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2024

Last updated:

Best Life Insurance Companies in Murfreesboro

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Murfreesboro Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4526

Reviewed

2723

Curated

20

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1703 1st Place, Murfreesboro, TN 37129
  • Life Insurance

Why choose this provider?

The Newport Agency is an independent insurance business that has been operating in Murfreesboro since 1993. It examines and compares the quotes of multiple carriers like Lloyds, MetLife, and Progressive Insurance. The agency provides individual life and group-based life insurance policies. It can customize the plan to act as a secondary savings account, replacement for income, and payment for funeral expenses. Previous clients have praised the agency and its representatives for educating them on various life insurance options and premium comparisons.

License Verified:

License: 716520

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1850 Memorial Boulevard, Murfreesboro, TN 37129
  • Life Insurance

Why choose this provider?

AmeriAgency Insurance is a brokerage that is serving families, individuals, and businesses in Murfreesboro. It offers a range of risk management solutions, including life and pet insurance plans as well as homeowners' and automobiles coverages. Additionally, it provides business policies, such as workers' compensation and general liability. The company was established in 1998, and it has five locations across southeastern and southwestern of the country. The company's website can also be translated to Spanish for the convenience of Spanish-speaking clients.

License Verified:

License: 2309588

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (437)
Facebook
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
201 Main Street, Murfreesboro, TN 37040
  • Life Insurance

Why choose this provider?

Jack B. Turner & Associates is an insurance company that serves clients in Murfreesboro. It helps individuals develop financial strategies, by educating and offering them solutions like investments, financial planning services, and life insurance. For businesses, it offers employee benefits, retirement plans, and business insurance products. In 1975, founder Jack Turner renovated an old building for the company. This helped spur a rebirth in the downtown historic area of Clarksville, which is now a part of the city's historic tour sites.

License Verified:

License: 800

Tennessee Department of Commerce & Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2209 Crestmoor Road, Nashville, TN 37215
  • Life Insurance
  • Health Insurance

Why choose this provider?

Church & Associates, Inc., is an insurance agency that serves individuals, families, and businesses from Murfreesboro and the surrounding areas. It offers life insurance plans, as well as health insurance and personal insurance. In addition, it also provides business insurance. It works with various insurance providers, such as the Encompass Insurance Company, The Travelers Companies, Progressive Corporation, and Nationwide Mutual Insurance Company. Owner Bruce Church has been working in the insurance industry for more than 40 years.

License Verified:

License: 2471167

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 East Main Street, Murfreesboro, TN 37130
  • Life Insurance
  • Health Insurance

Why choose this provider?

Compass Insurance Group serves businesses and individuals in the metro area of Murfreesboro. The company offers disability, health, and life insurance. It also provides personal and commercial insurance coverage that include professional liability, vacant land, employment practices, antique automobile, and business interruption insurance. Compass Insurance Group works with several insurance providers such as American Modern Insurance and Safeco Insurance Company. In addition, its team led by Gabriel Frazier has a collective industry experience of more than 40 years.

License Verified:

License: 2483723

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2395 New Salem Road, Murfreesboro, TN 37128
  • Life Insurance

Why choose this provider?

Stuible Insurance Group has provided insurance products and services to clients in Murfreesboro and nearby communities for more than 10 years. As an independent insurance agency, the company offers comprehensive life insurance options and other types of personal asset protection and coverage. Scott Stuible, the primary agent and owner, handles auto, landlord, and homeowners' insurance. He is also experienced with commercial policies such as surety bonds, professional liability, and workers' compensation. Stuible Insurance Group also assists with recreational insurance.

License Verified:

License: 2236493

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
925 South Church Street, Murfreesboro, TN 37130
  • Life Insurance

Why choose this provider?

Richard Moore is a Farmers Insurance agent who has served clients in Murfreesboro and the surrounding communities for more than 15 years. He offers whole life, universal, and term life insurance policies that can be used for business continuity, financial support, and mortgage debt payoff. He also provides auto, motorcycle, home, business, condo, and renters' insurance programs. Additionally, Richard handles recreational insurance solutions, including boat, motor home, travel trailer, and all-terrain vehicle insurance options.

License Verified:

License: 8632617

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (100)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
661 Fitzhugh Boulevard, Smyrna, TN 37167
  • Life Insurance
  • Health Insurance

Why choose this provider?

Cover My Assets Insurance Group, LLC, is a locally owned company serving individuals, families, and businesses in the Murfreesboro metro and the surrounding communities. In addition to life insurance, its agents help clients acquire other personal and business plans, such as health, long-term, recreational vehicle, general liability, and workers' compensation insurance. The independent agency has been providing insurance solutions since 2015. Owner and lead agent Leanne Malone brings more than 16 years of experience in the insurance industry.

