Expertise.com

Best Homeowners Insurance Agencies in Tennessee

2024

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Website
Nashville

Why choose this provider?

Lockeland is a locally operated insurance agency that provides risk management solutions in Tennessee. It assists clients in choosing the best homeowners' policies by comparing coverage options from several insurance carriers in the market. It also handles other insurance products, including short-term and investment real estate, builders' risk, and renters' insurance. In addition, the company offers protection for automobiles, recreational vehicles, and motorcycles. Lockeland helps policyholders manage their premiums through tech-friendly services like sensor smart kit technology, mobile apps, and rapid quoting.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Franklin

Why choose this provider?

Williams Insurance Group is a top independent company that provides various risk management options in Tennessee. It offers the best home insurance policies that protect home and condo owners, renters, landlords and cover high-value homes, secondary properties, and mobile dwellings. It also assists clients in obtaining claims for covered perils like fire and theft. Williams Insurance Group has been serving communities for over 19 years. Its owner Steve Williams is a member of the Insurors of Tennessee and is certified by the Life Underwriter Training Council.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (78)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Bartlett

Why choose this provider?

Kellon Insurance Agency Inc. offers risk management services to individuals and businesses in Tennessee. It provides the best coverage options for homeowners, such as protection for personal property, physical dwelling, legal liability, and additional living expenses. It extends its security to mobile homes, condos, farms, and valuable items and writes policies for landlords and renters. The company operates as an independent agency representing carriers like Safeco, Progressive, and Liberty Mutual. It has been in operation since 1962.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Memphis

Why choose this provider?

Auto Save Insurance Agency is a locally owned and operated business that serves Tennessee. It assists in choosing the best homeowners' policies by comparing coverage options from various carriers, covering financial loss due to property damage, medical expenses for injured guests, repair or replacement of lost personal belongings as a result of theft or vandalism, and payment for ongoing mortgages. In addition, it carries other insurance plans for renters and vehicle owners. The company represents companies like Progressive and National General Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Memphis

Why choose this provider?

Reyle and Associates Insurance is an independent agency that assists individuals, families, and businesses in Tennessee in finding the best coverage plans. It provides home insurance policies that protect owners and renters against financial losses due to damage to tangible assets and personal liability. It also carries insurance products for condominiums, rental properties, motor homes, and manufactured homes. The company is a member of the Professional Insurance Agents and brings more than 20 years of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (125)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nashville

Why choose this provider?

Choice Insurance Agency LLC assists policyholders in choosing the best coverage from a variety of insurance carriers in Tennessee. Its homeowners' plans provide various options that cover the physical dwelling, unattached structures like garages and sheds, personal items including furniture and clothing, and additional living expenses due to loss of use. Its agents also furnish policies for mobile home and condominium owners and renters. Choice Insurance Agency partners with different carriers, such as Foremost, American Modern, and AIG.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Memphis

Why choose this provider?

Colin Vickrey is Tennessee's best State Farm insurance agent who provides services to individuals and families in the region. He assists in selecting coverage options for homeowners' policies, including personal liability in accidents within the property, structural damage from natural disasters, and loss of personal possessions like musical instruments and jewelry. He also offers other insurance products covering life, health, auto, and business, and aids policyholders with their banking needs. Colin holds the State Farm Ambassador Club and Honor Club awards.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (64)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nashville

Why choose this provider?

Mike Maclean is a State Farm insurance agent who offers the best insurance plans in Tennessee. He assists individuals and families in obtaining homeowners' policies that provide protection against financial losses caused by unforeseen events like fire, random acts of theft and vandalism, and legal responsibility for accidents within the property. He also handles a range of insurance products, from life and health to auto and business coverage. Maclean also aids policyholders in managing their financial needs through mutual funds, annuities, and banking.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nashville

Why choose this provider?

Langer Insurance is an agency that provides risk management solutions in Tennessee. It assists clients in choosing the best homeowners' insurance policies by comparing options from various carriers. It protects owners from financial loss when replacing personal property damaged by natural disasters. It also offers defense against lawsuits from guests injured in the insured property. The company writes other personal insurance plans that cover mobile homes, condominiums, and rental properties. It is an independent company that represents Erie Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Memphis

Why choose this provider?

Sanders Insurance Agency offers risk management solutions to families and individuals in Tennessee. Its homeowners' insurance provides the best coverage in the market, protecting clients from financial loss due to personal liability in accidents within the policy territory. This product also covers property damage in case of natural calamities or random acts of theft and vandalism. The agency's policies for business owners include coverage from negligence lawsuits. One of the company's principals, Velvet Sanders, has been in the industry since 2001.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hixson

Why choose this provider?

Donald Kane is a State Farm agent who provides the best insurance plans in Tennessee. He processes various personal protection products, helping families and individuals acquire homeowners' insurance. He assists policyholders in filing claims to secure compensation for property damage and injuries due to perils like fire, hail, and theft. The specialist also furnishes life, health, auto, and motorcycle insurance plans. Additionally, Kane serves business owners who want to obtain general liability and workers' compensation policies. He has been in the industry for over three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (21)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Cordova

Why choose this provider?

Katie Lamb is the best State Farm agent in Tennessee, providing risk management solutions and a wide variety of insurance plans to individuals, families, and business owners. She handles homeowners' policies that protect clients from financial loss, covering personal possessions like jewelry and musical instruments, legal responsibility to injured guests, and damage to the home's physical structure. She also assists in obtaining insurance for auto, life, and health and offers financial services through banking and mutual funds. Her agency responds to customer service calls 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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