Expertise.com

Best Pet Insurance Companies in Sioux Falls

2024

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Providers

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Website
4804 S. Minnesota Ave., Ste 103, Sioux Falls, SD 57108
  • Policy Bundle Discount

Why choose this provider?

Wilcoxon Insurance provides risk management services to clients in Sioux Falls and the neighboring areas. It offers pet insurance policies, covering illnesses, accidents, hospitalization, surgery, and emergency pet visits. It also includes annual physical examinations, vaccinations, and flea prevention. In addition, the company offers a variety of financial protection options for individuals, families, and businesses, such as auto, life, renters', and commercial insurance. As a local independent agency, Wilcoxon Insurance partners with different carriers like MetLife, Nationwide, Safeco Insurance, and Hagerty.

License Verified:

License: 19846

South Dakota Department of Labor and Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
3015 E 10th Street, Sioux Falls, SD 57103

Why choose this provider?

Ryan Reiner is a State Farm insurance agent who offers pet indemnity products to Sioux Falls residents. Clients are educated as to the pros and cons of every contract and are given tailor-fit coverage in accordance with their desires and needs. Reiner delivers a variety of insurance products such as life, health, and homeowners' policies. The agency also provides banking, home loans, and mutual funds. He has completed studies in associate risk management and business administration.

License Verified:

License: 40043476

South Dakota Department of Labor and Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (529)
Facebook
4.8 / 5 (40)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1036 Main Street, Hull, IA 51239
  • Policy Bundle Discount

Why choose this provider?

ISB Insurance, Inc., caters to individuals and families in and around the Sioux Falls area. The agency helps clients protect their animals from injuries and illnesses by offering pet insurance policies. It also carries auto, farm, health, homeowners', life, and specialty insurance plans. In addition to pet coverage, business and umbrella insurance products are available. ISB Insurance works with various companies, including Progressive, Safeco Insurance, and Travelers. Its team has more than 250 years of combined experience in the industry.

License Verified:

License: 1002225126

South Dakota Department of Labor and Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2901 E 57th Street Suite 102, Sioux Falls, SD 57108
  • Policy Bundle Discount

Why choose this provider?

Jill Van Ede is a Sioux Falls-based State Farm agent who assists local pet owners in obtaining financial coverage for their pets' medical needs. Her products are tailored to suit the specific needs of clients in terms of emergency treatments, surgeries, vaccinations, and medications for pets. She also offers insurance coverage for those who seek to protect their homes, personal belongings, and automobiles against losses caused by accidents or hazards. She has been a member of the local Chamber of Commerce since 2008.

License Verified:

License: 40042165

South Dakota Department of Labor and Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (24)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the typical exclusions in Sioux Falls pet insurance?

    Sioux Falls pet insurance companies do not cover preventive care, pre-existing conditions, or services like dental care, vaccinations, and checkups without an additional wellness plan. Care for animals who have been mistreated or neglected and illnesses that may have been avoided with vaccines are also not covered by insurance.

  • Is pet insurance a requirement in Sioux Falls?

    In Sioux Falls, pet owners are not required to purchase insurance for their animal companions. However, it is a wise investment as the cost of veterinary services rises annually, making it increasingly challenging for the average family to manage. You might not be able to afford the treatment that could save your pets' lives if you don't have insurance.

  • Are there dog breed-specific price variations for pet insurance in Sioux Falls?

    If your dog's breed has a higher likelihood of developing health issues, expect increased insurance costs in Sioux Falls. Also, be prepared to incur higher expenses for purebred animals, as they frequently share common genetic backgrounds, increasing the likelihood of inherited diseases or congenital issues within the family lineage. The breed of your dog often influences your pet's insurance premiums due to varying risk levels assessed by insurance companies.

  • How does pet insurance work in Sioux Falls?

    The majority of pet insurance in Sioux Falls operates on a reimbursement basis, where you pay for your pet's veterinary care upfront, file a claim with your insurance provider, and subsequently receive reimbursement for a portion of the eligible expenses, typically 70%, 80%, 90%, or even 100%. Since the insurance company reimburses you, you aren't limited to in-network veterinarians, and your coverage works at any licensed veterinary clinic.

  • What factors should be taken into account when evaluating pet insurance options in Sioux Falls?

    When comparing pet insurance options in Sioux Falls, consider the following:

    • The provider's industry experience, choosing one with a proven track record.
    • Coverage and cost, meaning the cheapest plan may not meet your pet's needs.
    • The claims process, making sure that it's straightforward and efficient.