License Verified:

License: 2237702

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
214 West College Street, Murfreesboro, TN 37130
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Miller Loughry Beach is an independent insurance agency and wholly owned subsidiary of Pinnacle Financial Partners that serves individuals and businesses in Murfreesboro. It offers term, universal, and whole life insurance plans from several providers that include CNA, Chubb, and Acuity Insurance. Its staff has 86 years of combined experience and has served 7,500 clients. In addition, the agency was established in July 2008 as the result of a merger of Miller & Loughry and Beach & Gentry Insurance agencies.

License Verified:

License: 725

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
805 South Church Street, Murfreesboro, TN 37127
  • Life Insurance

Why choose this provider?

First Mutual Insurance Group is a company that has been operating in Murfreesboro for almost two decades. It offers term, universal, and whole life insurance policies for individuals and their families. Its team of independent agents also specializes in individual and group health insurance along with policies for accident, Medicare, and critical care insurance. The agency partners with multiple carriers such as Blue Cross Blue Shield, UnitedHealthOne, and Humana. Its president, Derrick Jenkins, has served on advisory panels for different insurance companies.

License Verified:

License: 2047876

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (131)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
202 North Thompson Lane, Murfreesboro, TN 37129
  • Life Insurance
  • Health Insurance

Why choose this provider?

Joel Laird is a professional who works as an agent for State Farm, an insurance company with more than 90 years of experience in the industry. For the past five years, he has been an insurance advisor for individuals living in Murfreesboro and the surrounding areas who want to secure their family's financial future through life insurance plans. In addition, Joel and his team of agents help clients seeking assistance with home, auto, business, and renters' insurance.

License Verified:

License: 2336657

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (65)
Facebook
5.0 / 5 (21)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
199 Enon Springs Road West, Smyrna, TN 37167
  • Life Insurance

Why choose this provider?

Representing State Farm for 16 years, Emerson Williams provides life insurance products to clients in Murfreesboro. Emerson and his team strive to provide insurance options for their clients while being a partner for the community. He works with clients in determining the whole life, term life, and universal life insurance that meets their needs. Emerson also serves the insurance needs of clients in Smyrna, La Vergne, and South Nashville. He also offers home, auto, business, property, and pet insurance.

License Verified:

License: 2037657

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (215)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
P.O. Box 682303, Franklin, TN 37068
  • Individual Plans
  • Life Insurance

Why choose this provider?

Wittman Group is a full-service insurance agency that provides personal and business risk management solutions including life insurance services to clients in Murfreesboro and the surrounding areas. The agency offers life insurance options such as term, final expense, universal, and whole life. In addition, it handles other insurance plans that cover commercial, personal, medical, and retirement solutions. Wittman Group is an independent agency that represents different insurance carriers such as The Hartford, Travelers, Humana, Allianz, and ING.

License Verified:

License: 3945

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1507 Memorial Boulevard, Murfreesboro, TN 37129
  • Health Insurance
  • Life Insurance

Why choose this provider?

My Team Insurance Services LLC helps families and individuals in Murfreesboro financially prepare for their future. This independent insurance agency has been in the industry for more than three decades and offers life, homeowners', and auto insurance. Its agents guide clients through the process of acquiring insurance by customizing policies according to their needs and budget. They can also help policyholders who want to protect their beneficiaries from debts and lost income in the event of their passing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
730a Middle Tennessee Boulevard, Murfreesboro, TN 37129
  • Life Insurance
  • Group Plans
  • Long Term Care

Why choose this provider?

Middle TN Insurance Group, Inc., is an insurance agency that has been catering to clients in Murfreesboro since 2010. This company helps customers protect their families' future by offering life insurance options, such as disability, individual and group life, long-term care, and mortgage protection insurance policies. Moreover, it provides auto, business, farm, and home insurance plans. Middle TN Insurance Group represents various insurance carriers, including American Modern and MetLife. Grant Lichtenwalter, the owner, started his career in the insurance industry in 1998.

License Verified:

License: 2299618

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
133 Indian Lake Road, Hendersonville, TN 37075
  • Life Insurance
  • Health Insurance

Why choose this provider?

Wes Williamson is the owner and principal advisor of Williamson Insurance & Investments, a family-owned independent agency serving Murfreesboro and surrounding areas. Some of his company's products include life, health, liability umbrella, and home insurance. He also provides commercial insurance and investment services. Wes has experience in handling captive insurance and investment concerns. He and his team lend their expertise to students, families, and employers in customizing plans that address their needs and capacities.

