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Best Homeowners Insurance Agencies in North Charleston

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3506 West Montague Avenue, Charleston, SC 29418
Charleston, SC 29418
  • Multiple Carriers
  • Multiple Policy Types

Ai Insurance Services offers various insurance products including policies for homeowners' insurance to clients in North Charleston. As an independent agency, it works with different insurance companies to give clients the flexibility to customize their insurance coverages. It gathers personal information, property details, coverage requirements, and various declarations to assess and provide the policy options to the clients. Other insurance services that the agency offers include fidelity and surety bonds, workers' compensation, and business liability.

3506 West Montague Avenue, Charleston, SC 29418
Charleston, SC 29418

Website(843) 266-1411

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

824 Johnnie Dodds Boulevard, Mount Pleasant, SC 29464
Mount Pleasant, SC 29464
  • Multiple Policy Types
  • Condos

Alliance Insurance Services serves clients living in the North Charleston area in need of insurance services. Its agents use their insurance knowledge to help residential property owners insure their homes, including apartments, condos, and mobile homes. The coverage takes the financial responsibility of rebuilding damaged homes and the replacement costs of destroyed or missing valuables due to theft, fire, and storm. Alliance Insurance Services also provides business and vehicle insurance covers.

824 Johnnie Dodds Boulevard, Mount Pleasant, SC 29464
Mount Pleasant, SC 29464

Website(855) 979-1059

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

759 Folly Road, Charleston, SC 29412
Charleston, SC 29412
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Brinson Insurance Agency is a family-owned and operated company that's been providing insurance services to homeowners in North Charleston since 1988. Its experienced agents review and recommend insurance policies for condos, resorts, primary residences, mobile homes, and renters, depending on the client's needs and preferences. The policies cover structural damage on properties and provide liability coverage to compensate injured nonresidents. Brinson Insurance Agency also offers auto, business, health, and life insurance.

759 Folly Road, Charleston, SC 29412
Charleston, SC 29412

Website(843) 762-2086

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3575 Maybank Highway, Johns Island, SC 29455
Johns Island, SC 29455
  • Personal Property Insurance

Since 2015, Emily Adams - State Farm Insurance Agent has been operating in North Charleston and nearby localities. She works with homeowners in choosing policy coverage, including coverage for the dwelling, personal assets, liability claims, and lawsuits. Offered insurance protects property from vandalism, theft, and fire, among other threats. Ms. Adams has received many professional designations, including Chartered Life Underwriter and Chartered Financial Consultant, and is a member of the Sea Island Chamber of Commerce.

3575 Maybank Highway, Johns Island, SC 29455
Johns Island, SC 29455

Website(855) 733-7333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

94 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9229 University Boulevard, North Charleston, SC 29406
North Charleston, SC 29406
Instagram
  • Multiple Policy Types

The advisors of Ferguson Insurance Team assist clients in multiple areas including home insurance in North Charleston. The agency provides homeowners with insurance policies that compensate for windstorm damage, hail damage, fire damage, and lightning damage. Home insurance plans also cover homeowners' liability for dog bite injuries, pool injuries, and trampoline injuries that took place on their property. Ferguson Insurance Team is owned by Hardy Ferguson. Ferguson took over the company that his father established four decades ago.

9229 University Boulevard, North Charleston, SC 29406
North Charleston, SC 29406

InstagramWebsite(843) 797-7285

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

113 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1819 Meeting St Suite 100, Charleston, SC 29405
Charleston, SC 29405
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood

KSA Insurance is an independent insurance agency headquartered in North Charleston that serves clients across the East Coast and throughout the South. Offering a wide range of personal and commercial insurance products, it helps clients protect their investment through homeowners insurance policies. This policy provides comprehensive coverage against various disastrous events such as floods, fires, storms, theft, vandalism, and liability. This agency also offers coastal property insurance and other commercial insurance, including restaurant, cyber, and malpractice insurance.

1819 Meeting St Suite 100, Charleston, SC 29405
Charleston, SC 29405

Website(843) 408-4232

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

509 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1032 Savannah Highway, Charleston, SC 29407
Charleston, SC 29407
  • Multiple Policy Types

McKenna Agency, Inc., discusses insurance policy options to residents and business property owners in North Charleston and throughout the region. The company's agents provide homeowners' insurance policies, which include property insurance, renters' insurance, condo insurance, mobile home insurance, and landlord insurance. The policies can also cover homeowners' liability in case a lawsuit is filed by a guest injured while on a client's property. Additionally, the company offers coverage for an in-home business.

