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Best Homeowners Insurance Agencies in Rapid City

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820 St Joseph St., Rapid City, SD 57701
Rapid City, SD 57701
  • Personal Property Insurance
  • Multiple Policy Types

Black Hills Insurance Agency, Inc. offers personal and business insurance options for clients in Rapid City and the rest of the region since 1949. The team of agents consults on a wide range of insurance options for the protection of residential properties and personal belongings in case of financial losses and damage due to disasters. The options include homeowners' insurance, coverage for condominiums and co-ops, protection of valuable articles, renter's insurance, and identity theft protection.

820 St Joseph St., Rapid City, SD 57701
Rapid City, SD 57701

Website(605) 342-5555

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

PO Box 9029, Rapid City, SD 57709
Rapid City, SD 57709
  • Homeowners

Fischer, Rounds & Associates - Rapid City has been providing various insurance services throughout Rapid City, Mitchell, and Watertown areas since 1880. The independent insurance agency partners with the nation's trusted carriers, allowing agents to find a homeowners' insurance policy with high-quality coverage at the best possible price. Its personal lines agents also offer tailored insurance program that protects client's family, vehicle, and other valuable possessions. In addition, Fischer, Rounds & Associates can assist in reporting a claim.

PO Box 9029, Rapid City, SD 57709
Rapid City, SD 57709

Website(866) 700-6163

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

821 Mt Rushmore Rd, Rapid City, SD 57701
Rapid City, SD 57701
  • Condos
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Herrmann Insurance Agencies is an independently owned and locally operated insurance company in Rapid City that offers insurance coverage options from multiple insurance agencies. The agency's professionals can help in selecting, developing, and maintaining homeowners' insurance protection. The agents can provide home insurance plans with varying coverage options, which may include home structures, personal possessions, liability, and additional living expenses. Herrmann Insurance Agencies also carries a wide array of life, auto, health, and business insurance products.

821 Mt Rushmore Rd, Rapid City, SD 57701
Rapid City, SD 57701

Website(605) 718-2200

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2433 West Chicago Street, Rapid City, SD 57702
Rapid City, SD 57702
  • Multiple Policy Types

Jeff Jasper, a Farm Bureau agent, offers insurance services for Rapid City residents. Jasper and his team assist clients in various areas including homeowners' insurance. They cater to clients who live in single-family homes, mobile homes, rental properties, condominiums, and townhomes. The insurance professionals customize plans according to homeowners' individual needs. In addition to home insurance, the agency also offers auto insurance, life insurance, and farm and ranch insurance. Jasper has been a Farm Bureau agent since 1996.

2433 West Chicago Street, Rapid City, SD 57702
Rapid City, SD 57702

Website(605) 341-7600

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1620 Mt Rushmore Rd, Suite 200, Rapid City, SD 57701
Rapid City, SD 57701
  • Personal Property Insurance
  • Multiple Policy Types

Jeff Johnson - State Farm Insurance Agent is a locally owned agency offering homeowners insurance policies to clients throughout Rapid City. Mr. Johnson is a licensed agent who has been assisting clients for over 20 years with obtaining coverage for their homes. The firm maintains an online portal for clients to file claims and make payments. This agency also offers life and automobile insurance. Its team has over 60 combined years of experience.

1620 Mt Rushmore Rd, Suite 200, Rapid City, SD 57701
Rapid City, SD 57701

Website(800) 334-9200

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2620 Jackson Boulevard, Rapid City, SD 57702
Rapid City, SD 57702
  • Multiple Carriers

Professional Insurors is a team of insurance specialists serving the residents of Rapid City. This independent agency has been carrying personal, commercial, and professional insurance lines since 1980. Its personal insurance products include homeowners, auto, RV, boat, ATV, and motorcycle options. In addition, tow truck operators receive appropriate business coverage. Owned by a South Dakota Dental Foundation member, Professional Insurors also provides professional liability coverage offers protection for dentists, attorneys, CPAs, and optometrists.

2620 Jackson Boulevard, Rapid City, SD 57702
Rapid City, SD 57702

Website(800) 529-1451

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2525 West Main Street, Rapid City, SD 57702
Rapid City, SD 57702
  • Renter's Insurance
  • Multiple Policy Types

Ryan Dolly, an American National Insurance Agent, offers financial protection services for Rapid City residents. Dolly provides different types of insurance policies, including homeowners insurance. He creates insurance plans for homeowners that cover the property, the structures around the property, and the possessions inside the property. The agent also offers home insurance plans that include relocation expenses coverage, identity theft protection, and personal liability protection. Dolly has been an insurance professional for more than 10 years.

2525 West Main Street, Rapid City, SD 57702
Rapid City, SD 57702

Website(605) 791-0762

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

910 5th Street, Rapid City, SD 57701
Rapid City, SD 57701
  • Renter's Insurance
  • Condos
  • Fire
  • Homeowners

Security First Insurance is an insurance broker and bank that operates in the Rapid City metro and nearby areas. With its century-old history, the company has since served all of Nebraska and southwest South Dakota for banking and insurance needs. It writes homeowners' insurance plans that cover expenses for property damages, losses, and damages caused by natural disasters. Security First Insurance has 12 locally managed insurance offices throughout the state that provide valuable local insights for insurance needs and solutions.

910 5th Street, Rapid City, SD 57701
Rapid City, SD 57701

Website(877) 747-3139

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

816 5th Street, Rapid City, SD 57709
Rapid City, SD 57709
  • Multiple Policy Types
  • Homeowners

Western Dakota Insurors is dedicated to helping homeowners in Rapid City mitigate risks associated with unforeseen incidents. As an independent insurance agency, its professionals coordinate with a vast network of reputable insurance companies that provide comprehensive policies suited to different types of budgets. They work with clients in determining the most appropriate policy designed to protect their homes, properties, and valuable possessions. Western Dakota Insurors also conducts annual policy reviews with each homeowner and adjusts plans according to current market trends.

816 5th Street, Rapid City, SD 57709
Rapid City, SD 57709

Website(605) 342-3130

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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