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2024

Last updated:

Best Local Car Insurance Agencies in Knoxville

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Knoxville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

117

Reviewed

75

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
113 Legacy View Way, Knoxville, TN 37918
  • Bundling Option

Why choose this provider?

Elite Insurance Group is an independent insurance company in Knoxville that specializes in auto insurance services and solutions for clients in the metro. The company was founded by Terry Isbel, a life insurance salesman who started his career in the field when he was 19. His fascination for building classic cars fueled his passion for insuring personal and commercial motor vehicles. Elite Insurance Group provides specialty coverage for collector vehicles, motorcycles, boats, and RVs.

License Verified:

License: 880687

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (39)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
220 South Peters Road, Knoxville, TN 37923
  • Multiple Carriers

Why choose this provider?

Knoxville Insurance Group is a locally owned insurance agency that provides auto, life, and home insurance products to clients in the metro. The company consists of car insurance experts that help clients navigate their options for protecting their vehicles and themselves. It offers policies that cover personal injury liabilities, physical damages, and collisions. The company has been writing insurance policies since 1989 with a professional staff that has over 50 years of industry experience.

License Verified:

License: 709367

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (270)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10101 Sherrill Boulevard, Knoxville, TN 37932
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Sparks Insurance is an independent insurance agency in Knoxville that provides insurance products to residents in the metro and nearby areas. The agency provides various personal and business insurance policies including its auto insurance policies which cover liability, no-fault, or a combination of both. Beneficial add-ons are also available to provide coverage from medical expenses and physical damages to the vehicle. Sparks Insurance carries top providers such as Progressive, Safeco Insurance, and Travelers.

License Verified:

License: 2046369

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (120)
Yelp
4.5 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2904 Tazewell Pike, Knoxville, TN 37918
  • Motorcyle & ATV

Why choose this provider?

Tennessee State Insurance offers car insurance policies to clients in Knoxville. For more than three decades, the full-service independent insurance agency has been assisting Tennessee residents with their auto insurance policies, which can include property coverage for theft or damages, liability coverage for physical injuries or damages caused on others, and medical coverage for injury treatment. For convenience, the company's website has a feature that allows clients to make payments online.

License Verified:

License: 2204828

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
3010 North Broadway, Knoxville, TN 37917
  • Bundling Option
  • Motorcyle & ATV

Why choose this provider?

Carlos Allavena is an insurance professional who founded Carlos Insurance Agency. He aims to serve more clients with his expertise and provide them a wide range of insurance policies in Knoxville and nearby areas. Carlos and his team specialize in both personal and commercial lines. These include insurance policies for standard and corporate auto, homeowners and business properties, rentals, and workers' compensation. Carlos Insurance Agency also partners with a multitude of insurance carriers to bring more options and find the coverage that best fits the clients' needs.

License Verified:

License: 975739

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3209 Garden Drive, Knoxville, TN 37918
  • Multiple Carriers

Why choose this provider?

Harrington Insurance Agency is a family-owned and independent insurance agency that has been servicing Knoxville for almost 80 years. It offers a range of insurance services like auto, home, commercial, and life and health insurance. When dealing with auto insurance, the agency shops for the most suitable policy and tailors it to have the coverages that each client needs. Potential clients can directly request auto insurance quotes through the agency's website.

License Verified:

License: 2334195

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1011 North Broadway, Knoxville, TN 37917
  • RV & Motorhome
  • Golf Cart & Scooter
  • Motorcyle & ATV
  • Boats

Why choose this provider?

John Bailey Company is an independent insurance agency based in Knoxville that provides personal, commercial, and industrial insurance products to clients in the metro and nearby towns. The company has been in the insurance industry since 1946 and has since written auto insurance policies that protect clients from various road risks and collisions. John Bailey Company is also known for its insurance plans covering specialty cars, recreational vehicles, boats, and jet skis.

License Verified:

License: 2796

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5401 Kingston Pike, Knoxville, TN 37919
  • Multiple Carriers
  • Bundling Option
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Guthe Insurance is a third-generation independent insurance company providing drivers in Knoxville with auto insurance options. The local service provider was established in 1946 by three World War II veterans. Its agents search for policies that can financially protect car owners from medical and legal expenses due to car accidents or other covered perils, as well as loss protection for the vehicle itself. Guthe Insurance strives to provide clients with reliable, personalized service and competitive customized products with flexible options.

License Verified:

License: 930171

Tennessee Department Of Commerce & Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 North Charles G Seivers Boulevard, Clinton, TN 37716
  • Life Insurance

Why choose this provider?

