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Best Mortgage Refinance Companies in Mount Pleasant

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2023
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Alex Wall logo

License Verified:

License: 2143

Nationwide Multistate Licensing System and Registry

Alex Wall

858 Lowcountry Blvd #102, Mt Pleasant, SC 29464
  • New Construction
  • Reverse Mortgages

Business Description

Alex Wall caters to clients throughout Mount Pleasant. He assesses the homeowner's financial situation as part of his efforts to help them refinance their loans. Wall has experience modifying the terms of loans insured or guaranteed by federal agencies like the FHA and VA. He also guides homebuyers through the mortgage application process and addresses their concerns on various matters, including short sales and property marketing. Wall has been in the lending sector for more than 10 years.

License Verified:

License: 2143

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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American Pacific Mortgage logo

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License: 325427

Nationwide Multistate Licensing System and Registry

American Pacific Mortgage

115 Fairchild St, Charleston, SC 29492
  • New Construction
  • Reverse Mortgages

Business Description

Derek Goulette, who works at American Pacific Mortgage, provides services throughout Mount Pleasant and the surrounding areas. Derek serves individuals needing to apply for their first or repeat mortgage refinancing matters, helping them minimize their monthly payments, change their terms, or lower their rates. He also assists potential home buyers in choosing loan options suitable for their needs. These options include jumbo and super jumbo, conforming, adjustable, and fixed. Derek also carries government loans, such as USDA, VA, and FHA.

License Verified:

License: 325427

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (14)
Google
5.0 / 5 (1)
Ascend Financial Group logo
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License Verified:

License: 1629704

Nationwide Multistate Licensing System and Registry

Ascend Financial Group

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875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC 29464
  • New Construction

Business Description

Since 2017, Ascend Financial Group has been working with Mount Pleasant clients. The company educates owners of properties like townhouses, manufactured homes, and condominiums through the mortgage refinancing process. It offers an online calculator that breaks down how refinancing impacts their long-term financial situation. The company also provides conventional mortgage programs, as well as loans backed by government agencies like the VA, FHA, and USDA, for aspiring homeowners. Greg Schoonover, its president, previously worked under various firms, including Ikon Financial Group and Residential Home Funding.

License Verified:

License: 1629704

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Barley Mortgage, LLC logo
Visit WebsiteWebsite

License Verified:

License: 1867951

Nationwide Multistate Licensing System and Registry

Barley Mortgage, LLC

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1032 Chuck Dawley Blvd., Ste. 101, Mount Pleasant, SC 29464
  • Multi-Family Loans
  • New Construction

Business Description

Barley Mortgage, LLC, caters to clients in Mount Pleasant and the surrounding areas. It offers to refinance loans to help clients change their terms or lower their rates to achieve their financial goals and needs. It also guides individuals and families in purchasing townhouses, multi-family homes, condominium units, and single-family residences using mortgage loan programs, including jumbo, conventional, VA, and FHA. The company's CEO, Jason Barley, has been in the industry for more than two decades.

License Verified:

License: 1867951

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Carolina Lending Group logo
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License Verified:

License: 239349

Nationwide Multistate Licensing System and Registry

Carolina Lending Group

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1022 Carolina Boulevard,, Isle of Palms, SC 29451
  • New Construction

Business Description

Carolina Lending Group caters to borrowers in Mount Pleasant who are seeking financing options. It provides a variety of programs, such as FHA, jumbo, conventional, VA, and reverse mortgages. It has a correspondent lending program for qualified clients who were refused loans by banks. The company also supports various charities, including one that provides meals to those in need, and gives a fixed amount for every loan. Founder Jason Myers, a certified lender for Military.com, has been in the industry since 2002.

License Verified:

License: 239349

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Christa Votaw logo
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License Verified:

License: 1111313

Nationwide Multistate Licensing System and Registry

Christa Votaw

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1240 Winnowing Way Suite 102, Mount Pleasant, SC 29466
  • New Construction

Business Description

Christa Votaw discusses mortgage refinancing options to help clients make informed decisions in Mount Pleasant. She caters to homeowners who plan to refinance their homes to take some cash out or save money with lower interest rates. She also handles reverse mortgage services for seniors. Additionally, she assists buyers who plan to purchase real estate properties for investment purposes and strives to secure low-rate financing to maximize their ROI. Votaw is a senior loan officer at Clear Mortgage.