License Verified:

License: 2323188

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Website
109 Sulphur Springs Road, Murfreesboro, TN 37129
  • Life Insurance
  • Health Insurance

Why choose this provider?

All Things Insurance is a Murfreesboro-based firm that caters to the insurance needs of families and businesses. The family-owned company partners with several carriers, such as Prudential and MetLife, to offer custom life insurance policies. With over 20 years of industry experience, its professionals educate clients about their life insurance options, including term, whole, and indexed universal types, and provide coverage for long-term care, disability, and terminal illness. All Things Insurance is also a part of the Strategic Insurance Alliance Agency.

License Verified:

License: 2032925

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7101 Sharondale Court, Brentwood, TN 37027
  • Life Insurance

Why choose this provider?

Ivy Insurance is an agency that provides insurance solutions that meet clients' financial goals and budgets in Murfreesboro. Its insurance agents offer life insurance plans to deliver financial security to surviving loved ones in the event of a tragedy. The company's term life insurance plans protect clients for terms that last 30, 20, 15, or 10 years. Additionally, it also has a wide range of permanent insurance policies, including whole life, ordinary level premium whole life, survivorship, adjustable life, and limited-pay whole life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
165 Indian Lake Boulevard, Hendersonville, TN 37075
  • Individual Plans
  • Life Insurance

Why choose this provider?

Mitch Warren is a State Farm Insurance agent that offers insurance services and solutions to clients in the Murfreesboro metro. He has been in the insurance industry for more than 25 years and specializes in both personal and commercial insurance lines. He leads a team of fellow insurance agents and customer service specialists in carrying out underwriting activities for life insurance products. Its products include term life, variable life, and universal life insurance policies that provide financial protection in the event of accidents, losses, and deaths.

License Verified:

License: 713351

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
394 West Main Street, Hendersonville, TN 37075
  • Life Insurance

Why choose this provider?

TN Insurance Depot is an independent agency serving clients in Murfreesboro. The family-owned local company offers a range of personal and commercial insurance policies. Its life insurance plans include term life, whole life, and universal life insurance. Clients can also check the company's website's Disaster Preparedness Center to educate them about natural disasters. The company's owner, Jesse Pharis, has lived in Hendersonville his entire life and knows the area well. He has been in the insurance industry for more than 11 years.

License Verified:

License: 931260

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (3)
Facebook
5.0 / 5 (2)

Frequently Asked Questions

  • What should you consider if you want to replace an existing life insurance policy in Murfreesboro?

    Before buying a new policy, you should thoroughly read your existing life insurance policy in Murfreesboro. Ask your insurance agent if some items are not clear. It may cost you more if you drop the current one quickly, especially early on policy activation, without properly evaluating your needs and goals.

  • How can you get a death certificate in Murfreesboro to file an insurance claim?

    When filing an insurance claim, you can get a copy of the death certificate from the hospital or funeral home. A copy can also be requested from the county vital records office. You can contact the local vital records office at 615-898-7880 or visit its location at 100 West Burton Street Murfreesboro, TN 37130. Death certificates can be obtained between the hours of 8:30 a.m. to 4:00 p.m., Mondays to Fridays.

  • Will you need life insurance if you have group coverage from employment in Murfreesboro?

    It may depend on your financial goals and budget but do keep in mind that group coverage only provides a certain amount limit and within a specified term. If you switch jobs in Murfreesboro, you will lose the coverage as well. Should you need adequate protection, consider purchasing life insurance and making the group coverage a supplemental policy.

  • Why is universal life insurance considered more flexible than other types in Murfreesboro?

    With universal life insurance in Murfreesboro, you can change how much you pay for your premiums. Additionally, it enables you to change the payout amount of the coverage. If the amount is increased, proof will be required that you qualify. However, under this type of insurance, there is a possibility your coverage may end if the account value becomes lower. You can avoid this by increasing your premiums or lowering the payout amount you can get.

  • Who can be considered a beneficiary in a life insurance policy in Murfreesboro?

    You can include people, trusts, and organizations in a life insurance policy in Murfreesboro. In most cases, your spouse, children, and grandchildren are the primary beneficiaries. There is an option to name your estate, a charitable organization, your company, or a trust as a beneficiary. Note that some insurance companies put a limit on how many beneficiaries you can include. If there are no beneficiaries indicated in your policy, the benefits automatically go to your estate.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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