Best Credit Repair Companies in Chattanooga

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Holland Consulting

2201 Dayton Boulevard, Chattanooga, TN 37415
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  • Credit Dispute

Business Description

Holland Consulting offers financial management principles and credit repair consultations to improve consumer credit scores in Chattanooga. General notarizations and business consulting solutions are also available. Holland Consulting, led by Wes Holland, has been in the industry since 2018. Wes delivers a methodological approach by cutting across the figures to start every client's journey to good financial standing. A previous client praised Wes' professional service after his credit score rose to more than 100 points, bringing him closer to his goal of homeownership.

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
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5.0 / 5 (53)
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5.0 / 5 (7)
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Holland Consulting

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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