License Verified:

License: 1111313

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (10)
Coastal Funding Corporation logo

License Verified:

License: 1693481

Nationwide Multistate Licensing System and Registry

Coastal Funding Corporation

551 Folly Road,, Charleston, SC 29412
  • New Construction

Business Description

Coastal Funding Corporation is a mortgage company serving the financing needs of homeowners and buyers across Mount Pleasant. It offers the interest rate reduction refinance loan under its VA program to cut the previous rate and monthly payment. Its variety of FHA loans includes cash-out refinancing, streamline refinances, 203k, non-occupying co-borrower, and 3.5% down payment. Coastal Funding is a locally owned venture that focuses on maximizing the benefits of multiple lending options that match borrowers' financial goals and dreams of homeownership.

License Verified:

License: 1693481

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (16)
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Parker Lending LLC logo
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License Verified:

License: 1816118

Nationwide Multistate Licensing System and Registry

Parker Lending LLC

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1156 Bowman Rd. Ste 200, Mount Pleasant, SC 29464
  • Reverse Mortgages

Business Description

Parker Lending, LLC, is a mortgage business serving both residential owners and first-time home buyers. Owner Arthur "Chip" Parker assists with loan application and refinancing to seek better rates or some property cash out. He provides assistance by following up on correspondences, lending process support, securing market rates that fit each client's budget, and closing loans on time. His other clients include seniors seeking reverse mortgages, refinancing homeowners, and move-up/second home buyers, as well as investment purchasers. Parker Lending is headquartered in Mount Pleasant.

License Verified:

License: 1816118

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (4)
PMC Mortgage Corporation logo
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License Verified:

License: 108262

Nationwide Multistate Licensing System and Registry

PMC Mortgage Corporation

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1041 Johnnie Dodds Boulevard, Suite 15B, Charleston, SC 29464

Business Description

PMC Mortgage Corporation serves residents in Mount Pleasant who need refinancing and loan solutions. The team delivers conventional and jumbo loans and has government-backed programs for members of the military sector. It works with debtors who wish to take advantage of more favorable terms and conditions of compliance. The company is licensed to operate across three states. Founder Henry Savage established the corporation in 1992 and was the Mortgage Q&A columnist for The Washington Times for over ten years.

License Verified:

License: 108262

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The McClarty Mortgage Team logo
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License Verified:

License: 202526

Nationwide Multistate Licensing System and Registry

The McClarty Mortgage Team

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800 Johnnie Dodds Blvd St. 105 & 108, Mt Pleasant, SC 29464
  • New Construction

Business Description

The McClarty Mortgage Team is committed to offering Mount Pleasant-based clients the ideal financing solution for their mortgage needs. As an education-based mortgage company, it informs residential property owners planning to refinance their homes about its benefits, including reduced monthly payments and interest rates. Its team also assists homeowners in applying for a cash-out refinance to consolidate debt. Additionally, The McClarty Mortgage Team offers home buyers with USDA, FHA, and VA loan options. The company is a division of Lending Path Mortgage.

License Verified:

License: 202526

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Southern Coast Team logo
Visit WebsiteWebsite

License Verified:

License: 1764656

Nationwide Multistate Licensing System and Registry

The Southern Coast Team

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654 Coleman Blvd, Suite 100, Mount Pleasant, SC 29464
  • New Construction
  • Reverse Mortgages

Business Description

The Southern Coast Team of Direct Mortgage Loans addresses the home refinancing needs of its clients in Mount Pleasant. The company assists its clients in paying off their debts, maximizing their equity, and getting lower rates through various refinancing options. It offers conventional, construction/renovation, and government-backed loans. The company strives to deliver on its commitment to transparency by providing its step-by-step home-buying process on its website and mortgage guides. It has been recognized as one of the top 100 companies in the Mortgage Executive Magazine.

License Verified:

License: 1764656

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (65)
Google
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.