1032 Savannah Highway, Charleston, SC 29407
Charleston, SC 29407

Website(843) 795-0189

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2408 Ashley River Road, Charleston, SC 29414
Charleston, SC 29414
  • Personal Property Insurance
  • Multiple Policy Types

Nick Wagner - State Farm Insurance Agent offers various insurance options to customers in North Charleston and neighboring communities. He specializes in preparing plans for the unexpected, including the freezing of a plumbing system, hail and wind damage, fire, theft, and vandalism, and events such as bulging of heating or cooling systems and artificially generated electrical currents. In addition, Mr. Wagner is affiliated with the National Home Builders Association and can help with retirement planning.

2408 Ashley River Road, Charleston, SC 29414
Charleston, SC 29414

Website(855) 733-7333

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1064 Gardner Road, Charleston, SC 29407
Charleston, SC 29407
  • Multiple Carriers
  • Multiple Policy Types

PC&L Insurance Agency Inc. works with homeowners seeking insurance in the larger North Charleston area. Its agents are experienced in underwriting condo and homeowner's insurance claims to provide compensation when disaster strikes. They provide temporary housing compensation in case of complete loss and reimburse medical bills incurred by guests of homes. PC&L Insurance Agency has coverage for personal belongings, and its policies are available on a replacement cost basis.

1064 Gardner Road, Charleston, SC 29407
Charleston, SC 29407

Website(843) 763-1709

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: B+

Detail: --

1956 Remount Road, North Charleston, SC 29406
North Charleston, SC 29406
  • Renter's Insurance
  • Flood

Pinckney Carter Company is an independent insurance agency in North Charleston. It mitigates financial risks and losses from damages due to fire, water, theft, loss, and some acts of nature (except flooding). Direct or indirect injury caused to a non-inhabitant is covered under the liability protection, and additional living expenses are given in case the insured home collapses. Debris removal and damaged shrubbery or trees are covered, as well as damages caused by firefighter response. Pinckney Carter Company has multiple partners like AIG, Bankers American Group, and Zurich.

1956 Remount Road, North Charleston, SC 29406
North Charleston, SC 29406

Website(843) 747-9073

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

114 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

7089 Rivers Avenue, North Charleston, SC 29406
North Charleston, SC 29406
  • Multiple Policy Types

Roe and Associates, Inc., is an independent insurance broker in North Charleston with 20 years of experience in the industry. Together with the usual fire damage coverage, a policyholder and its household members can have personal liability coverage if a third party gets injured on the property. Repair costs or losses due to vandalism, theft, or pets are reimbursed to the client. Roe and Associates has payment channels for various insurance carriers, such as GAINSCO, AssuranceAmerica, and National General Insurance.

7089 Rivers Avenue, North Charleston, SC 29406
North Charleston, SC 29406

Website(843) 740-1723

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

3955 Rivers Avenue, North Charleston, SC 29405
North Charleston, SC 29405
  • Renter's Insurance
  • Personal Property Insurance
  • Flood

Rowell Insurance Agency has been addressing insurance needs in North Charleston and the surrounding areas since 1972. The family-owned business shops for insurance coverages from over 15 insurance carriers. The company offers customized homeowners' insurance that covers a wide variety of damages. Clients can still replace or repair any belongings insured under their policy, whether or not it is in their house. Other insurance products include mobile home coverage, flood insurance, condominium insurance, and renters' insurance.

3955 Rivers Avenue, North Charleston, SC 29405
North Charleston, SC 29405

Website(843) 747-5291

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

42 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1052 Gardner Road, Charleston, SC 29407
Charleston, SC 29407
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Triest Agency is a full-service insurance agency that has offered a variety of insurance services to customers in North Charleston and the surrounding islands since 1903. It works with top insurance carriers to provide home insurance policies that meet the needs of existing or new homeowners. The agency has business insurance plans to protect companies from property losses due to fire, windstorms, theft, and other risks. Triest Agency also provides insurance coverage for earthquakes, floods, automobiles, and traveling.

1052 Gardner Road, Charleston, SC 29407
Charleston, SC 29407

Website(843) 556-6232

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5107 North Rhett Avenue, North Charleston, SC 29405
North Charleston, SC 29405
  • Flood
  • Personal Property Insurance

Established in 2014, ​Abri ​Insurance is a full-service, independent insurance agency providing a broad range of insurance products to residents of North Charleston. Its homeowners' insurance coverage is customized to meet the needs and requirements of each client. Its founder, Angela Herndon, has a decade of experience in the industry and works closely with clients to ensure that they are provided with policies that best suit their situations. Abrin Insurance is a member of the North Carolina Chamber of Commerce.

5107 North Rhett Avenue, North Charleston, SC 29405
North Charleston, SC 29405

Website(843) 628-5588

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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