Dave Kelly is a loan officer for Sioux Falls Mortgage, which serves homeowners in and around the city. He is a certified mortgage planner who educates clients on various loan options, like conventional, reverse mortgage, and FHA loans. Dave also discusses refinancing options and calculates the interest rates and monthly fees of new mortgage contracts. Armed with over 20 years of real estate experience, he believes in planning mortgages to suit other life expenses. Previous clients have praised him for being informative and friendly.