Gary Cooper Insurance is an agency that offers car insurance products to individuals and businesses in Knoxville and the surrounding areas. It offers liability coverage, road trouble service, additional expense coverage, and lease gap coverage for car owners. The company also provides coverage for owners of boats, jet skis, and RVs. Additionally, homeowners and renters can also take advantage of its home insurance policies. Since its founding in 1992, it has grown to partner with several carriers like Cornerstone, Dairyland, and National General Insurance.

License Verified:

License: 713579

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
188 Old Mouse Creek Road, Knoxville, TN 37312
  • Bundling Option

Why choose this provider?

Jake Duos is a State Farm agent. As a resident of Cleveland, he provides car insurance policy services to clients in Knoxville and the nearby areas around Tennessee. He also offers life insurance, health insurance, homeowners' insurance, and small business insurance to his clients. Jake Duos and his team help each client in finding solutions with the insurance plans that they offer. Duos is also a member of Kiwanis International.

License Verified:

License: 2316322

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (95)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2615 Greenway Drive, Knoxville, TN 37918
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Greenway Insurance Agency has been insuring drivers and their vehicles since 1988. The independent service provider has Knoxville agents with over 50 years of combined insurance experience. Its team explains the available protection plans fit for car owners and is equipped to upgrade customers' policies based on their changing priorities. They assist clients with their auto insurance needs and emergencies, offering roadside assistance coverage that allows clients to make four service calls while they are stranded.

License Verified:

License: 820663

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6426 Baum Drive, Knoxville, TN 37919
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Established by Lloyd and Joyce Whedbee in 1972, Whedbee Insurance has been offering auto insurance services and solutions to residential and business clients in Knoxville and the nearby areas. It is a family-owned and operated business that works with various insurance carriers. As an independent agency, it is able to customize insurance plans to match the clients' needs and budget. Robert Whed serves as the company's principal agent, who assists individuals seeking professional guidance about insurance strategies.

License Verified:

License: 2241131

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (15)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5210 Schubert Road, Knoxville, TN 37912
  • Multiple Carriers

Why choose this provider?

Bradley Insurance Agency is a locally owned and operated company in Knoxville that provides personal auto and recreational vehicle insurance plans. Customer service is available any time of the day through its partnership with insurance carriers that offer extended assistance. The firm also has commercial insurance products for specific industries, businesses, and employees. With more than 150 years of combined experience, Bradley Insurance Agency's staff members have experience in providing the ideal insurance policies for its clients.

License Verified:

License: 2254578

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is a collector car insurance policy in Knoxville?

    Collector car insurance in Knoxville is a specialized insurance designed to protect classic, vintage, or collectible vehicles. These policies differ from standard auto insurance by offering coverage for the agreed-upon value of the car, including additional options like coverage for spare parts and collectibles. Collector car insurance may have usage restrictions, such as mileage limits and storage requirements, to preserve the vehicle's value.

  • What is the minimum amounts of auto insurance coverage required in Knoxville?

    In Knoxville and throughout Tennessee, car owners should carry minimum auto insurance coverage of $25,000 for bodily injury, $50,000 for bodily injury when multiple people are injured, and $15,000 for property damage. These specified minimums ensure financial protection for third parties involved in accidents, such as other drivers, passengers, or pedestrians. It's important to note that these requirements generally do not cover injuries or property damage sustained by the at-fault driver.

  • Do car insurance policies cover damages from a car incident involving an uninsured driver in Knoxville?

    According to Tennessee law, car insurance policies in Knoxville must automatically include coverage for losses incurred due to an uninsured driver's negligence. This uninsured motorist coverage ensures that policyholders are protected in case they are involved in an accident with a driver who either lacks insurance entirely or possesses insufficient coverage to cover the incurred losses. However, individuals purchasing policies can opt for lower coverage limits or reject them in writing.

  • What are the available standard options for car insurance policies in Knoxville?

    In Knoxville, car insurance choices cater to individual needs, which include liability coverage for accidents, collision coverage for collision incidents, and comprehensive coverage for non-collision events. Medical payments help with accident-related medical costs, and uninsured/underinsured motorist coverage ensures protection when the other driver lacks adequate insurance. Individuals can customize their policies to match their specific coverage requirements.

  • What is the required insurance for individuals financing a car in Knoxville?

    Individuals financing a car in Knoxville should have two essential types of insurance: collision and comprehensive coverage. Collision insurance covers damage to the vehicle resulting from accidents, with varying deductible options impacting premiums. Comprehensive insurance protects against non-collision incidents like theft, vandalism, or natural disasters. Furthermore, financing institutions frequently require complete coverage for financed automobiles, even if it's not required by state law. This ensures protection against a variety of potential dangers.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.