Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in North Charleston

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored North Charleston Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

44

Reviewed

28

Curated

5

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2717 Dantzler Dr, North Charleston, SC 29406
  • Home and Auto Insurance
  • Multiple Carriers

Why choose this provider?

Charles Birt, N Charleston, SC, is an insurance agent who serves the North Charleston community. He sells a wide range of insurance, including renter's insurance for condos, apartments, and rental properties. Charles safeguards personal belongings against various hazards, including fire, theft, and vandalism. Auto, house, motorcycle, life, ATV, and boat insurance are his other services. As an Allstate representative, Charles assists residents in assessing their short- and long-term needs and selecting options that will help them achieve their objectives.

License Verified:

License: 2987020

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4952 Centre Pointe Drive Suite 108, North Charleston, SC 29418
  • Home and Auto Insurance

Why choose this provider?

Mike Stuckey is a State Farm agent offering renters insurance to the locals of North Charleston. He runs Stuckey Insurance and Financial Services, which provides various products such as business, life, health, auto, property, and pet insurance. He provides his services to Summerville, Goose Creek, Hanahan, Ladson, and South Carolina areas. He also offers mutual funds, banking, annuities, and commercial lines of insurance for small business owners. He previously worked as an insurance specialist for over a decade.

License Verified:

License: 9777827

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (531)
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1309 North Main Street, Suite A, Summerville, SC 29483
  • Home and Auto Insurance

Why choose this provider?

W.C. Wilbur & Co. offers insurance solutions to individuals and families in the North Charleston metro. It provides an array of personal lines of insurance, including renters' insurance policies. The independent agency creates customized liability, personal property, and additional living expense coverages to protect tenants from financial losses caused by perils like theft, fire, and explosion. It also processes vacation and mobile home, flood, and earthquake insurance. W.C. Wilbur & Co. has been operating for more than 100 years.

License Verified:

License: 1902256585

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9229 University Boulevard Suite A, North Charleston, SC 29406
  • Home and Auto Insurance

Why choose this provider?

Ferguson Insurance Team helps clients in North Charleston find a plan that addresses their insurance needs. It provides renter's insurance to cover furniture, appliances, clothing, electronics, jewelry, and liability protection for people in the property. In addition, it offers life insurance and coverage for homes, auto, classic cars, and pets. It also has commercial insurance products. The agency owner, Hardy Ferguson, is a second-generation agent continuing the firm his father started in 1981.

License Verified:

License: 9295200

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (127)
Facebook
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3255 Landmark Dr., Suite 204, Charleston, SC 29418
  • Home and Auto Insurance

Why choose this provider?

Help2Cover is an agency that provides its service to the locals of North Charleston. The renters' insurance it offers depends on what the clients select, how much they want to cover, and where they set their limits. The total cost of the insurance depends on the kinds of assets the clients choose to protect, such as the property or dwelling coverage, the personal liability coverage, and protection for belongings. The agency has been serving the States of Georgia and South Carolina for more than 17 years.

License Verified:

License: 6907398

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (114)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Do college students in North Charleston need renters' insurance?

    Yes, renters' insurance is advisable for college students in North Charleston as it covers the cost of lost possessions in case of theft or fire. Even with minimal belongings, the expense of replacing essential items, including computers and study materials, can be significant. Opting for renters' insurance ensures students' personal property is secured at a reasonable cost, allowing them to devote their attention to their studies.

  • Does renters' insurance cover structural damage to rental properties in North Charleston?

    No, renters' insurance does not cover the cost of structural repairs to rental properties in North Charleston. It is designed to protect the tenant's personal property, not the rental structure itself. Major fixes, such as foundation or roof repairs, fall under the landlord's responsibility. However, if the tenant is at fault for the damage, they are liable for the repair expenses.

  • What is the average cost of renters' insurance in North Charleston?

    The average annual cost for renters' insurance in North Charleston is $389. This price estimate is based on a policy that includes $40,000 in personal property coverage, $100,000 in liability coverage, and a deductible of $1,000. Notably, this rate is $99 above the state average. The exact premium may vary, depending on the selected coverage options and the extent of liability protection the policy includes.

  • How much renters' insurance should North Charleston residents purchase?

    Insurance providers suggest that residents of North Charleston should obtain renters' insurance that aligns with the total value of their personal belongings. Additionally, it is recommended to have at least $100,000 in personal liability coverage to safeguard against potential claims or legal actions filed against them in case someone is injured within the rental premises.

  • Does renters' insurance in North Charleston cover dog bite incidents outside the rental property?

    Yes, for residents in North Charleston, renters' insurance includes personal liability coverage for dog bite incidents outside the rental premises, such as at a park. This coverage is critical because, without it, the dog owner could be held financially liable for covering the injured party's medical costs and potential lost earnings resulting from the bite.

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