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Best Local Car Insurance Agencies in Knoxville

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Bradley Insurance Agency logo
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License Verified:

License: 2254578

Tennessee Department Of Commerce & Insurance

Bradley Insurance Agency

5210 Schubert Road, Knoxville, TN 37912
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  • Multiple Carriers

Business Description

Bradley Insurance Agency is a locally owned and operated company in Knoxville that provides personal auto and recreational vehicle insurance plans. Customer service is available any time of the day through its partnership with insurance carriers that offer extended assistance. The firm also has commercial insurance products for specific industries, businesses, and employees. With more than 150 years of combined experience, Bradley Insurance Agency's staff members have experience in providing the ideal insurance policies for its clients.

License Verified:

License: 2254578

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carlos Insurance Agency logo
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License Verified:

License: 975739

Tennessee Department Of Commerce & Insurance

Carlos Insurance Agency

3010 North Broadway, Knoxville, TN 37917
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  • Bundling Option
  • Motorcyle & ATV

Business Description

Carlos Allavena is an insurance professional who founded Carlos Insurance Agency. He aims to serve more clients with his expertise and provide them a wide range of insurance policies in Knoxville and nearby areas. Carlos and his team specialize in both personal and commercial lines. These include insurance policies for standard and corporate auto, homeowners and business properties, rentals, and workers' compensation. Carlos Insurance Agency also partners with a multitude of insurance carriers to bring more options and find the coverage that best fits the clients' needs.

License Verified:

License: 975739

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elite Insurance Group logo
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License Verified:

License: 880687

Tennessee Department Of Commerce & Insurance

Elite Insurance Group

113 Legacy View Way, Knoxville, TN 37918
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  • Bundling Option

Business Description

Elite Insurance Group is an independent insurance company in Knoxville that specializes in auto insurance services and solutions for clients in the metro. The company was founded by Terry Isbel, a life insurance salesman who started his career in the field when he was 19. His fascination for building classic cars fueled his passion for insuring personal and commercial motor vehicles. Elite Insurance Group provides specialty coverage for collector vehicles, motorcycles, boats, and RVs.

License Verified:

License: 880687

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (28)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gary Cooper Insurance logo
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License Verified:

License: 713579

Tennessee Department of Commerce & Insurance

Gary Cooper Insurance

801 North Charles G Seivers Boulevard, Clinton, TN 37716
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  • Life Insurance

Business Description

Gary Cooper Insurance is an agency that offers car insurance products to individuals and businesses in Knoxville and the surrounding areas. It offers liability coverage, road trouble service, additional expense coverage, and lease gap coverage for car owners. The company also provides coverage for owners of boats, jet skis, and RVs. Additionally, homeowners and renters can also take advantage of its home insurance policies. Since its founding in 1992, it has grown to partner with several carriers like Cornerstone, Dairyland, and National General Insurance.

License Verified:

License: 713579

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greenway Insurance Agency logo
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License Verified:

License: 820663

Tennessee Department Of Commerce & Insurance

Greenway Insurance Agency

2615 Greenway Drive, Knoxville, TN 37918
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Greenway Insurance Agency has been insuring drivers and their vehicles since 1988. The independent service provider has Knoxville agents with over 50 years of combined insurance experience. Its team explains the available protection plans fit for car owners and is equipped to upgrade customers' policies based on their changing priorities. They assist clients with their auto insurance needs and emergencies, offering roadside assistance coverage that allows clients to make four service calls while they are stranded.

License Verified:

License: 820663

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Guthe Insurance logo
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License Verified:

License: 930171

Tennessee Department Of Commerce & Insurance

Guthe Insurance

5401 Kingston Pike, Knoxville, TN 37919
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  • Multiple Carriers
  • Bundling Option
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Guthe Insurance is a third-generation independent insurance company providing drivers in Knoxville with auto insurance options. The local service provider was established in 1946 by three World War II veterans. Its agents search for policies that can financially protect car owners from medical and legal expenses due to car accidents or other covered perils, as well as loss protection for the vehicle itself. Guthe Insurance strives to provide clients with reliable, personalized service and competitive customized products with flexible options.

