Best Mortgage Refinance Companies in North Charleston

CapCenter helps mortgage clients in North Charleston to refinance their existing loans. Its consultants lend their expertise to clients to help them make wise financial decisions, including refinancing. Besides refinancing, the agency’s loan options include Fixed, FHA, VA, ARM, and Jumbo loans. In addition to mortgages, CapCenter assists clients in buying and selling their homes with help from a local market expert. The agency’s entire process is transparent from beginning to end, ensuring that clients know what they are getting into when taking refinance loans.

Charleston Mortgage Lender is a team of loan officers that has been in the industry for more than 35 years. The residential mortgage-focused brokerage assists North Charleston homeowners in refinancing to obtain new loan terms. It also finds mortgage solutions that fit the needs of first-time and seasoned property investors in 13 other states. Charleston Mortgage Lender makes monthly donations t local causes, including Lowcountry Food Bank, Leukemia & Lymphoma Society, and Toys for Tots.

Coastal Funding Charleston offers a wide variety of loan programs for clients throughout North Charleston and the surrounding areas. This local mortgage company has been in business since 2004, offering refinance programs that clients can choose from that match their particular needs and goals. Loan options are also available, such as conventional Fannie Mae and Freddie Mac, FHA, VA, USDA, and non-qualifying mortgage loans for buyers of single-family, condos, town homes, investment properties, modular, and manufactured homes.

Derek Goulette, from Finance of America Mortgage, serves the neighborhoods in and around the North Charleston metro. It offers mortgage refinancing options that are based on the client's unique scenario and criteria, and match their goals. Clients are also informed of the differences in the interest rates and terms. Goulette, who runs his office on Daniel Island, helps his clients see the differences among the loan programs that he offers. He assists them in making informed decisions about the right option for them.

Home Loans Inc. is a North Charleston-based mortgage brokerage. It assists clients seeking mortgage refinancing options to reduce their monthly payments, pay off a home loan faster, and consolidate high-interest debts. The company also offers lending programs tailored to first-time homebuyers and those who desire to acquire high-end homes. Firm owner Jason Sharon is a retired U.S. Navy veteran who founded the business in March 2015. He has been featured on Forbes, Yahoo Finance, and Money.com.

Leeward Point Mortgage provides a variety of refinance options to customers in North Charleston. Its refinancing programs include USDA and VA streamline, FHA cash out, and conventional loans. Its mortgage professionals have worked with people refinancing their single-family residences, manufactured homes, townhouses, and condominiums. They also cater to families realizing their dream of homeownership by purchasing jumbo, FHA, or VA loans. The company has various calculator tools on its website to help customers make informed decisions about their loan applications.

Max Ballard is the VP of Mortgage Lending at Guaranteed Rate Affinity, serving individuals and families in North Charleston. He offers an assortment of loan products and programs for different types of borrowers, including first-time homebuyers. He assists with every step of the home financing process, including coordinating with real estate agents. His team comprises loan assistants, processors, underwriters, and closing specialists. Max Ballard has been working in the mortgage industry for more than two decades.

Mija Mortgage serves residents in the North Charleston metro and the surrounding areas. It provides homeowners with mortgage refinancing services and allows them to borrow money against the equity in their homes, consolidate their debts, lower their monthly mortgage payments, and get low-interest rates. It also has VA loans available for military members and veterans. In addition, the company has access to 50 lenders and helps clients prepare the documents they need to secure their loans.

New South Mortgage Corporation has been helping clients in North Charleston with their refinancing needs since 1998. Some of the mortgage refinance options it offers include jumbo, VA, USDA, FHA, and owner-occupied renovation loans. It aims to provide borrowers with mortgage products on the market by working with a variety of lenders across the country. Its founder, James Culler, Jr., worked as a loan officer for two mortgage brokerage firms before starting his own company.

New South Mortgage Corporation has been dealing with North Charleston clients since 1998. The company provides assistance to homeowners refinancing their mortgages. It structures loan programs that allow clients to reduce their interest payments or lower program term length. The company also offers various loan options for first-time homebuyers, including VA, FHA, and USDA mortgages. Owner and founder James “Jamie” Culler Jr. previously worked as a loan officer at the firm Prime Financial Group. He volunteers at the non-profit organization Habitat for Humanity.

Peoples Bank Mortage is a company based in North Charleston. It provides a refinancing option that goes through the conventional mortgage or mortgage terms loan process of application, approval, and closing. The firm also offers a pre-approval checklist that guides home buyers and owners in gathering information about filing and claiming loans. Since 1908, Peoples Bank Mortgage has been in business based on its 3S of stability, service, and scope. It is a subsidiary of Peoples Bank in Mississippi.

Ronda Hammang works with homeowners in North Charleston. She assists with mortgage refinancing to help clients achieve their homeownership and financial goals. Hammang also serves first-time homebuyers by helping them choose from various loan programs, such as USDA, FHA, VA, and conventional loans. Resources are available on her website, including loan calculators, for the customers' convenience. Hammang is an AnnieMac Home Mortgage branch manager. She has worked in different parts of the real estate business for more than 20 years. 

Sonya Pitt has been in the mortgage industry since 1998. Pitt is a mortgage loan originator for Premier Nationwide Lending, working to ease the stress of North Charleston clients in looking for a residence. As a certified military loan specialist and a veterans loans specialist, Pitt assists veterans, military members, and their spouses in purchasing homes. She also carries various mortgage plans, such as FHA, jumbo, USDA, fixed-rate, and adjustable-rate loans. Additionally, Pitt helps individuals decide whether refinancing fits their situation and goals.

Tabor Mortgage Group provides services to clients in Charleston and the surrounding areas. It offers mortgage refinancing solutions to help clients reduce their loan terms, lower their interest rates, obtain cash back and home improvement funds, and remove mortgage insurance. It also serves first-time homebuyers wishing to apply for conventional, USDA, VA, and FHA programs to purchase a residential property. Construction loans are also available for individuals and families wanting to build new homes or add rooms to their properties.

Tamara Vandiver is a retired veteran and a mortgage loan originator who helps homeowners in North Charleston get access to refinancing loans. She helps clients who want to save money by lowering their monthly payments and interest rates, as well as those in need of cash to fund major expenses. Vandiver also assists first-time home buyers, those who are looking for a second home, and those looking for an investment. She serves as a board member of the Tri-County Veterans Support Network.