Best Life Insurance Companies in South Dakota

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Brueggeman Insurance logo
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Brueggeman Insurance

1414 9th Ave SE, South Dakota, SD 57201
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  • Life Insurance

Business Description

Brueggeman Insurance offers life insurance policies through New York Life for individuals and families in South Dakota to help protect their future. It also offers health insurance plans through several well-known carriers, including Humana, Aetna, Mutual of Omaha, and Wellmark Blue Cross Blue Shield. The agency comprises agents Karla Christensen and Vincent Brueggeman, who have nine decades of combined experience in the insurance and financial services industry. Brueggeman Insurance itself has been in business since 1968.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
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Bultsma Insurance Agency logo
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Bultsma Insurance Agency

124 N Main St., South Dakota, SD 57368
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  • Whole Life Insurance
  • Life Insurance

Business Description

Bultsma Insurance Agency provides coverage for South Dakota residents. It has options that help protect policy holders’ families through its offerings of term, whole, and universal life insurance products. The company also carries home and renters insurance, auto plans, and farm insurance policies to protect farm equipment and buildings. Bultsma Insurance Agency is an independent company that offers products from several providers to give its customers the plan that suits their situation best. It carries insurance from Wellmark, Progressive, and Primero.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cody Palmer logo
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Cody Palmer

208 E 9th St, South Dakota, SD 57568
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  • Market Place

Business Description

Cody Palmer is an agent for the Farm Bureau Financial Services. He has been providing comprehensive insurance plans to South Dakota residents for over 17 years, assisting them in protecting what is most important in life. Life insurance is one of the products Cody provides. He informs clients about the various coverage options that will grow with them through all of life's changes, such as a new partner, new baby, new job, or new home. Additionally, Cody provides home, car, business, and farm insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Great Place Insurance logo
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Great Place Insurance

3704 S Westport Ave, South Dakota, SD 57106
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  • Health Insurance
  • Life Insurance

Business Description

Great Place Insurance serves the locals of South Dakota and the surrounding neighborhoods. The Sioux Falls-based, independent agency provides life insurance that is available in 10, 15, 20, 25, and 30-year level term options. It also offers other policies that include auto, health, commercial, home, and full-time RV coverage that is available in Iowa, Texas, Arizona, Minnesota, Nebraska, and Montana. Daniel Dougherty started the company in 1995 when it was known as Dougherty & Associates, Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hasche Insurance, Inc. logo
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Hasche Insurance, Inc.

20386 441st Avenue, South Dakota, SD 57249
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  • Life Insurance

Business Description

Hasche Insurance, Inc., is a company that serves clients in South Dakota. The business is being operated by a father and son duo who commit themselves to helping individuals build their financial futures. It offers life insurance policies where customers can choose to insure themselves, their spouses, their children, or their business partner. Steve Hasche started the business because he has been a big believer in life insurance. He bought his policy in the early 1990s.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Home Run Insurance Agency logo
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Home Run Insurance Agency

1340 Dakota Avenue North, South Dakota, SD 57350
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  • Whole Life Insurance

Business Description

Home Run Insurance Agency is a multi-line independent company that serves customers located in South Dakota. It provides life insurance as well as health, disability, Medicare supplement, and long-term care packages. Insurance programs are also available for automobiles, recreational vehicles, classic automobiles, and motorcycles. Other products cover residences, farms, renters, and businesses. Owner Suzanne Meyer has worked in the insurance industry for over 40 years. Her associate, Kasey Coon, began her financial career in 2012. She has auto, home, and commercial insurance licenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Plus logo
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Insurance Plus

405 NW 8th Avenue Suite 204, South Dakota, SD 57401
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  • Health Insurance
  • Life Insurance

Business Description

Insurance Plus caters to South Dakota locals, helping them shop for and acquire various insurance solutions as an independent insurance agency. It offers life insurance policies that are suited to clients' financial capabilities and adaptable to their changing circumstances. The company also helps individuals and businesses acquire coverage for their automobiles, property, and general legal liability. In addition to insurance solutions and services, Insurance Plus serves its community through its support of organizations like the Exchange Club of Aberdeen and Safe Harbor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Juffer Inc. logo
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Juffer Inc.