License Verified:

License: 930171

Tennessee Department Of Commerce & Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Harrington Insurance Agency logo
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License Verified:

License: 2334195

Tennessee Department Of Commerce & Insurance

Harrington Insurance Agency

3209 Garden Drive, Knoxville, TN 37918
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  • Multiple Carriers

Business Description

Harrington Insurance Agency is a family-owned and independent insurance agency that has been servicing Knoxville for almost 80 years. It offers a range of insurance services like auto, home, commercial, and life and health insurance. When dealing with auto insurance, the agency shops for the most suitable policy and tailors it to have the coverages that each client needs. Potential clients can directly request auto insurance quotes through the agency's website.

License Verified:

License: 2334195

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jake Duos logo
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License Verified:

License: 2316322

Tennessee Department Of Commerce & Insurance

Jake Duos

188 Old Mouse Creek Road, Knoxville, TN 37312
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  • Bundling Option

Business Description

Jake Duos is a State Farm agent. As a resident of Cleveland, he provides car insurance policy services to clients in Knoxville and the nearby areas around Tennessee. He also offers life insurance, health insurance, homeowners' insurance, and small business insurance to his clients. Jake Duos and his team help each client in finding solutions with the insurance plans that they offer. Duos is also a member of Kiwanis International.

License Verified:

License: 2316322

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Bailey Company logo
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License Verified:

License: 2796

Tennessee Department Of Commerce & Insurance

John Bailey Company

1011 North Broadway, Knoxville, TN 37917
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  • RV & Motorhome
  • Golf Cart & Scooter
  • Motorcyle & ATV
  • Boats

Business Description

John Bailey Company is an independent insurance agency based in Knoxville that provides personal, commercial, and industrial insurance products to clients in the metro and nearby towns. The company has been in the insurance industry since 1946 and has since written auto insurance policies that protect clients from various road risks and collisions. John Bailey Company is also known for its insurance plans covering specialty cars, recreational vehicles, boats, and jet skis.

License Verified:

License: 2796

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
knoxvilleinsurancegroup.com logo
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License Verified:

License: 709367

Tennessee Department Of Commerce & Insurance

knoxvilleinsurancegroup.com

220 South Peters Road, Knoxville, TN 37923
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  • Multiple Carriers

Business Description

Knoxville Insurance Group is a locally owned insurance agency that provides auto, life, and home insurance products to clients in the metro. The company consists of car insurance experts that help clients navigate their options for protecting their vehicles and themselves. It offers policies that cover personal injury liabilities, physical damages, and collisions. The company has been writing insurance policies since 1989 with a professional staff that has over 50 years of industry experience.

License Verified:

License: 709367

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (270)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sparks Insurance - Knoxville logo
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License Verified:

License: 2046369

Tennessee Department Of Commerce & Insurance

Sparks Insurance - Knoxville

10101 Sherrill Boulevard, Knoxville, TN 37932
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Sparks Insurance is an independent insurance agency in Knoxville that provides insurance products to residents in the metro and nearby areas. The agency provides various personal and business insurance policies including its auto insurance policies which cover liability, no-fault, or a combination of both. Beneficial add-ons are also available to provide coverage from medical expenses and physical damages to the vehicle. Sparks Insurance carries top providers such as Progressive, Safeco Insurance, and Travelers.

License Verified:

License: 2046369

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (120)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tennessee State Insurance logo
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License Verified:

License: 2204828

Tennessee Department Of Commerce & Insurance

Tennessee State Insurance

2904 Tazewell Pike, Knoxville, TN 37918
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  • Motorcyle & ATV

Business Description

Tennessee State Insurance offers car insurance policies to clients in Knoxville. For more than three decades, the full-service independent insurance agency has been assisting Tennessee residents with their auto insurance policies, which can include property coverage for theft or damages, liability coverage for physical injuries or damages caused on others, and medical coverage for injury treatment. For convenience, the company's website has a feature that allows clients to make payments online.

License Verified:

License: 2204828

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Whedbee Insurance logo
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License Verified:

License: 2241131

Tennessee Department Of Commerce & Insurance

Whedbee Insurance

6426 Baum Drive, Knoxville, TN 37919
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Established by Lloyd and Joyce Whedbee in 1972, Whedbee Insurance has been offering auto insurance services and solutions to residential and business clients in Knoxville and the nearby areas. It is a family-owned and operated business that works with various insurance carriers. As an independent agency, it is able to customize insurance plans to match the clients' needs and budget. Robert Whed serves as the company's principal agent, who assists individuals seeking professional guidance about insurance strategies.

License Verified:

License: 2241131

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (15)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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