Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Knoxville

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Knoxville Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3483Reviewed

2093Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

301 S Gallaher View Rd. Suite 229, Knoxville, TN 37919
WebsiteLicense: 747976

Expertise.com Rating

Review Sources

Google
5.0 (123)
Facebook
5.0 (20)

Why choose this provider?

Applegate Insurance Agency helps Knoxville pet owners avoid paying high and unexpected veterinary bills when their pets get sick or get into an accident. It also offers insurance coverage for homes, condos, cars, rental properties, watercraft, and valuable possessions. Applegate Insurance Agency is affiliated with various regional and national insurance carriers, including American Modern, Foremost, Hagerty, Travelers Insurance, and Safeco Insurance. The company also employs advisers who have been in the industry for several years.

  • Policy Bundle Discount

1100 Marion Street Suite 200, Knoxville, TN 37921
WebsiteLicense: 5471

Expertise.com Rating

Review Sources

Google
5.0 (149)

Why choose this provider?

Shafer Insurance Agency provides pet insurance plans to customers in Knoxville and nearby areas. It has been helping its clients with their insurance needs since 1963. Its personal lines of coverage also include policies for life, recreational vehicles, property and homes, and cars. The independent insurance agency is under the leadership of third-generation insurance professional Alexander C. Shafer. He has over 20 years of experience in the sector and focuses on commercial property and casualty insurance.

  • Accident Only

7121 Afton Dr., Knoxville, TN 37918
WebsiteLicense: 3581

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Review Sources

Google
4.8 (38)
Facebook
5.0 (29)

Why choose this provider?

Bob Johnson Insurance, Inc. offers a Safeco pet policy, which covers accidental injuries, hereditary conditions, illnesses, behavioral therapy, burial, and cremation, for pet owners in Knoxville. Optional wellness coverage is also available. In addition, Bob Johnson Insurance offers auto, home, life, and business insurance. The independent insurance agency has been operating for over 57 years. Its agents provide the same honest service and courtesy to each client regardless of premium size. It has a mobile app where clients can access their policies and submit claims.

2006 N Broadway Street, Knoxville, TN 37917
WebsiteLicense: 2296382

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Review Sources

Google
4.6 (23)
Yelp
1.0 (1)

Why choose this provider?

Evan Seivers is an insurance agent that serves clients in the Knoxville area. He provides pet insurance policies to help clients avoid unexpected veterinary expenses when their pets get injured or sick. Seivers also offers comprehensive risk protection plans for homes, automobile, properties, and businesses. Life and health insurance packages are available as well. He works with State Farm, which has been helping people ordinary citizens, communities, and businesses for over 100 years.

7043 Maynardville Pike Suite 16, Knoxville, TN 37918
WebsiteLicense: 329955

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Review Sources

Google
4.3 (106)
Facebook
4.6 (46)
Yelp
1.0 (1)

Why choose this provider?

Phil Nichols provides pet medical insurance options to policy buyers in Knoxville. He is a State Farm insurance agent who helps clients with their different insurance needs. The personal lines of coverage he offers also include health, life, auto, home, and renters' insurance. In addition, he provides them access to business insurance products, such as commercial auto, workers’ compensation, and business owners' policies. His other services include securing home loans, mutual funds, and annuities for his customers.

  • Accident Only
  • Policy Bundle Discount

178 Academy Street, Canton, NC 28716
WebsiteLicense: 6555870

Expertise.com Rating

Review Sources

Google
4.4 (9)

Why choose this provider?

Patton, Morgan & Clark provides pets in Knoxville with insurance plans to help cover veterinary care for injuries and illnesses. The company offers personal coverage, such as auto, home, and term and universal life insurance. Its commercial plans include workers' compensation, commercial auto, and general liability insurance. The company selects policies for its clients’ needs and researches insurance companies to provide more coverage options. The firm has more than 75 years of industry experience.