810 W Hwy-46, South Dakota, SD 57380
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  • Health Insurance
  • Life Insurance

Business Description

Juffer Inc. is an insurance agency that provides life insurance policies to residents of South Dakota. It assists individuals who want life insurance as part of their death benefit protection, cash accumulation, income tax benefits, or estate planning. The agency has term, whole life, and universal life policies. It also offers health insurance, including those with co-payment plans. In addition, the company has a line of other products like auto, homeowners', farm, crop, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelli Potter Independent Insurance logo
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Kelli Potter Independent Insurance

106 E Beebe Avenue, South Dakota, SD 57325
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  • Health Insurance
  • Life Insurance

Business Description

Kelli Potter Independent Insurance caters to clients in South Dakota. The agency works with Aflac in offering a wide range of insurance products, such as individual and group life and health insurance policies. Their coverage helps clients prepare for the unexpected and future medical finances, including palliative care, emergency treatments, critical hospitalization, disability, dental care, and vision maintenance. Additionally, it offers marketplace health, Medigap, and supplemental insurance plans. Its team has over four decades of collective industry experience and shares certifications from LUTF, CIC, and AFIS programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Key Insurance logo
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Key Insurance

210 E Grand Xing, South Dakota, SD 57601
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  • Health Insurance
  • Life Insurance

Business Description

Key Insurance serves the coverage needs of clients in South Dakota. It writes various policies under personal lines, including whole, universal, and variable universal life plans. These policies cover final expenses, survivor benefits and inheritance, and charitable gifts. The company's agents work alongside clients to help them pick a package that best meets their individual needs and financial goals. They assess and customize options from different insurance carriers, including American Modern, Acuity Insurance, and Zurich. The firm's partner, Jesse Konold, is a Certified Insurance Counselor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Krohmer Agency Inc. logo
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Krohmer Agency Inc.

120 S Wallace Ave., South Dakota, SD 57382
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  • Health Insurance
  • Life Insurance

Business Description

Kohmer Agency Inc. is a family-owned and family-operated insurance firm that caters to clients in South Dakota. The company offers life insurance to individuals, including term and permanent policies. It also provides auto, motorcycle, recreational vehicle, farm, and homeowners' insurance. The agency also offers business insurance to clients from various industries, such as healthcare, real estate, construction, manufacturing, and hospitality. For over two decades, it has worked with various carriers, including Farmers Mutual of Nebraska, North Star, Farmers Alliance, Nationwide On Your Side, and Wellmark.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marin-Biel Insurance logo
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Marin-Biel Insurance

3416 Main St., South Dakota, SD 57472
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  • Life Insurance

Business Description

Marin-Biel Insurance is an independent insurance agency that serves families and businesses in South Dakota. It offers a wide range of insurance products, including life, auto, home, and health. Its team of agents educates clients about different insurance products and uses them to develop tailored insurance coverage that matches clients' budgets and needs. The agency also has commercial insurance policies for properties, business auto, and inland marine. Marin-Biel Insurance has been in operation since 1983.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Martin-Trudeau Insurance logo
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Martin-Trudeau Insurance

1531 W Elm Avenue, South Dakota, SD 57301
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  • Life Insurance
  • Health Insurance

Business Description

Martin-Trudeau Insurance is an agency that offers whole, variable, and universal life insurance options for clients in South Dakota. The team also finds suitable insurance coverage for clients who are preparing for disabilities, accidents, and long-term medical treatments that may arise in the future. Martin-Trudeau Insurance has established its presence in the finance industry for more than five decades. The agency also assists clients with their home, auto, commercial, farm, livestock, and crop insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
South Dakota Senior Insurance Agency logo
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South Dakota Senior Insurance Agency

South Dakota, SD 57769
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  • Life Insurance

Business Description

South Dakota Senior Insurance Agency provides term and whole life insurance to help relieve the financial burdens of beneficiaries upon their loved one’s passing. Its agents carry critical illness policies for clients diagnosed with covered conditions, such as cancer, heart attack, or stroke. They also offer options to reimburse policyholders for the care given in assisted living facilities and nursing homes. Before establishing his company in 2014, founder Brian Spire worked for an insurance agency assisting people with their Medicare needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (18)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sprik Financial Group logo
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Sprik Financial Group

7615 S Kenton Lane, Suite 100, South Dakota, SD 57108
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  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

Business Description

Sprik Financial Group manages life insurance policies for individuals across the state of South Dakota. The full-service financial institution frequently handles term life, whole life, universal life, and variable universal life insurance products, in addition to survivorship life insurance, which is frequently utilized to achieve estate planning or business continuance objectives. Founder Darwyn Sprik holds the Life Underwriter Training Council Fellow, Retirement Income Certified Professional, and Certified Long-Term Care designations and has been in the finance industry since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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