treated and resolved, it might be insurable. Yet, undiagnosed symptoms noted prior to coverage could be excluded. Notwithstanding any pre-existing conditions, policies generally insure accidents and newly developed illnesses, offering protection as pets mature and face potential health challenges.

  • Does pet insurance in Nashville cover the spaying procedure?

    In Nashville, spaying, viewed as preventative care, usually isn't encompassed by traditional pet insurance. This contrasts with treatments for unforeseen events like injuries or sicknesses. However, for those who invest in a wellness or preventative care plan, a portion of the spaying costs might be covered by the policy. It's crucial to differentiate between standard and wellness plans when seeking coverage for such procedures.