118 W North St, Sweetwater, TN 37874
WebsiteLicense: 2321302

Expertise.com Rating

Review Sources

Google
4.3 (3)

Why choose this provider?

Sweetwater Insurance Agency, Inc. is a full-service policy provider that offers Knoxville customers with plans for their pets. It offers customized protection for health issues and illnesses that affect its clients’ furred companions. The company also provides personal insurance plans that cover its customers’ condos, cars, farms, boats, and mobile homes. Its commercial insurance policies include workers’ compensation and general liability plans. The firm carries products from insurance carriers such as HICI, The Hartford, GuideOne, and MetLife.

  • Policy Bundle Discount

PO Box 5326, Maryville, TN 37802
WebsiteLicense: 3001465198

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Review Sources

Google
5.0 (52)
Facebook
5.0 (5)

Why choose this provider?

Apex Insurance in Maryville crafts tailored insurance products and services for customers in Knoxville and nearby areas. It started operations in 2021 and was founded by licensed insurance professional Beau Bushong, who has been in the insurance industry since 2018. The agency writes pet insurance policies that cover unexpected injuries, common illnesses, poisonings, prescribed medications, and medical procedures. Beau and his team use various assessment questionnaires and interviews to determine specific coverage needs and term length.

  • Policy Bundle Discount

150 Fox Rd, Knoxville, TN 37922
WebsiteLicense: 2371923

Expertise.com Rating

Review Sources

Google
4.9 (117)
Facebook
5.0 (29)

Why choose this provider?

Beacon Insurance Advisers is a Knoxville-based agency offering pet insurance products to clients in the local metro. Through its partnership with Safeco, the firm provides health insurance for cats and dogs, with coverages for routine checkups, vaccinations, and flea prevention. The program also covers emergency visits, confinement, surgery, dental trauma treatment, and some alternative therapies. Before founding Beacon Insurance Advisers, owner Val Privett had operated Privett Insurance Group for 20 years. She holds the CIC, CPRM, and LUTCF designations.

  • Policy Bundle Discount

FAQs

  • Is it necessary to consult a veterinarian when choosing pet insurance in Knoxville?

    While it's not strictly necessary, consulting a veterinarian in Knoxville when choosing pet insurance can be beneficial. Veterinarians often have firsthand experience with various insurance companies in terms of timeliness of reimbursement, ease of submitting records, and overall cooperation. Their recommendations are usually based on these customer service experiences rather than premium costs.

  • What types of pet insurance coverage options are available for Knoxville pet owners?

    Knoxville pet owners have three primary insurance options: Accident-Only Coverage, covering unexpected injuries; Accident and Illness Coverage, offering broad protection against various health issues and injuries; and Wellness Coverage, focusing on regular vet visits, with occasional grooming and training provisions. Often, Wellness Coverage is an additional feature rather than a separate plan.

  • What is the difference between human and pet insurance policies in Knoxville?

    In Knoxville, a difference between human and pet insurance policies is that pet insurance usually doesn't cover the veterinarian bills. Instead, pet owners must pay for services upfront and later submit a claim for reimbursement, which can take anywhere from a few days to months, depending on the insurance company. Pet owners contribute to the insurance fund through monthly premiums and receive payouts for claims as needed.

  • How can pet owners in Knoxville choose the best health insurance for their pets?

    For pet owners in Knoxville, choosing the best health insurance requires looking at the policy's inclusions and exclusions, comparing prices and value using online quotes, analyzing customer reviews and service levels, and considering add-on features that may be available. By selecting add-ons created to match their pet's needs, pet owners can lower their premiums while receiving coverage.

  • Does pet insurance cover microchip costs in Knoxville?

    Some pet insurance plans in Knoxville cover microchip costs. However, checking with pet insurance providers is essential to determine what is covered. They could also compensate for lost pet ads and rewards. While collars can deteriorate over time, microchips offer a more durable solution. Vets advise securing the pet with a microchip and using ID tags on a breakaway collar for optimal protection.