Best Mortgage Refinance Companies in Mount Pleasant

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Alex Wall logo
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License: 2143

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Alex Wall

858 Lowcountry Blvd #102, Mt Pleasant, SC 29464
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  • New Construction
  • Reverse Mortgages

Business Description

Alex Wall caters to clients throughout Mount Pleasant. He assesses the homeowner's financial situation as part of his efforts to help them refinance their loans. Wall has experience modifying the terms of loans insured or guaranteed by federal agencies like the FHA and VA. He also guides homebuyers through the mortgage application process and addresses their concerns on various matters, including short sales and property marketing. Wall has been in the lending sector for more than 10 years.

License Verified:

License: 2143

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Ascend Financial Group logo
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License: 1629704

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Ascend Financial Group

875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC 29464
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  • New Construction

Business Description

Since 2017, Ascend Financial Group has been working with Mount Pleasant clients. The company educates owners of properties like townhouses, manufactured homes, and condominiums through the mortgage refinancing process. It offers an online calculator that breaks down how refinancing impacts their long-term financial situation. The company also provides conventional mortgage programs, as well as loans backed by government agencies like the VA, FHA, and USDA, for aspiring homeowners. Greg Schoonover, its president, previously worked under various firms, including Ikon Financial Group and Residential Home Funding.

License Verified:

License: 1629704

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Barley Mortgage, LLC logo
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License: 1867951

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Barley Mortgage, LLC

1032 Chuck Dawley Blvd., Ste. 101, Mount Pleasant, SC 29464
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  • Multi-Family Loans
  • New Construction

Business Description

Barley Mortgage, LLC, caters to clients in Mount Pleasant and the surrounding areas. It offers to refinance loans to help clients change their terms or lower their rates to achieve their financial goals and needs. It also guides individuals and families in purchasing townhouses, multi-family homes, condominium units, and single-family residences using mortgage loan programs, including jumbo, conventional, VA, and FHA. The company's CEO, Jason Barley, has been in the industry for more than two decades.

License Verified:

License: 1867951

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (121)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Christa Votaw logo
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License: 1111313

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Christa Votaw

1240 Winnowing Way Suite 102, Mount Pleasant, SC 29466
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  • New Construction

Business Description

Christa Votaw discusses mortgage refinancing options to help clients make informed decisions in Mount Pleasant. She caters to homeowners who plan to refinance their homes to take some cash out or save money with lower interest rates. She also handles reverse mortgage services for seniors. Additionally, she assists buyers who plan to purchase real estate properties for investment purposes and strives to secure low-rate financing to maximize their ROI. Votaw is a senior loan officer at Clear Mortgage.

License Verified:

License: 1111313

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (10)
Derek Goulette logo
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License: 325427

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Derek Goulette

115 Fairchild St, Charleston, SC 29492
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  • New Construction
  • Reverse Mortgages

Business Description

Derek Goulette, who works at Finance of America Mortgage, provides services throughout Mount Pleasant and the surrounding areas. Derek serves individuals needing to apply for their first or repeat mortgage refinancing matters, helping them minimize their monthly payments, change their terms, or lower their rates. He also assists potential home buyers in choosing loan options suitable for their needs. These options include jumbo and super jumbo, conforming, adjustable, and fixed. Derek also carries government loans, such as USDA, VA, and FHA.

License Verified:

License: 325427

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
New South Mortgage Corporation logo
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License: 279716

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New South Mortgage Corporation

130 River Landing Dr 1-D, Daniel Island, SC 29492
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  • Reverse Mortgages

Business Description

New South Mortgage Corporation caters to the refinancing needs of the Mount Pleasant community. The company assists clients through its purchase and refinancing mortgage services. Its team's offerings include conventional fixed-rate and adjustable rate mortgage, USDA, FHA, VA, and jumbo loans. It also has home equity lines of credit, manufactured home loans, and owner-occupied renovation mortgages. The firm was established in 1998. Jamie Culler, its owner, has more than two decades of home financing experience.

License Verified:

License: 279716

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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The Kernen Team logo
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License Verified:

License: 414430

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The Kernen Team

1705 Beaucastel Rd., #100, Mt Pleasant, SC 29464
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  • New Construction

Business Description

The Kernen Team caters to the home refinancing needs of individuals and families in Mount Pleasant. It offers various refinancing programs that suit their financial goals, such as acquiring lower interest rates and monthly payments and getting more savings. Some of its products include conforming, fixed-rate, ARM, and government-backed loans. It also has reverse mortgages for clients over 62 years old. The Kernen Team has been in the mortgage industry for more than 20 years.

License Verified:

License: 414430

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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The McClarty Mortgage Team logo
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License: 202526

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The McClarty Mortgage Team

800 Johnnie Dodds Blvd St. 105 & 108, Mt Pleasant, SC 29464
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  • New Construction

Business Description

The McClarty Mortgage Team is committed to offering Mount Pleasant-based clients the ideal financing solution for their mortgage needs. As an education-based mortgage company, it informs residential property owners planning to refinance their homes about its benefits, including reduced monthly payments and interest rates. Its team also assists homeowners in applying for a cash-out refinance to consolidate debt. Additionally, The McClarty Mortgage Team offers home buyers with USDA, FHA, and VA loan options. The company is a division of Lending Path Mortgage.

License Verified:

License: 202526

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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The Southern Coast Team logo
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License Verified:

License: 1764656

Nationwide Multistate Licensing System and Registry

The Southern Coast Team

654 Coleman Blvd, Suite 100, Mount Pleasant, SC 29464
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  • New Construction
  • Reverse Mortgages

Business Description

The Southern Coast Team of Direct Mortgage Loans addresses the home refinancing needs of its clients in Mount Pleasant. The company assists its clients in paying off their debts, maximizing their equity, and getting lower rates through various refinancing options. It offers conventional, construction/renovation, and government-backed loans. The company strives to deliver on its commitment to transparency by providing its step-by-step home-buying process on its website and mortgage guides. It has been recognized as one of the top 100 companies in the Mortgage Executive Magazine.

License Verified:

License: 1764656

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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