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Best Homeowners Insurance Agencies in Sioux Falls

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2300 West 49th Street, Sioux Falls, SD 57105
Sioux Falls, SD 57105
  • Personal Property Insurance
  • Multiple Policy Types

Fischer, Rounds & Associates Inc. is a full-service insurance agency that has been serving the residents and businesses in Sioux Falls for more than a century. Established in 1880, the company assists individuals and families in selecting the homeowners' insurance policy that best suits their needs. Its licensed specialists provide tailored solutions to protect the homes and personal possessions of policyholders against disasters. Other offerings include all types of personal, commercial, and specialty policies. The company also provides real estate services.

2300 West 49th Street, Sioux Falls, SD 57105
Sioux Falls, SD 57105

Website(605) 336-4444

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

423 S Minnesota Ave, Sioux Falls, SD 57104
Sioux Falls, SD 57104
  • Multiple Policy Types
  • Renter's Insurance
  • Multiple Carriers

Insurance Express Agency, LLC, is an insurance company located in Sioux Falls. It offers financial coverage for homeowners for repairs against any damage to the house. This also includes attachments like the garage and any injuries within the property. The company studies each home to suggest the best plans from their catalog. It also provides optional coverage for identity theft, sewage back-up, and snowmobile insurance. The company also provides coverage for pets and dental needs.

423 S Minnesota Ave, Sioux Falls, SD 57104
Sioux Falls, SD 57104

Website(605) 274-9999

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2921 East 57th Street, Sioux Falls, SD 57108
Sioux Falls, SD 57108
  • Multiple Policy Types

Insurance Solutions LTD is an independent insurance agency providing insurance products and services to residents and business owners in Sioux Falls and the surrounding areas. It offers fully-customized homeowners' insurance policies to clients who need protection for their properties. Clients can also obtain various personal and commercial insurance products through the agency. It focuses on anticipative and comprehensive policy-building to ensure that clients receive the coverage that best suits their needs and situations. Insurance Solutions LTD carriers include DAKOTACARE, Avera Health Plans, and Progressive.

2921 East 57th Street, Sioux Falls, SD 57108
Sioux Falls, SD 57108

Website(605) 373-8990

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3701 West 49th Street, Sioux Falls, SD 57106
Sioux Falls, SD 57106
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Fire
  • Earthquake
  • Condos

Jensen Insurance & Real Estate offers policies to cover property damage for homeowners in Sioux Falls. Founded in 1944, it aims to customize plans that cover replacing or repairing a client's property, as well as select personal property. It also covers additional expenses for when a home is temporarily uninhabitable, liability, and medical expenses of parties injured on a client's premises. Jensen also offers insurance for properties such as high-value homes, rentals, secondary residences, and vacation homes.

3701 West 49th Street, Sioux Falls, SD 57106
Sioux Falls, SD 57106

Website(605) 362-8200

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

11 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6809 South Minnesota Avenue, Sioux Falls, SD 57108
Sioux Falls, SD 57108
  • Multiple Carriers
  • Multiple Policy Types

Kouri Insurance Agency is a local insurer that carries comprehensive insurance solutions for clients in Sioux Falls. The firm's independent insurance agents seek to address clients' needs and provide custom insurance plans from multiple insurance companies. They help homeowners obtain adequate coverage for possible property damage and liabilities, thus helping safeguard their financial security. They offer 24-hour client support. Established in 1970, Kouri Insurance Agency also assists in homeowners' claim applications.

6809 South Minnesota Avenue, Sioux Falls, SD 57108
Sioux Falls, SD 57108

Website(605) 336-6303

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7001 South Lyncrest Place, Sioux Falls, SD 57108
Sioux Falls, SD 57108
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Condos

McKinneyOlson Insurance offers personal, commercial, life, and health insurance products in Sioux Falls. Its insurance agents assist families in protecting their homes through appropriate homeowners insurance coverage. They aim to understand clients' needs in order to supplement standard insurance policies with necessary coverage options. Home insurance plans cover various financial risks, including risks from fire damage, injuries, weather damage, and theft, and have options for landlord and condo insurance. McKinneyOlson Insurance also addresses industry-specific insurance needs.

7001 South Lyncrest Place, Sioux Falls, SD 57108
Sioux Falls, SD 57108

Website(800) 431-6714

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

3700 South Western Avenue, Sioux Falls, SD 57105
Sioux Falls, SD 57105
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Fire
  • Condos

Located in South Dakota, North Central Insurance is a local independent insurance agency serving residents of Sioux Falls. It offers comprehensive home insurance policies for families and individuals in need of home protection. Its homeowners' insurance coverage takes into consideration overlooked factors, such as sewer and septic back-ups, trampoline and swimming pool liability, and flood insurance. It also offers a wide range of commercial and personal insurance products. In addition, the agency provides Church insurance. North Central Insurance is Trusted Choice-certified.

3700 South Western Avenue, Sioux Falls, SD 57105
Sioux Falls, SD 57105

Website(800) 456-2796

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3500 S Western Ave, Sioux Falls, SD 57105
Sioux Falls, SD 57105
  • Multiple Policy Types

Pillar Insurance is an independent insurance agency in Sioux Falls that has provided clients with various insurance policies since 1987. Its products include homeowners' insurance, which is applicable for residents or families who either own or rent a home. The agents discuss in detail the various policy options and coverage plans that would fit clients' insurance needs, including financial protection for their home and personal valuables. Pillar Insurance represents seven insurance carriers and also offers auto, business, life, and health insurance policies.

3500 S Western Ave, Sioux Falls, SD 57105
Sioux Falls, SD 57105

Website(800) 425-9908

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4009 W 49th St Suite 103, Sioux Falls, SD 57106
Sioux Falls, SD 57106
  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Platinum Insurance Group is an independent insurance agency in Sioux Falls, offering insurance policies for property, life, and casualty. Its homeowners' insurance policies generally cover both the interior and exterior parts of the structure. There are also protections for the contents or items of value that are not permanently attached to the home, as well as from liability in the event that a guest gets injured while on the property. Platinum Insurance Group is connected with more than 10 insurance carriers.

4009 W 49th St Suite 103, Sioux Falls, SD 57106
Sioux Falls, SD 57106

Website(605) 271-4446

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4101 South Southeastern Avenue, Sioux Falls, SD 57103
Sioux Falls, SD 57103
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Condos

Founded in 1981, Prins Insurance of Sioux Falls, Inc. offers a variety of insurance services to its local community and the rest of South Dakota. The company helps people financially protect their homes with homeowners insurance. This insurance allows people to cover their house and their belongings in it. It also includes the damage their property may cause to others. Prins Insurance is available in North Dakota, Iowa, and Minnesota. It also offers other personal insurance and commercial insurance products.

4101 South Southeastern Avenue, Sioux Falls, SD 57103
Sioux Falls, SD 57103

Website(605) 332-5300

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

40 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3015 E 10th St, Sioux Falls, SD 57103
Sioux Falls, SD 57103
  • Multiple Policy Types

Ryan Reiner is a State Farm insurance agent that provides insurance services from his Sioux Falls office. Together with his team, Reiner develops insurance plans for clients, including home insurance policies. They offer home insurance plans that include coverage for personal belongings, such as furniture, electronics, clothing, and jewelry. Reiner's team of six insurance advisors have a combined industry experience of over five decades. They are available for appointments any day. Aside from insurance products, they also offers mutual funds.

3015 E 10th St, Sioux Falls, SD 57103
Sioux Falls, SD 57103

Website(605) 332-7857

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

471 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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